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Lifetime Pet Cover Reviews 

1,251
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Considering 252 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the competitive pricing and excellent user experience, noting that processes are straightforward and easy to understand. Many people praise the staff and customer service for being exceptionally helpful, knowledgeable, polite, and efficient, making interactions pleasant and hassle-free. However, some customers also noted issues with the service when claims were needed, describing difficulties with underwriters and feeling that the company was not customer-focused. Reviewers reported being given the runaround, facing attempts to refuse cover, and experiencing perceived incompetence when trying to resolve issues.

What people talk about most

Price

Users describe positive interactions with price, often highlighting that the pricing is competitive and... See more

User experience

Customers consistently note positive experiences with user experience, highlighting the ease of setting up... See more

Staff

Reviewers highlight positive aspects of staff, consistently praising their helpfulness, friendliness, and... See more

Customer service

Customers had positive experiences with customer service, often highlighting helpful, polite, and... See more

Service

People report ambiguous experiences with service, with some customers praising the clear explanations,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

UPDATE: Policy was received into the spam folder. Good service, premium ok, cheaper than others, but still way too expensive. Of course it's the claim situation that's the important revie... See more

Company replied

Rated 5 out of 5 stars

I called direct to get a quote. Didn't have to wait long before call was answered. Tom the advisor was extremely helpful. He explained everything clearly. He did not rush through the information... See more

Company replied

Rated 5 out of 5 stars

I did a review last year slating the company as they had changed underwriters who treated you as a brand new customer & had to have all pets history from Vets. I went through the complaints procedur... See more

Company replied

Rated 5 out of 5 stars

The call centre was excellent Tom sorted my pet insurance out as I couldn't manage with online. Went through policy with me also sending postal copy ad well as online for ease of reading. Would recomm... See more

Company replied


Company details

  1. Pet Insurance Company
  2. Insurance Agency

Written by the company

Lifetime Pet Cover began in 2014, inspired by a personal experience when a cherished family pet became seriously ill, and the existing insurance didn’t provide the support that was needed. That experience sparked a commitment to create pet insurance that puts pets and their owners first. We believe in keeping things simple and focused on quality which is why we offer only Lifetime policies, designed to provide lasting protection, with five levels of cover to suit your needs. As a team of dedicated pet lovers, we’re committed to providing reliable service and insurance you can truly count on. Our goal is simple - to be here when you need us, protect your pet and give you peace of mind.


Contact info

Lifetime Cover for Cats & Dogs

Protect your Pet, Protect your Peace

4.5

Excellent

TrustScore 4.5 out of 5

1K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 85% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.5

All reviews

(1,251)

242 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Easy and straight forward with no…

Easy and straight forward with no problems signing up at all.

6 March 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Hi Jay, thank you for your feedback. It is great to hear that signing up was easy and straightforward with no issues. Thank you for choosing us to protect your pet.

Rated 5 out of 5 stars

Initial concerns but great experience once sorted.

Having initially completed my quote online I had to contact by telephone as there was not confirmation of purchase except for a direct debit mandate. On contacting by telephone I was told the policy had not been set up which was concerning as if I hadn't contacted then I would have been left uninsured.
I have given a 5 star review because of the way I was dealt with during the call, the person who discussed everything with me explained fully, including what is, and is not, included, costs, dates of direct debit etc, and was polite and knowledgeable throughout.

9 March 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Hi Mark, thank you for sharing your experience and bringing this to our attention. We’re sorry to hear about the issue you experienced when setting up your policy online and we understand why this would have been concerning. It does sound like an error occurred during the application process and we apologise for the confusion caused by receiving a direct debit mandate without confirmation of the policy being set up. We’re glad you contacted us so our team could identify the issue and ensure everything was arranged correctly. We really appreciate your patience while this was resolved and thank you for the kind feedback about our team, we really appreciate it.

Rated 5 out of 5 stars

Simple to apply and understand the…

Simple to apply and understand the policy - good price with good cover for 2 dogs and happy so far

9 March 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Thank you for your feedback Patrick 😊 We are really pleased to hear you found the policy simple to apply for and easy to understand. It’s great to know you were able to get good cover for both of your dogs at a price you’re happy with. Thank you for choosing us to protect them!

Rated 5 out of 5 stars

Excellent customer service

Unable to complete cover on line. The customer service answered promptly, went through all the cover, different options and explained everything. Better cover and less expensive than previous insurer I had for past 5 years.
Very helpful and knowledgeable and nice to speak to a real person. I wasn’t rushed or pressured into purchasing so overall a very positive experience

2 March 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Hi Bernadette, thank you for your feedback. We’re delighted to hear that even though the online process didn’t work as expected, our team was able to guide you through the options and explain everything clearly. Thank you for choosing us and sharing your experience.

Rated 5 out of 5 stars

Very helpful and polite.

