We had a minor scare when they switched the bank account for deposits to one in London, but they quickly resolved the issue for Spanish investors, ensuring we don't incur any fees at our Spanish banks... See more
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Swiss-Regulated P2P Crowdlending Platform
Maclear is a Swiss-regulated peer-to-peer crowdlending platform that allows investors to access diverse international opportunities with a low entry threshold of just €50.
Our crowdlending platform connects investors with creditworthy European businesses seeking additional financing. We prioritize investor protection, featuring a comprehensive provision fund and adhering to Swiss anti-money laundering and data protection regulations.
Investing with Maclear offers numerous benefits, including passive income generation and the potential for high annual returns of up to 16%. Our P2P lending platform focuses on real sector businesses with sustainable performance and reliable revenues, undergoing rigorous risk assessments and project scoring before being presented to investors.
All investments receive guaranteed monthly payouts, with your first interest payment arriving in just 30 days.
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€50 Minimum Investment |
16% Annual Returns |
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0% Platform Fees |
30 Days to First Payment |
What sets our crowdlending site apart is our zero-fee structure - we charge 0% on deposits, 0% on investments, and 0% on withdrawals. This transparent approach ensures that what you invest is exactly what works for you, with no hidden charges on your P2P investments.
Maclear's operations under Swiss jurisdiction and regulation by PolyReg Services GmbH SRO enhance investor confidence, demonstrating our commitment to compliance with legal and ethical standards.
Our peer-to-peer crowdlending opportunities undergo multi-stage due diligence by financial experts, ensuring only quality projects advance to our investing platform.
Since our launch in May 2023, we have maintained a perfect track record with zero reported defaults, thanks to our rigorous project selection process and comprehensive risk management.
Each investment is secured by equipment as collateral, providing an additional layer of security for your passive investments.
For experienced investors, we offer attractive loyalty bonus levels, with additional returns of up to 5% annually for larger investment portfolios. Our platform also features a secondary market where investors can access their funds quicker by selling their loans when needed.
Our mission is to create a multi-level service where investors can access transparent, trustworthy, and sophisticated site crowdlending opportunities.
Choose Maclear AG as your trusted P2P investing platform for secure, rewarding passive income from European businesses.
Start your investment journey today and join thousands of satisfied investors who have discovered the benefits of our regulated crowdlending platform.
Written by the company
Richtistrasse 7, 8304, Wallisellen, Switzerland
Replied to 100% of negative reviews
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So far no Problems, the Platform works very well.
If it stays like that it would probably be one of the best p2p Platforms currently available.

Reply from Maclear AG
So far, so good. Interests and number of loan offers are good. You can easily build a differentiated portfolio across different countries, risk classes and business segments. We will see how the young platform and my portfolio will develop in the coming years.

Reply from Maclear AG
I am happy investing in this platform. At least for the moment everything is correct!!!

Reply from Maclear AG
Generally works well. After 13 month since my first invest ment I inviest 1-2 times per month.
The platform have some problems with information and adhering to rules about bonuses so one should look out if the bonus are paid.
The company is 10+ years old but still did not publish an audited account.

Reply from Maclear AG
I have started using the Maclear platform for peer-to-peer real estate loan investments defore 8 months , and so far, I’m really impressed. The onboarding process was quick and seamless, allowing me to dive into investment opportunities almost immediately. The platform provides a diverse range of real estate loan options, which makes it easy to spread my investments across different property types and markets.
What stands out the most for me is the level of transparency. Maclear offers comprehensive details about each real estate project, helping me evaluate both the risks and potential returns before committing funds. The platform’s user interface is user-friendly, and the ability to monitor my loan portfolio in real-time ensures I always stay updated on my investment performance.
Overall, the experience has been excellent, and I’m excited to see my portfolio grow over time with this platform. It’s an excellent choice for anyone looking to explore peer-to-peer lending within the real estate sector! Go for it!!!

Reply from Maclear AG
Haven't faced any issues as far. Customer service is quick and polite, they're always on Telegram. Platform works good, and my investments pay me on time. So, I only have good words for them.

Reply from Maclear AG
Finally, after searching for so long and having entered into some schemes where I only wasted time and money, I found Meclar, a serious, honest and easy-to-use platform.

Reply from Maclear AG
Recent customer. Great customer service. Payments received on time. So far, so good.

Reply from Maclear AG
Maclear is one of my favorite P2P platforms.
I've been investing there since November 2024. Rates are high and monthly payments are on schedule. Since my very first investments, I've seen some noticeable improvements: increased diversification in terms of countries covered, and the creation of a Telegram channel that greatly improves communication and exchange with support.

