Lemonade Reviews 5,624

TrustScore 4 out of 5

4.1

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 2,118 reviews, reviewers had a great experience with this company. Customers frequently highlight the ease and speed of the claims process, with many reporting quick approvals and reimbursements, sometimes within minutes or a few days. People appreciate the efficiency and the straightforward nature of filing claims, especially during stressful situations. The customer service is often described as outstanding, with helpful and supportive representatives. However, some people were dissatisfied with the customer service, mentioning difficulties in getting responses to emails and encountering AI-driven replies instead of human interaction. There were also instances where claims were denied or delayed, with some customers reporting issues with the appeal process and a lack of clear communication regarding policy coverage.

What people talk about most

Claim

Customers consistently note ambiguous experiences with claim. Many reviewers praise the ease and speed of... See more

Service

People report ambiguous experiences with service. Many customers praise the quick, professional, and... See more

Response time

Consumers find response times to be ambiguous. Many reviewers praise the speed and efficiency of claims... See more

Customer service

Customers had ambiguous experiences with customer service. Many reviewers praised the fast, helpful, and... See more

Payment

Users describe ambiguous interactions with payment. While many reviewers report quick and easy claim... See more

Reviews shaping this summary

Rated 5 out of 5 stars

We submitted our claim for our cat. After getting some details about his visit to the vet, they approved and said the money wound be sent over soon. I haven't checked yet, but I'd imagine it's already... See more

Company replied

Rated 5 out of 5 stars

Took less than an hour for them to put money back in my account. We had another pet insurance, but I’m sure glad I switched to Lemonade the app so easy to use. They deal directly with your Veterinaria... See more

Company replied

Rated 5 out of 5 stars

Lemonade has never let us down when it comes to our pet insurance. Their service has been nothing short of outstanding! From the start of the claim process up to their prompt review and refund, our ex... See more

Company replied

Rated 5 out of 5 stars

I have had several insurance companies for my pets. Never one that settled claims as fast as Lemonade! No hassles, no waiting weeks and fighting to get reimbursed for care. Just 5 minutes online wi... See more

Company replied


Company details

  1. Insurance Company
  2. Accident Insurance Company
  3. Auto Insurance Agency
  4. Home Insurance Agency
  5. Pet Insurance Company

About Lemonade

Written by the company

Insurance that works... faster

With Lemonade, you can cover your stuff, home, pets, family, and car super fast, all in one app. We've replaced paper work with instant service powered by technology so you can actually understand and manage your own insurance with confidence. Plus, we're a Certified B-Corp!

Get a Quote

Some Quick Lemonade Stats

Why Lemonade for Insurance?

  • No Hassle: There’s no need to wait around for snail mail or talk on the phone w/ agents - get a policy with the Lemonade app whenever and wherever you are
  • Bundle and save! We’ll automatically apply your bundle discount to any combination of our products
  • Socially Driven: As a B-Corp, social good is baked into our business model: we take a flat fee, use the rest to pay claims (super fast!), and give back what’s left to charities you care about with our renters, homeowners, car, and pet products. Lemonade also plants trees based on our drivers’ mileage to help clean up carbon emissions.
  • Devoted Team: Our powerful tech and automation free up our dedicated customer experience team and claims specialists to help you when you need it most.


Contact info

4.1

Great

TrustScore 4 out of 5

6K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Never reply to any email sent

Never reply to any email sent. Sent 4 times and 1 month have passed but still nothing

23 May 2026
Unprompted review
Lemonade logo

Reply from Lemonade

Thank you so much for letting us know. This is definitely not the experience we want you to have. Please reach out to fixthis@lemonade.com so we can help.

Rated 5 out of 5 stars

Very quick and easy process

Very quick and easy process. Completed our claim and quickly received refund just as advertised with great customer service.

15 May 2026
Lemonade logo

Reply from Lemonade

We're so happy to hear it, thank you!

Rated 1 out of 5 stars

Absolutely shocking

Absolutely shocking! My claim has just been closed without giving me time to have a damage report done. Don’t use these Cowboys if you’re from the UK

23 May 2026
Unprompted review
Lemonade logo

Reply from Lemonade

We're really sorry you've had an unfortunate experience with us. Please send an email back to our team at helpuk@lemonade.com so that we can take a look into what happened here. Thanks.

Rated 5 out of 5 stars

Lemonade handled a hefty claim for our…

Lemonade handled a hefty claim for our cat quickly and as expected! We've never had to file a claim before and I didn't know what to expect- I highly recommend lemonade :).

21 May 2026
Lemonade logo

Reply from Lemonade

Thanks so much for sharing! Glad we were able to help out 😊

Rated 5 out of 5 stars

Lemonade pet insurance - Highly recommend

Lemonade pet insurance is great because it is easy to sign up for, and the company handles the claims very efficiently and FAST!!! I highly reccomended Lemonade insurance.

15 May 2026
Lemonade logo

Reply from Lemonade

Thanks for choosing Lemonade! If you ever need anything, you know where to find us ♥

Rated 5 out of 5 stars

The app is very easy to use

The app is very easy to use, submitting a claim was super simple

22 May 2026
Lemonade logo

Reply from Lemonade

Amazing feedback, Haley! So happy to hear we were able to help you out when you needed it.

Rated 5 out of 5 stars

Claim for my Precious..

