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Lloyds Cardnet Reviews 

537
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Considering 376 reviews, reviewers overwhelmingly had a great experience with this company, highlighting the exceptional overall quality of the services provided. Customers frequently praise the helpful and knowledgeable staff for making complex business transitions remarkably smooth and providing excellent, proactive guidance. Consumers note that customer service is truly outstanding, with representatives offering prompt, friendly, and clear communication throughout every single step. However, some people mentioned difficulties regarding payments, noting that transactions were occasionally held or old contracts caused unexpected billing confusion. Some reviewers also encountered stressful system setups, complicated passwords, and a noticeable lack of proper support when managing their accounts.

What people talk about most

Staff

Reviewers mention positive feedback about staff, highlighting that team members are professional, responsive,... See more

Service

Customers consistently note positive experiences with service, highlighting prompt responses and professional... See more

Customer service

Users describe positive interactions with customer service, highlighting responsive and helpful... See more

User experience

Customers had positive experiences with user experience, finding the onboarding process smooth and... See more

Payment

Clients share ambiguous opinions on payment, with many highlighting reliable solutions, smooth transitions,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

We have just moved our card machine to Lloyds from another card company. We have received excellent customer service from Lloyds so far, every question answered, big thank you to Michael Scott - kept... See more

Company replied

Rated 5 out of 5 stars

We were recommended Lloyds Card Services by Purchases Direct, who helped us find the best card payment solution for our business. From start to finish, the process with Lloyds Card Services has been... See more

Company replied

Rated 5 out of 5 stars

The Customer Services representative, Edit, was extremely helpful. My device wasn’t functioning and couldn’t pair properly to my new iPhone, but once this was sorted, everything else was resolved... See more

Company replied

Rated 5 out of 5 stars

Fantastic service. Extremely efficient. Wouldn't hesitate to recommend. Other providers just didn't match up. Special thanks to Richard Swinfield, who was first rate throughout and did exactly as he... See more

Company replied


Company details

  1. Card Processing Service
  2. Bank
  3. e-Commerce Solution Provider
  4. Payment Service

About Lloyds Cardnet

Written by the company


Take payments in person, online and over the phone. From pocket-sized card readers to counter-top terminals to full point of sale app-based business solutions.

By accepting card payments, your business can meet the demands of today’s fast-paced, digital economy. Best of all, our card payment solutions helps you learn more about your customers’ spending habits with real-time sales data and online reporting tools.

Plus, whether you’re a sole trader or a growing enterprise, card payments reduce cash handling and can open doors to finance options like Merchant Cash Advance. With Lloyds, you get secure, reliable technology, specialist UK support and transparent pricing. Let your customers pay their way – quickly, safely and confidently.

Lloyds Bank Cardnet is trusted by over 35,000 businesses processing 2.86m transactions daily. Cardnet® is a registered trademark of Lloyds Bank plc.

Take payments >

Existing customer support >

Contact info

Take card payments with confidence

A card reader for every business, big or small

4.6

Excellent

TrustScore 4.5 out of 5

537 reviews

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4.6

All reviews

(537)

345 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hi Terri,

Thank you for your review and positive feedback. I will share this with David.

Kind regards,
Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

David Guy has been exceptional in every…

David Guy has been exceptional in every way. He has dealt with every issue that’s been raised in a very professional and friendly manner. I wish everyone I speak to at Lloyds would take a leaf out of his book.

Keep up the great work David. No doubt I will speak to you again at some point.
A real asset to the team.

19 May 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hi Eric,

Thank you for your review and positive feedback. I will share this with David.

Kind regards,
Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Response time was good

Response time was good. Person was able to provide the relevant info to my query.

23 April 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello

Thank you for your review and positive feedback.

Kind regards,
Carmen Lazar – Lloyds Bank Cardnet

Rated 3 out of 5 stars

I received a brief email stating that I…

I received a brief email stating that I am already on the lowest rate available and that this can be reviewed again in 6–7 months. However, I found the response unsatisfactory, as I had also asked for a copy of my contract and whether I am able to switch, and these points were not addressed.

18 May 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hi A Sarvestani

Thank you for taking the time to share your feedback. We’re really sorry to hear that the email you received felt brief and didn’t fully address all of your questions – we understand how frustrating that can be.
This isn’t the experience we want to provide, and we’d like to look into this further to understand what’s happened and make things right.
We appreciate you bringing this to our attention and giving us the opportunity to improve.

Sarah Cantrell - Lloyds Bank Cardnet

Rated 5 out of 5 stars

Serhat understood our company's needs…

Serhat understood our company's needs and was able to recommend the right terminal to replace our existing one.

I was in rather a hurry, so I was not interested in quite as much pleasantry as he was keen to give. Probably my bad.