Reply from Maclear AG
Been investigating through Maclear for more than a year now and so far everything has been working smoothly. No defaults and all payments are made on time. Project descriptions and risk assessment has been improving a lot over time Customer support has been very responsive and helpful. Only downside is that they haven't published their 2024 financial report yet - even though they reassured that they will do so soon.

Reply from Maclear AG
Complete amateurs, they don't know legal matters, they don't answer inquiries, they don't solve problems. Customer support zero. Good reviews probably false. It makes no sense to invest in these beginners, when there are a whole series of serious and proven platforms on the Internet.

Reply from Maclear AG
I’ve now been invested with Maclear for almost exactly one year, and in that time the platform has truly established itself among my top choices. The range of projects—with every repayment made on schedule so far—instills a great deal of confidence. Additionally, inquiries and investor discussions on Telegram are addressed very promptly. To date, I can recommend Maclear without reservation and sincerely hope the excellent work continues!

Reply from Maclear AG
I started investing about a year ago.
This is an update to the review I wrote last October, when I pointed out some compelling aspects: smooth registration process; easy-to-use platform; high and satisfactory interest rates; possibility to diversify investments in different companies and countries; secondary market.
Some aspects have been improved: greater geographic diversification with new companies and sectors from Italy, the UK, and Kenya; the introduction of a new section, 8lends, based on Defi, with higher interest rates. In addition, users can access Telegram channels and groups - 8lends x Maclear, 8lends Chat, Maclear Help - for support, help or info.
Last but not least: I have always received payments on the due date and have never had a single delay or problem.
In 2024 I gave 4 stars; after months of investment the 5 star rating is fully deserved.

Reply from Maclear AG
I've been using the Maclear platform for several months and I'm very satisfied with my experience. It's an innovative, transparent, and efficient crowdlending platform that definitely deserves to be known!
It boasts many strong points, such as attractive yields (the proposed projects can generate returns that can exceed 15% per year), reassuring Swiss regulation, an effective reserve fund that secures investments, and more.
And an exceptional team!
For me, this is one of Maclear's real strengths. The team is ultra-responsive, efficient, and always demonstrates great kindness in their interactions. For every question (on the Telegram channel, for example) or need, I received a quick, personalized response, always with a spirit of attentiveness and kindness. This professionalism and closeness are invaluable and highly appreciated.
In summary, I highly recommend Maclear to anyone interested in crowdlending, especially those looking for a reliable, human platform with a real long-term vision. Congratulations to the entire team for this remarkable work.

Reply from Maclear AG
I am about to be with Maclear 3 months, and I haven't had any problem. The information is clear and the platform is very intuitiv. Still waiting for new updates, such as, reinvestments. Paiments on time. And the channels of communication are fast enough for me. 💪💪
Keep going.

Reply from Maclear AG
Maclear is my favorite crowdlending platform. They are always improving the platform, the investments and the bonuses and they've never had a single late payment, . The telegram channel and group keep us together and with good communication. The platform has very user-friendly interface and the interest rates speak for themselves.

Reply from Maclear AG
Absolutely amazing this platform. I've invested in several projects to get monthly passive income. Very competent team and quickly reachable through their telegram group. The community there is really awesome sharing thoughs and doubts .-)

Reply from Maclear AG
Great platform to earn a good percentage of your saves. They are always improving the platform and the investments. Totally recommended. 1 year user.

Reply from Maclear AG
As I had some questions about their services, I sent an email to Maclear.
Having no reply after a few days, I spoke to someone on the chat on the 24.03.2025
As discussed, I sent the email again to the same general email address and to him personally in case my email was not received properly.
He confirmed on the chat he received it and will reply to it / to me by the end of the day (24.03.2025).
Several days have now passed and I still haven't received any reply.
Additionally, their live chat has been disconnected from their site for several days now.
Finally, I can now see through my email provider that the emails (whether to the general email address or to him, whether the initial one or the more recent ones) were not only received but also read.
In consequence, a potential customer contacts this company to have some information but never receives any reply.
An employee makes a commitment (to reply by the end of the day) and does not respect it.
The live chat customer support is unavailable for days.
I am very disappointed by the lack of commitment and lack professionalism I faced.
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Update June 2025
Following the incident described further up, I was contacted by the Head of Customer Support.
He apologized for the lack of communication and then answered all the questions I had.
Afterwards, I invested on Maclear and was satisfied with the returns.
I was dissatisfied by some issues, for example information not communicated or not communicated clearly / properly enough leading to confusion.
However, the Head of Customer support dealt with those issues with accountability, honesty and professionalism so far.
The site is clear and easy to use.
However, it still lacks features in comparison to some competitors (auto invest, mobile app...etc).
Due to the above, the initial rating of 1* has been updated to 4*.

Reply from Maclear AG
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