The representative who worked with me was very patient with me. During the process, I had tons of questions, and he was patient over a three day span and explained everything.And i'm actually happy w... See more
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Very professional, kept me well informed of processes and was very strict with document signage via digital means. The (live) person/s were friendly, answered all questions and kept me informed via e... See more
The process was quick and easy. Everything was explained throughly and simplified to your understanding. There are no hidden fees and nothing is forced upon you if you're not in agreement with terms.... See more
Company replied
As a business owner, partnering with LendingUSA has been a game‑changer for my dog training company. I’m now able to offer my clients simple, stress‑free financing options that make professional train... See more
Company details
Information provided by various external sources
LendingUSA exists to provide smart financing solutions at the important moments in life. The money people need when and where they need it.
Contact info
15303 Ventura Blvd., Suite 850, 91403, Sherman Oaks, United States
- 1-800-994-6177
- customerservice@lendingusa.com
- lendingusa.com
4.5
Excellent
816 reviews
No recent history of asking for reviews
This company hasn't invited customers recently, so reviews may not be representative
Hasn’t replied to negative reviews
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Highly upset
Highly upset. , they failed to inform me of their service charge , they failed to communicate to me of any changes , I was looking for some relief with my current finances. Only to end up saving me $20 a month , charges an outrageous interest rate ! And I could of stayed with my current loans because as I said instead of $326 per month , now I will pay $306 !!As soon as I find a different lender that isn’t hiding any effing fees I will pay off these jerks and be done !!
20 February 2023
Unprompted review
Reply from LendingUSA
We apologize for the frustration you have experienced. We understand that you have been looking for relief with your current finances and we are disappointed that you are not satisfied with our service. We strive to provide the best customer service and to ensure that our clients are well informed of all fees and changes. We take pride in transparency and make sure that all fees are disclosed in the loan agreement. Additionally, The best time to refinance depends on a variety of factors, such as your current loan terms, your credit score, and the interest rate environment. Generally, it is a good idea to refinance when interest rates are low or when you can get better terms than your current loan. It is also important to consider whether the cost of refinancing justifies the savings. You can consult with a financial professional or use online tools to help determine if refinancing is the right decision for you. We hope that you take the time to consider our options and that we have the opportunity to serve you in the future. Thank you.
What an easy and pain free process
What an easy and pain free process! Couldn’t ask for better customer service!!
1 February 2023
Unprompted review
Reply from LendingUSA
Thank you so much for your kind words! We are delighted to hear that your experience with us was easy and pain free. It has always been our goal to offer the best customer service possible, and we are thrilled that we were able to exceed your expectations. Thank you for your continued support!
Was drowning in credit card debt…
Was drowning in credit card debt constant phone calls
And lending USA came to my rescue
20 February 2023
Unprompted review
Reply from LendingUSA
We are so glad that LendingUSA was able to help you out in your time of need. Thank you for sharing your story and for choosing LendingUSA for your debt relief needs. We focus on providing a secure and transparent lending experience for our customers, and we are thrilled to hear that we were able to make a difference in your life. Thank you for your trust and loyalty.
I bought a $6000 dog under the guise…
I bought a $6000 dog under the guise that the 1st 6 months were going to be intrest free...but ONLY if the entire amount was paid in full. Otherwise the extra amount that was paid during the 6 month "0%" interest rate period went entirely into the interest and not towards the principal. This should be illegal.
8 February 2023
Unprompted review
Reply from LendingUSA
Hi, Darryl. Thank you for bringing this to our attention. We understand your concern regarding the hidden fees and the 6 month same as cash option. According to our policy, if the promotion is offered, then you are eligible for the "No Interest On Principal Option Promotion". This promotion allows you to pay the full principal amount of your loan without paying any interest on the unpaid principal balance. However, to take advantage of this offer, you must pay us the full principal amount of your loan before the promotional period expires. If you make any of your scheduled monthly payments during the promotional period later than 16 days of each of their scheduled due dates, then the promotion will expire and you will lose the no interest on principal option. We apologize for any inconvenience this may have caused and hope that you will consider taking advantage of this promotion. Please give us a call at (800) 994-6177 if you have other questions or concerns.
I never thought that loans can be this…
I never thought that loans can be this easy! At first, I thought, it’s gonna be dragging, because of all the documents, and then, it got better, done in less than week, could’ve been faster, but I applied on holidays, and Miguel is very helpful! I like the fact, that if I pay in advance, it will not be taken against me!No collateral loan,Thank you,all the people who work on my loan,thank you, you’ve helped me a lot!
4 January 2023
Unprompted review
Reply from LendingUSA
Thank you so much for your kind words. We really appreciate you taking the time out to share your experience with us.
Cheers,
LendingUSA
Great Experience
The paperwork was simple, and approval was fast. I don't like phone calls and constant questions, so, I was really appreciative to have everything done over email and text messages.
21 December 2022
Unprompted review
Reply from LendingUSA
Thank you so much for your kind words. We really appreciate you taking the time out to share your experience with us.
Cheers,
LendingUSA
Davie Lopez
Davie Lopez, Did a wonderful job helping me with my loan application. He did a great job and communicating with me as we please keep up the good work. Willie McCullough.
