I really need emergency funds to sort out my outstanding bills and credit card payments. I really appreciate Lending Stream to coming to my rescue. It only took like 60 seconds for my account to be cr... See more
Company replied
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Review summary
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Very good naturally intuitive website interface. I have used this company several times when I had unexpected bills and they have been very good. Of course interest rates are high, but I pay off the l... See more
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Fast, No Fuss, Transparent Service. Application Took A Few Minutes. Have Been A Customer On/Off For Several Years And LS Are First Class. Would Recommend Always!!
Company replied
Quick,sufficient and simple. Highly recommend it to everyone and anyone who is looking for a loan. Many thanks to the customer service and teams behind the scene for making this transaction a breez... See more
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Company details
About Lending Stream
Written by the company
Lending Stream is a UK-based direct lender. We provide six-month short-term loans to help people manage unexpected expenses.
Since 2008 we have helped over 900,000 customers across the UK. Our goal is to make borrowing simple. That means no hidden fees and clear information.
With Lending Stream:
- Apply online 24/7, with decisions made in seconds.
- If approved, cash is sent to your bank in 90 seconds.*
- No early repayment fees.
New customers can borrow from £50 to £800. Existing customers can borrow from £100 to £1500.
We consider applications with bad credit. We understand life happens and a credit score doesn't tell the whole story.
*It may take longer to reach your account depending on your bank’s processes.
Authorised and Regulated by the Financial Conduct Authority. Registration Number 689378.
Since 2008 we have helped over 900,000 customers across the UK. Our goal is to make borrowing simple. That means no hidden fees and clear information.
With Lending Stream:
- Apply online 24/7, with decisions made in seconds.
- If approved, cash is sent to your bank in 90 seconds.*
- No early repayment fees.
New customers can borrow from £50 to £800. Existing customers can borrow from £100 to £1500.
We consider applications with bad credit. We understand life happens and a credit score doesn't tell the whole story.
*It may take longer to reach your account depending on your bank’s processes.
Authorised and Regulated by the Financial Conduct Authority. Registration Number 689378.
Short term loans from Lending Stream
Written by the company
- New customers can borrow from £50 to £800. Existing customers can borrow from £100 to £1,500.
- With Lending Stream you get 6 months repay, no early repayment fees and we look at more than just your credit history on your application.
- Trusted
- Over 50,000 reviews with 4.8/5 average rating, we are rated Excellent on Trustpilot.
- Convenient
- 24/7 simple & online application. Instant decision. Direct lender since 2008.
- Affordable
- Repay over 6 months. Pay off early with no extra fees and save on interest.
- Fast
- Cash sent to your bank in under 90 seconds, if approved. It may take longer to reach your account depending on your bank’s processes.
- Representative Example: Given a Representative APR of 1271%, if you borrow £300 over 6 months at 292% p.a. (fixed), you would owe 6 equal repayments of £96.39. You will repay £578.36 in total. Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.
Contact info
PO Box 10756, LE3 4GX, Leicester, United Kingdom
- 0203 808 4440
- info@lendingstream.co.uk
- lendingstream.co.uk
4.8
Excellent
35K reviews
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Very good quick setvicr
20 September 2026
Awesome and easy
20 September 2026
Great service
23 September 2026
Fast efficient no problems easy to fill in
Very well, easy and efficient. No problems easy to fill iut
23 September 2026
Great fast application very easy to…
Great fast application very easy to fill in and money sent straight away
23 September 2026
The loan Application was quick and easy…
The loan Application was quick and easy to understand.
20 September 2026
May use AI-assist with repliesRead more
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
Reliable
I needed a temporary reprieve that I could pay back easily and other places I'd borrowed from before and successfully paid back yet wouldn't loan out yet lending stream always does
23 September 2026
Reply from Lending Stream
Hi Jamie,
Thank you for sharing your experience with us. We're pleased to hear that we were able to help you when you needed it and that you found our service reliable. We value all feedback as it helps us continuously improve our services.
Thanks again,
Lending Stream
Very good efficient friendly service…
Very good efficient friendly service thank you,would highly recommend
21 September 2026
So far so good...
Very easy and quick to receive funds. I hope the paying back of the funds will be the same. So far very happy.
18 September 2026
Reply from Lending Stream
Hi Andrew,
Thank you for sharing your experience with us. We're pleased to hear that you found the application process easy and quick. We aim to make repayments just as straightforward for you. If you have any questions about your repayment schedule or need any assistance along the way, please don't hesitate to reach out to us at https://www.lendingstream.co.uk/contactus/ or call us on 0203 808 4440.
Thanks again,
Lending Stream
Very dissatisfied with there’s…
Another phone call another let down how can you treat customers in such a manner
23 September 2026
Unprompted review
Easy to understand instructions
Easy to understand instructions. Very quick and easy to fill the form in, decision more or less straightaway.
8 September 2026
Good very helpful
19 September 2026
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