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Loans by Mal UK Reviews 

2,332
•
TrustScore 5 out of 5

4.8

Alternative Financial Service
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Review summary

Created with AI, based on recent reviews

Looking at 949 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the support team for being exceptionally helpful, friendly, and always ready to assist promptly with any queries they might have. Consumers often mention that the online application form is very simple, straightforward, and allows for very quick decisions. People also appreciate receiving their requested funds promptly into their accounts without having to endure long, stressful phone calls. Reviewers emphasize that the entire procedure is smooth, clear, and easy to navigate from the very beginning to the end. Many individuals note that this service provides reliable assistance during unexpected financial situations.

What people talk about most

Service

Reviewers highlight positive aspects of service, consistently praising the quick, clear, and professional... See more

User experience

People report positive experiences with user experience, highlighting a smooth, fast, and stress-free... See more

Staff

Customers consistently note positive experiences with staff, highlighting their helpful, polite, and... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting fast responses and helpful support.... See more

Response time

Clients share positive opinions on response time, highlighting speedy communication and fast application... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I needed a loan from loans by Mal due to unexpected expenses and I can tell you the process to apply for the loan was very very simple just a few details into the system and I viewed the offer and... See more

Rated 5 out of 5 stars

Loans by mal has very good customer service and everything is straight forward. Have had no issues and as a loan provider there terms and conditions are understandable and to the point. Loans by mal... See more

Rated 5 out of 5 stars

This was by far tue easiest process ever that I ha e experienced. Everything explained properly and having that chat on what's app and email made it so much easier as well. No long phone calls will d... See more

Rated 5 out of 5 stars

I think this is a 5 star company because they're very fast,professional and straight forward with what they offer you as a customer. I would recommend them to everyone, well done.

Company details

  1. Alternative Financial Service
  2. Financial Institution
  3. Loan Agency
  4. Non-Bank Financial Service

About Loans by Mal UK

Written by the company

Fair and affordable unsecured loans

We offer affordable loans tailored to your monthly income, giving you a flexible way to borrow what you need without the hassle. You can choose repayment terms of 9, 12, or 24 months, with loan amounts ranging from £1,000 to £5,000, depending on what suits your circumstances.

Our process is simple and fast – using the latest technology, we provide instant online decisions in under five minutes, so you’re not left waiting. With transparency and speed at the heart of what we do, we strive to make borrowing straightforward and stress-free.

Once your loan is approved, you’ll be supported by our dedicated, UK-based Customer Care team. If you ever need assistance or face financial challenges, your personal account manager will be available by phone, SMS, or email – giving you the chance to speak with a real person every time. All applications are subject to status. Terms and conditions apply. APPLY NOW WHY OPEN BANKING? CONTACT US

Contact info

4.8

Excellent

TrustScore 5 out of 5

2K reviews

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No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Hasn’t replied to negative reviews

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4.8

All reviews

(2,332)

938 reviews in the last 12 months

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Rated 5 out of 5 stars

Loans by mail is great

Loans by mail is great , and I applied for my loan less than 48 hrs I was approved, simple and easy to apply , and I will definitely recommend people's to apply for loan by mail , thank you

8 June 2026
Unprompted review
Rated 5 out of 5 stars

Application

Application was easy and setting up the payments as direct debits was just a touch of a button

15 May 2026
Unprompted review
Rated 5 out of 5 stars

Excellent.

Easy and straightforward to apply for and friendly, helpful staff who kept in touch throughout the application. Much appreciated.
Highly recommend.

5 June 2026
Unprompted review
Rated 5 out of 5 stars

It was easy to complete the form…

It was easy to complete the form online. They asked to do some checks with my bank, which I agreed to. They said it could take a few hours or 24 hours before I receive the money. I was lucky to receive the money within a few hours. There are a few forms to scroll through to agree terms, but again every thing straight forward. It couldn't be any easier. They keep informed of whats by the means you ask them to. I highly recommend them, should you require a loan.

4 June 2026
Unprompted review
Rated 5 out of 5 stars

Second loan, not one issue.

I was able to get accepted for my second loan with them, as the first went brilliantly and had zero issues.

The whole process from start to having the funds deposited into my account was seamless with outstanding support in the process. IE they were able to change my payment date to a day more convenient.

I highly recommend. The entire process was less than 24 hours from applying to receiving funds.

4 June 2026
Unprompted review

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