13 December 2022
Unprompted review
Reply from LendingUSA
Thank you so much for your kind words. We really appreciate you taking the time out to share your experience with us.
Cheers,
LendingUSA
I recently bought a puppy and went thru…
I recently bought a puppy and went thru Lending USA. The paperwork was handled by the store. I found out a week later that my loan had a 300 or 400 dollar charge that i was not made aware about. I ended up speaking to Lending USA who told me it was on their disclaimer. I informed them that i did not even do the paperwork so how would i know about anything in the disclaimer.
Long story short. If you end up going thru Lending USA, make sure you read about the hidden fees. I am stuck since i love my puppy there response was to return the puppy. Not going to happen. Awful customer service.
1 December 2022
Unprompted review
Reply from LendingUSA
Thank you for providing your feedback and letting us know about this issue, Rj. We set a high standard for ourselves and are truly sorry to hear that standard was not met in your interaction with us. Please get in touch with us on (800) 994-6177 and we'd be happy to help you out.
Cheers,
LendingUSA
Great company
Great company that will work with you to help pay off your bills quicker.
5 December 2022
Unprompted review
Reply from LendingUSA
Thank you so much for your kind words. We really appreciate you taking the time out to share your experience with us.
Cheers,
LendingUSA
I am very grateful for your service it allowed me to get a puppy my mom passed this pass July and the puppy helps me to heal thank you for accepting me
Like I said your company allowed me to get a new puppy my mom passed in July of this year and the puppy is helping me to heal I am forever grateful to your company and hopefully I will use you again in the future I will be loyal to my payment thank you Rita hunt
30 November 2022
Unprompted review
Reply from LendingUSA
Thank you so much for your kind words. We really appreciate you taking the time out to share your experience with us.
Cheers,
LendingUSA
Financial freedom
Just received notification that my loan was approved. This process was easy, user friendly and help was efficient.
1 December 2022
Unprompted review
Reply from LendingUSA
Thank you so much for your kind words. We really appreciate you taking the time out to share your experience with us.
Cheers,
LendingUSA
I just got approved I’m very happy…
I just got approved I’m very happy about that, the process was easy and payments are already being made I can’t wait to see some changes on my credit report. So so far so good thank y’all
21 November 2022
Unprompted review
Reply from LendingUSA
Thank you so much for your kind words. We really appreciate you taking the time out to share your experience with us.
Cheers,
LendingUSA
My loan process with Lending USA was…
My loan process with Lending USA was very quick. The funds were deposited into my account the same day. My loan processor (Katherine Perez) answered my questions promptly and assured me that everything would go smoothly. Thanks for my pre-approval!
21 November 2022
Unprompted review
Reply from LendingUSA
Thank you so much for your kind words. We really appreciate you taking the time out to share your experience with us.
Cheers,
LendingUSA
Very honest and knowledgeable
18 November 2022
Unprompted review
Reply from LendingUSA
Thank you so much for your kind words. We really appreciate you taking the time out to share your experience with us.
Cheers,
LendingUSA
LENDINGUSA IS EXACTLY THE TYPE COMPANY…
LENDINGUSA IS EXACTLY THE TYPE COMPANY I WAS LOOKING FOR.PROFESSIONAL,COURTEOUS,AND KNEW ALL THE RIGHT ANSWERS TO MY QUESTIONS.I HIGHLY ADVISE ANYONE TO SEEK OUT THEIR SERVICES.
18 November 2022
Unprompted review
Reply from LendingUSA
Thank you so much for your kind words. We really appreciate you taking the time out to share your experience with us.
Cheers,
LendingUSA
The entire process was new to me and…
The entire process was new to me and all expressed concerns that I had were answered with professionalism, knowledge, and kindness.
16 November 2022
Unprompted review
Reply from LendingUSA
Thank you so much for your kind words. We really appreciate you taking the time out to share your experience with us.
Cheers,
LendingUSA
Great response time!…
I was looking for a debt consolidation loan and they listened to what I needed and offered me several options for amounts and payback schedules. Great communication and overall a pretty quick process. Once approved by underwriting the money was funded very quickly! Couldn’t be happier. Highly recommend!
15 November 2022
Unprompted review
Reply from LendingUSA
Thank you so much for your kind words. We really appreciate you taking the time out to share your experience with us.
Cheers,
LendingUSA
Our experience was about as smooth as…
Our experience was about as smooth as it could possibly have been!
I’d definitely recommend them or use them again myself!
12 November 2022
Unprompted review
Reply from LendingUSA
Thank you so much for your kind words. We really appreciate you taking the time out to share your experience with us.
Cheers,
LendingUSA
Great Service
I appreciate the quick and simple process they provided. Evangelina was respectful and very helpful.
7 November 2022
Unprompted review
Reply from LendingUSA
Thank you so much for your kind words. We really appreciate you taking the time out to share your experience with us.
Cheers,
LendingUSA
They explained everything so well and…
They explained everything so well and made the transition super easy.
Excellent customer service.
2 November 2022
Unprompted review
Reply from LendingUSA
Thank you so much for your kind words. We really appreciate you taking the time out to share your experience with us.
Cheers,
LendingUSA
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