Pru UK Reviews 

3,746
TrustScore 4 out of 5

4.0

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Review summary

Created with AI, based on recent reviews

Looking at 575 reviews, reviewers had a great experience with this company. Customers frequently praise the supportive staff members for being knowledgeable and guiding them smoothly through various financial procedures. People often mention that payments and transactions are completed within a reasonable timeframe without any unexpected fuss. Many consumers feel very satisfied with the clear communication and guidance provided during policy and pension withdrawals. Some reviewers were not happy with long waiting times on the phone and unexpected delays during complex pension transfers. Other people also noted frustrating communication barriers, making it difficult to provide required documents and access their funds seamlessly.

What people talk about most

Customer service

Reviewers mention ambiguous feedback about customer service, highlighting both helpful support and... See more

Service

Users describe ambiguous interactions with service, highlighting widespread frustration regarding difficult... See more

Staff

Clients share positive opinions on staff, noting that advisors are helpful, informative, and professional.... See more

Response time

Reviewers highlight ambiguous aspects of response time, with experiences varying widely among consumers.... See more

Payment

Customers consistently note ambiguous experiences with payment, reflecting a high level of disagreement.... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The company at present is doing well . It is my experience from many years ago which was poor in that they did not fully explain the tax implications of these policies on withdrawl

Rated 4 out of 5 stars

Maturation of small pension policy.Clear choices made available regarding options available. Payment of policy made within agreed time scale.Whole process made simple.

Company replied

Rated 4 out of 5 stars

Although the initial contact required more than one phone call, once through to the correct team the experience was fine. The person I dealt with was very helpful and the whole process was completed i... See more

Rated 4 out of 5 stars

Disappointed to discover I had to transfer my 2 pension plans away from one of the largest pension providers because my plans did not allow me to draw-down. The transfer process then took almost 2 mon... See more


Company details

  1. Pension Office
  2. Insurance Company

Written by the company

We’re a leading savings and investments business, caring for customers for over 170 years. Ever since we were founded as a loans and life assurance company in 1848, we’ve sought to bring wealth within reach of as many people as possible by helping them access our products. Today we’re part of M&G plc, a family of brands all aligned behind the same ambition: to manage our customers’ savings and investments so that they can live the life they want, while aiming to make the world a little better along the way.


Contact info

4.0

Great

TrustScore 4 out of 5

4K reviews

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4.0

All reviews

(3,746)

534 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

They listened when I had a problem…

They listened when I had a problem contacting an advisor .
My claim was dealt with quickly and efficiently

17 March 2026
Pru UK logo

Reply from Pru UK

Hi Angela, thank you for taking the time to leave details about your recent experience. We're pleased to hear that your claim was dealt with quickly and efficiently, and that the problem you had was addressed. Many thanks

Rated 5 out of 5 stars

The pension Pru was really helpful sorting out…

The Pru was really helpful sorting out my pension, the service was quick and efficient. The financial adviser was very good he explained everything to me very thoroughly. Would 100pc recommend them

5 March 2026
Pru UK logo

Reply from Pru UK

Hi Heather, thank you for your feedback and we're delighted to hear you had a positive experience in sorting out your pension. If there's anything more we can help and support you with, please get in touch again. Many thanks

Rated 3 out of 5 stars

Overwhelming waste of paper

Found the literature overwhelming and confusing for a relatively small amount of money I was due to receive.

1 March 2026
Pru UK logo

Reply from Pru UK

Hi Wendy, thank you for your feedback and we're sorry to hear the information you received felt overwhelming and unclear.

We appreciate you taking the time to share this, as it helps us review how we present information. If there are any aspects that remain confusing, or you're unsure about, please contact us at social@prudential.co.uk. Many thanks

Rated 1 out of 5 stars

Transfer of Investment Plan monies LOST

If allowed, I would not give even 1 star! My recent and ongoing experience withdrawing funds from my Prudential Investment Plan, has and still is an absolute nightmare.

I requested a withdrawal in order to financially support my daughter and her family in purchasing their home. The initial hard copy documentation was sent via next-day delivery but was reportedly not received. To avoid delays, I subsequently emailed all required documents. I clearly communicated the urgency of the situation, including the property completion date and was reassured the funds would arrive in time. Unfortunately, this did not happen and despite making numerous phone calls, I have yet to receive a clear explanation as to why the transfer has not been completed. I have repeatedly been told that the transfer “cannot be traced,” which is deeply concerning given the significant amount of money involved. I have spoken to numerous people every day its very time consuming and frustrating.

As a direct result of this failure, my daughter and her family were unable to complete their house purchase as planned. They had removal vans packed and were ready to collect their keys, only to face last-minute disruption. They were put at risk of breaching their contract due to non-payment of the completion statement balance, which could have resulted in losing their deposit and home. I was forced to borrow money from friends and family at short notice to prevent this outcome putting me in very embarrassing situation. I have incurred additional financial costs and significant emotional distress during an already difficult time following my husband’s passing.

I have also experienced poor customer service, having to repeatedly explain my situation to different representatives. Being told they are just Admin and not being able to be transferred to a representative in the Finance Dept, the people who deal with the transfers etc. Promised callbacks were not fulfilled and no clear ownership or resolution of my case. This situation has been extremely distressing for both me and my family.

I am now still waiting for a full explanation of what has happened to my funds as well as immediate confirmation of the current status but have just been told I have to wait as these things take time! The strange thing is, this morning I did receive a small nominal amount for the inconvenience which went into my nominated account! I need to know the location of the transfer, prompt release of my withdrawn funds, compensation for the financial losses and distress caused and a formal investigation into how this situation was allowed to occur. I have asked to speak to a manager or someone higher up the organisation, but this doesn't seem to be an option.

From a very unsatisfied customer

30 March 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi, we're very sorry to hear about the difficulties you've experienced with your withdrawal, and the impact this had on your daughter's home purchase. We also understand and recognise the concern and upset this is causing, especially during this difficult time.

We'd like to follow up on your experience and help where we can, ensuring further contact is made with you regarding the funds. To enable us to do so, please could you email our team at social@prudential.co.uk with the plan number this relates to, together with your preferred contact details. Many thanks

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