Very helpful and polite.

2 March 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Thank you for your kind feedback. It is great to hear that you found our team helpful and polite. We appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

Quick to set up and relatively easy to…

Quick to set up and relatively easy to understand what is being covered.
Documents promptly emailed

26 February 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Hi Peter, thank you for your feedback! We’re really pleased to hear that you found the policy quick to set up and the cover easy to understand. It’s also great to know that your documents were received promptly.

Rated 5 out of 5 stars

Easy website to use.

19 February 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Thank you for your feedback! It is great to hear you found our website easy to use. We really appreciate you choosing us to protect your pet.

Rated 5 out of 5 stars

Easy online application

Easy online application. Good premium for our nine year old labradoodle. I now have peace of mind that any future issues will be taken care of

16 February 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Hi Catherine, thank you for your kind feedback! We’re delighted to hear you found the application easy, are happy with the premium and feel reassured by your cover. Providing that peace of mind is exactly what we aim to do. Thank you for choosing us to protect your Labradoodle 😊

Rated 1 out of 5 stars

Totally and utterly inept

Totally and utterly inept. Despite trying to update information it’s always incorrect. Then when you try and claim they will do their best to pay as little as possible. Still getting emails from them over the renewal of insurance on a pet that died over a year ago. Simply lost for words how inept and incompetent a company can be.

14 February 2026
Unprompted review
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Hi Andrew. We’re very sorry to read about your experience and the distress this situation has caused.

We can confirm that we have received your complaint and that our Complaints Manager has now responded to you directly via email to address the concerns you’ve raised.

If you haven’t seen our response, please check your junk or spam folder, or feel free to contact us directly so we can ensure you receive it.

We appreciate you bringing this to our attention and are committed to reviewing the matter thoroughly.

Rated 5 out of 5 stars

Strait forward easy to apply and not…

Strait forward easy to apply and not having to wait for serches

5 February 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Hi Mary, thank you for your feedback! We’re really pleased to hear you found the process straightforward and easy to apply. Thank you for choosing us 😊

Rated 5 out of 5 stars

Very helpful and fair

Very helpful and fair

9 February 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Thank you for your feedback :) We’re glad to hear you found our service both helpful and fair. We really appreciate you choosing us to protect your pet.

Rated 4 out of 5 stars

Pet insurance

Easy to fill in

9 February 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Thank you for your feedback! We’re really glad to hear you found everything easy to fill in. Thank you for choosing us 😊

Rated 5 out of 5 stars

Lovely staff

Lovely staff. Reassured with the cover

6 February 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Hi Kate, thank you for your kind feedback! We’re so pleased to hear you found our staff lovely and that you feel reassured by your cover. That peace of mind is exactly what we aim to provide.

Rated 1 out of 5 stars

French Bulldog owners - dont bother!

the company offers french bulldog owners a competitive price. You would think that as your paying 5x the rate of other dogs that the risks of having a french bulldog are priced in. But they are not, they claim they do not cover congenital issues as they are pre existing. Nearly every french bulldog problems is congenita.. they do not class these issues as charicteristic traits even though they all have them. basically just scamming you as they have a get out clause in the small print. Its just normal DOG insurance that you pay 5x more as its a french bulldog but will not cover french bulldog problems.

4 December 2025
Rated 5 out of 5 stars

Easy to set up and call handler very…

Easy to set up and call handler very friendly and courteous, very supportive and customer service brilliant.
Thankyou.

4 February 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Hi Donna, thank you so much for your lovely feedback! We’re delighted to hear you found the policy easy to set up and that our call handler was friendly, courteous, and supportive. It’s wonderful to know you had such a positive experience with our customer service. Thank you for choosing us 😊

Rated 5 out of 5 stars

I’m new to the company but thought it…

I’m new to the company but thought it offered the best cover

2 February 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Hi Joanne, thank you for your review and for choosing us 😊 We are really pleased to hear you are happy with the cover and we hope it gives you peace of mind going forward.

Rated 3 out of 5 stars

Only just signed up… will review in one…

Only just signed up… will review in one year’s time🤷‍♀️

26 January 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Thank you so much for choosing us 😊 We will be here if you need any help and we look forward to hearing how you get on.

Rated 5 out of 5 stars

Clear purchase

26 January 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Hi Linda, thank you for your review! We appreciate you choosing us to protect your pet and taking the time to share your feedback.

Rated 5 out of 5 stars

It was quick and easy and the customer…

It was quick and easy and the customer service was polite and friendly

27 January 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Hi Gary, thank you for your feedback! We are pleased to hear you found everything quick and easy and that our customer service team were polite and friendly. We really appreciate you choosing us.

Rated 5 out of 5 stars

Very helpful.

23 January 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Thank you for your review! We are glad to hear you found the service very helpful and appreciate you taking the time to share your feedback.

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