I have used Magical Credit multiple times and it's because they provide fantastic service. If I have questions, they provide a response right away and whenever I need a loan, it's always processed qui... See more
Company replied
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Application and approval is so fast, when I signed my contract, few minutes ,fund is in my bank account. I’m now on my 3rd application. 3 installment payment plan, no additional fees, no hidden fe... See more
Company replied
I've used Magical several times and have to say they are friendly and very communicative. The detail everything in email form and it its easy to read and they include every link you need so its easy... See more
Company replied
Good company to deal with. Try to make transactions fast. Hate the waiting for preauthorized payments to clear 3-4 days. I would rather pay by e-transfer.
Company replied
Company details
Written by the company
Magical Credit provides cash loans to people with fixed income. Need a loan fast? Skip payday loan companies and get approved for an online loan now.
Contact info
970 Lawrence Ave W #402, M6A 3B6, North York, Canada
- +1 855-639-6888
- info@magicalcredit.ca
- magicalcredit.ca
4.6
Excellent
285 reviews
No recent history of asking for reviews
This company hasn't invited customers recently, so reviews may not be representative
Replied to 100% of negative reviews
Typically replies within 1 week
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Appreciate their fast service.
A great company to work with. The staff is very helpful and flexible. The application process is smooth. You get funds pretty fast.
5 May 2026
Unprompted review
Reply from Magical Credit
Hi Fernando, it's been great working with you as well! Thank you for taking the time to leave us the 5 stars. We appreciate it. Have a Magical rest of your week!
Reply from Magical Credit
Thanks, Blair! Have a Magical day.
Excellent Customer Service and support…
Excellent Customer Service and support when you need it
30 April 2026
Unprompted review
Reply from Magical Credit
We're here for you S.! We're glad to have you with us and super proud of your review as well. Thanks for that. Have a Magical day!
I really appreciate the person who…
I really appreciate the person who assist me with the loan increase i really needs it for my house rent and he approve it right away thank you
1 May 2026
Unprompted review
Reply from Magical Credit
We're here to help, Rey! I'm glad our loan helped you with such an important cost. We're always open to hear our customers when they need anything. Feel free to connect should anything arise. Thanks for the 5 stars, and have a Magical day!
Reply from Magical Credit
Thanks, Shridhar! We're here to give all the support you need. Have a Magical rest of your week!
Was great fast and very easy thank you
Was great fast and very easy thank you
28 April 2026
Unprompted review
Reply from Magical Credit
Thank you, Kathleen, for the lovely review! Have a Magical weekend ahead.
Great service
Great service. Very fast when I needed it to be and greatly appreciate the help.
28 April 2026
Unprompted review
Reply from Magical Credit
Thanks, Peter, for your review, and thank you for choosing Magical Credit. Have a Magical weekend ahead!
Got my funds within the hour
Got my funds within the hour! So grateful!
27 April 2026
Unprompted review
Reply from Magical Credit
Thanks, Rick! Have a Magical day!
Mer loan officer
Mer was very professional and efficient made the loan experience very easy. Kept me informed what was happening. Was fast and easy.
Always great service Magical makes you feel appreciated as a customer.
28 April 2026
Unprompted review
Reply from Magical Credit
Wow, thanks, Neil! We'll let Mer know about your review. I'm sure she'll love to hear about it. Have a Magical rest of your week!
MagicalCredit True Magic
MagicalCredit always make magic when I need the most. Trusted, Fast and Reliable experience for me. Responsible Customer Service at any time.
Thanks MagicalCredit for the services.
24 April 2026
Unprompted review
Reply from Magical Credit
Thanks, Satisfied Costumer! We're here to spread some much-needed magic. We're glad you're happy with our services. Thanks for your review and have a Magical weekend!
Very Satified great customer service…
Very Satified great customer service its magical just like they say so fast no hassle i will one hundred percent recommend you to give them a try you will have no regrets .
24 April 2026
Unprompted review
Reply from Magical Credit
Awesome Review, Nandrani, thank you very much! We're happy to have you with us. Have a Magical weekend ahead!
excellent customer service and a very…
excellent customer service and a very easy process. Magical Credit was quick, helpful and reliable.
7 April 2026
Unprompted review
Reply from Magical Credit
That's great to hear, thank you Hanna! We appreciate you taking the time to leave us the 5 stars. Thank you so much. Have a Magical week!
Ver professional- and the team was so…
Ver professional- and the team was so helpful!
16 April 2026
Unprompted review
Reply from Magical Credit
Thanks, Shawn! We're doing our best here. Have a Magical day!
Immediate and responsible service.
16 April 2026
Unprompted review
Reply from Magical Credit
Thank you Wayne! It's great to have you with us. Have a Magical week!
They are magical!
Friendly, easy and cooperative. This has been my experience with Magical Credit. I've used them many times and even when I've been late or had a personal issue, they helped and listened and provided me the time I needed. They are solutions based and have helped me a number of times.
10 April 2026
Unprompted review
Reply from Magical Credit
Thanks Vinnie - Have a great and MAGICAL Monday!
Reply from Magical Credit
Thanks for the great EMOJI review - Have a MAGICAL Monday!
This company is so quick and efficient
This company is so quick and efficient. Wow could not believe how fast less than 30 minutes from star to finish. Awesome job keep up the good work. Great customer service as well. Thank you. If I had more than 2 thumbs I would use them all.
10 April 2026
Unprompted review
Reply from Magical Credit
Thanks David - what a great in-depth review of ones experience. We like 5 thumbs, but we'll settle for 2 - wishing you a MAGICAL Monday!
Great service
Great service. Great followup. Very good customer service.
9 April 2026
Unprompted review
Reply from Magical Credit
Thanks Vasee - such kinds words :)
Have a MAGICAL Monday!
They were very quick!!!
8 April 2026
Unprompted review
Reply from Magical Credit
Thanks Kayla! Have a great Monday!
Hassle free
Hassle free. Easy to deal with. I have been dealing with them for quite awhile. Never declined a loan request.
6 April 2026
Unprompted review
Reply from Magical Credit
Thanks Dorothy - what a great review, we are hassle free and easy to deal with ;) Have a MAGICAL Monday
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