I called with a claim and they took care of it in one day. Sent me an email to let me know the claim was approved. It was then deposited into my account within two days after I spoke with them on the phone.They are really awesome and I would recommend them to everyone

22 May 2026
Lemonade logo

Reply from Lemonade

We're here whenever you need us ❤️

Rated 5 out of 5 stars

My claims always get approved and the…

My claims always get approved and the payment is instant. So much better than any other pet insurance company!

13 May 2026
Lemonade logo

Reply from Lemonade

Making the claim process fast and easy is what we’re here for. Thanks for letting us know!

Rated 1 out of 5 stars

Your company was great with the last…

Your company was great with the last few claimss paid quickly now when my cat was referred to get cat scan because of upper respiratory issues found out there is cancer and she is reaching end of life, my cats claim has gone through different reps all say the same thing still reviewing, all paper submitted by two vets and myself all receipts given and and prolonged reimbursement when the total was over 2,00000 my cat is reaching end of life she was diagnosed with brain cancer which is causing distress and prolong suffering because it’s taking eeeks to read just a few papers I busted added 3 other cats and will be canceling my subscription for multiple cats and not recommending family or friends unless this claim is settled all documents sent multiple times to different representatives it’s exhausting I’m in the ins business for emergency department I need this reimbursement to pay my Care credit account so I can pay for end of life for her😡

22 April 2026
Lemonade logo

Reply from Lemonade

We are deeply saddened to hear about your cat's diagnosis, and we want to help ease your burden during this incredibly difficult time. Please contact us directly at fixthis@lemonade.com so we can review and get your claim resolved as quickly as possible.

Rated 5 out of 5 stars

Wonderful experience

Wonderful experience. Very easy process. Worked exactly how it is supposed to.

22 May 2026
Lemonade logo

Reply from Lemonade

Great to have you with us, Heidi! 🎉

Rated 1 out of 5 stars

Used to be great but the app just times out

I went with Lemonade when I adopted my cats because I was traveling within the two-week waiting window and didn't want to risk their main competitor knowing that my cats would be unsupervised for an overnight. I wish I had gone with a competitor. Lemonade claims that they will fulfill claims quickly, but they do not, and their app keeps getting worse. Now it times out and glitches every single time I try to use it to submit pet insurance claims, cannot find supporting documents that I submit, has trouble evaluating what is in the documents and seems to always require days-long back and forth with my vet, and their AI support is useless. They do have an email, though. I'm too late in the game to switch policies — by the way, they never actually alert you to policy renewals, so you can't actually change anything about the policies within your renewal window despite their claims that they send emails about it. If I could give them zero stars, I would. Shame their main competitor was bought by private equity.

19 May 2026
Unprompted review
Lemonade logo

Reply from Lemonade

Thank you for sharing your feedback, and we are sincerely sorry for the technical glitches and delays you've experienced while trying to submit your cats' claims. While we do send alert emails ahead of each policy renewal to ensure our customers have time to make adjustments, we want to make sure these notifications are successfully reaching you. Please reach out to our team directly at help@lemonade.com so we can look into your account, help resolve any app issues, and ensure your claims are processed smoothly.

Rated 5 out of 5 stars

Superior service

I rank their service superior, thorough and greatly appreciated.

10 May 2026
Lemonade logo

Reply from Lemonade

Thanks for the 5-stars!

Rated 5 out of 5 stars

Protection with Ease

Easy to engage and responsive to claims. The process could not have been easier. If you want to security to know you are protected, use Lemonade for your pets.

21 May 2026
Lemonade logo

Reply from Lemonade

Thanks for your feedback!

Rated 1 out of 5 stars

I have a dog

I have a dog. I took my dog to thew vet back in November for a rash/ allergy he had the bill was $140 but it solved my pets issue with apiculi. I paid out of pocket and thought " you know I should get pet insurance!" . its expensive to have a pet these days. I went with Lemonade pet insurance. after a few months of starting the plan. my dog got another rash, his whole body was covered inhives , he was miserable. I took him to Alta vista pet hospital. it took two visits both bills costs $500, which I paid out of pocket(my rent budget but I figured that insurance would somewhat compensate me.) I filed a claim with lemonade. sent them the paper work. after several weeks I get a request for my dogs medical history. after several more weeks and several attempts of contacting them (with no result) I get a simple answer..."denied" Pre existing? what happens if I have the flu. I start a job , get sick go to the hospital will it not be covered because I had a preexisting condition? if I break my arm insurance covers it, six months down the road its breaks again, pre existing? my dog get sick , if then gets sick again requiring meds, PRE EXISTING! what did I pay a monthly fee to lemonade for ? I thought it was for if he got sick and the bills would be off set so I would be able to pay rent. why insurance if it dont work and just finds loopholes that a scam.

4 April 2026
Unprompted review
Lemonade logo

Reply from Lemonade

Thank you for sharing your experience, and we truly understand how stressful it is to face unexpected vet bills while trying to care for your dog. Like most pet insurance providers, our policies do not cover pre-existing conditions, as insurance is designed to protect against new and unforeseen accidents and illnesses. If you have any questions regarding the outcome of your claim, please reach out to us directly at help@lemonade.com so we can review this further with you.

Rated 5 out of 5 stars

Everything was exceptional from the…

Everything was exceptional from the moment I connected on the app to file my claim, Everything was wonderful, best experience I ever had filing a claim, was so easy and then when u submit and get notice that saying it was accepted and your money was wired transferred already I could not believe it, and then next dayy money was there, wow lemonade is amazing !

21 May 2026
Lemonade logo

Reply from Lemonade

Sounds like we hit the mark for you—thanks for letting us know!

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look