1 May 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hi Justin,

Thank you for your review and positive feedback. I will share this with Serhat.

Kind regards,
Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Kian has been very helpful

Kian has been very helpful with our issues, Has understood the issues and dealt with them to fullest of his capabilities.

18 May 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Kian.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Brilliant Customer Service!

We have just moved our business banking to Lloyds from another high street bank. We had received awful customer service with our previous bank. I have dealt with Lloyds a lot over the past week to set up a complicated set of accounts. I have received excellent customer service from Lloyds. You can always speak to someone quickly over the phone and we Webchat is great at answering queries too! Particular thanks to Corrina on the Card Payments Team and Harry in Business Banking. Well Done Lloyds - really impressed so far :)

15 May 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Does what it says on the tin

Does what it says on the tin and addresses perfectly the needs of a small charitable group. Process and service from Lloyds from in branch advice to online application through delivery and implementation was faultless.

23 April 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Donald,

Thank you for your review and positive feedback.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 4 out of 5 stars

Cardnet great, Lloyds policy re charities poor.

Ordering and setting up the Cardnet machine was easy and very satisfactory. However, I run a voluntary group that puts on an annual performing arts festival in my town. The card reader paid for itself over the weekend but charging a voluntary group, that relies on grants and donations to keep going, an albeit small, commission on every transaction is a bit much, particularly when we get charged service fees as well. Does Lloyds Bank not make enough money already without charging small not-for-profit voluntary groups?

8 May 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Dear Malcolm,

Thank you for your review.

We’re pleased to hear that you found the ordering process and card to work well for you.

We appreciate you taking the time to share your feedback regarding fees, and we understand this may be a concern, particularly for voluntary organisations.

I’d also like to share a link to our Community Account—please feel free to take a look and see if your organisation may be eligible or could benefit:

https://www.lloydsbank.com/business/business-accounts/community-account.html#avascript:void(0)

Kind regards,
Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Spoke with Cleo ref updating my card…

Spoke with Cleo ref updating my card machine and it was simple and straight forward - she knew what was doing and made it easy and was a pleasure to talk too .

13 May 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Martin,

Thank you for your review and positive feedback. I will share this with Cleo.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

nice and easy

12 May 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Mohammed,

Thank you for your review and positive feedback.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Lorraine has been perfect!

Lorraine has been amazing getting our new card machine agreements set up. we had 3 businesses to move over to lloyds and the whole process has been simple.
She has been great at assisting us with any questions and was really prompt at responding.
Thank you!

11 May 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Cody,

Thank you for your review and positive feedback. I will share this with Lorraine.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Customer Service

The customer service provided by Lauren has been outstanding, timeliness of responses (despite my own delays), knowledge, support and going the extra mile to make everything easier is exactly what you want to grow your customer base!

Thanks

12 May 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Lauren.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

It's so easy to use

It's so easy to use, & up and running as soon as I fired it up!

9 May 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello John,

Thank you for your review and positive feedback.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Excellent service

Excellent service. Kian was very helpful, professional, and courteous, and successfully resolved all of my issues during the call.

12 May 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Vivienne,

Thank you for your review and positive feedback. I will share this with Kian.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 3 out of 5 stars

Cardnet is fine, machine supplier is NOT

Cardnet is fine, and so is Deepak, brilliant guy. But their third party machine supplier support has been absolutely terrible (NON EXISTENT!). Their support number is a premium-rate number, which is honestly unbelievable. I’m paying to ask for help connecting the machine you supplied THAT I ALSO PAY FOR MONTHLY! What an irony…
(And no, they never called to help with the machine or anything)

I still haven’t managed to connect the terminal to Wi-Fi because nobody ever called me back. I genuinely don’t understand how a great bank like Lloyds partners with a company offering this level of support.

At this point I honestly wish I had stayed with Barclaycard.

Also there’s no option on the POS machine to add extra details to a payment.

8 May 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello

Thank you for taking the time to share your feedback. We’re really pleased to hear the positive elements of your experience and we genuinely appreciate you also calling out where we can do better.
We’re treating your constructive feedback seriously and are already looking into the root cause so we can understand what happened and how we improve. A member of the team will be back in touch with you directly.
Thanks again for helping us improve the service we provide to our merchants.

Sarah Cantrell - Lloyds Bank Cardnet

Rated 5 out of 5 stars

Fantastic Support

Having worked with previous suppliers in other roles and been underwhelmed, what has stood out for the last few years having worked with Lloyds Cardnet is the fantastic support from Kelly Merritt, our Client Services Manager. Kelly is professional, manages expectations, proactive and an absolute pleasure to work with. This all means a great service, even when issues are encountered as you have a confidence they will be resolved promptly and to a high level.

8 May 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Kelly Merritt.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

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