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Lantern Finance Reviews 

233
•
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Evaluating 175 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the remarkably fast loan approval process and the supportive staff who provide clear guidance throughout onboarding. Many consumers note that funds are deposited swiftly into their personal bank accounts, making borrowing against digital assets exceptionally seamless. People also appreciate the professional communication and how easy the platform interface is to navigate. Some people were dissatisfied with payment options and experienced minor setup difficulties regarding their accounts. Reviewers additionally mentioned longer waiting periods for bank transfers or occasional confusion regarding setting up automatic payments.

What people talk about most

User experience

Customers had positive experiences with user experience, highlighting that the platform is fast, seamless,... See more

Service

Customers consistently note positive experiences with service, highlighting exceptional satisfaction and... See more

Customer service

People report positive experiences with customer service, noting that staff members are readily accessible,... See more

Staff

Reviewers mention positive feedback about staff, consistently describing team members as responsive,... See more

Payment

Reviewers highlight positive aspects of payment, noting that funds are deposited quickly into bank accounts... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Great experience, first time visit and loan. My transfered in collateral crypto was confirmed receiced in about 1 minute. Loan approval given once collateral was activated. 11% is a great rate imo, w... See more

Company replied

Rated 5 out of 5 stars

Love the ease of the loan process! There is plenty of information regarding the loan process on the site, but, only limited in youtube thus far. The loan process was easy, setting up the bank account... See more

Company replied

Rated 5 out of 5 stars

Lantern is the place to go for borrowing money using crypto as collateral. They are very professional, dependable, will always get back with you in a timely manner. They store your crypto in instituti... See more

Company replied

Rated 5 out of 5 stars

I was trying to setup a business account with many of the other popular exchanges / fintechs, but, ran into either an ungodly list of requirements and questions, or, they simply never got back with me... See more

Company replied


Company details

  1. Cryptocurrency Service
  2. also in
  3. Financial Institution

Written by the company

Lantern Finance is a US-based lending platform that provides secure, reliable access to crypto-backed loans with dedicated customer support. Use your assets—like BTC, ETH, XRP, and more—as collateral to unlock liquidity without having to sell your crypto.


Contact info

4.9

Excellent

TrustScore 5 out of 5

233 reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 1 week

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4.9

All reviews

(233)

169 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Five stars all the way around!

Five stars all the way around. I left a message on Labor Day and was not expecting to hear anything. But to my surprise Lantern called me. My support person Jung was amazing. He walked me through the whole process of my XRP loan. We had a little problem but we figured out a work around for that. Stellar support, great service. I look forward to many more loans and avoiding the capital gains tax that I would otherwise have to pay. It is nice to be able to use my otherwise idle XRP. Great service, five stars all the way around!

7 September 2026
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Reply from Lantern Finance

Thank you so much for the glowing review! It's great to hear that you were able to take advantage of our XRP-backed loan product and had a smooth process. Welcome again to Lantern!

Rated 5 out of 5 stars

Staff were amazing

Staff were amazing, helpful and answered the phone immediately! Called back and helped the process from beginning to end!

26 August 2026
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Reply from Lantern Finance

Hey Ana, thank you for the amazing review! Great to hear you had a seamless experience with us. Welcome to Lantern!

Rated 5 out of 5 stars

Jeff

Jeff, was the key.
Customer service with real people is rare these days. I appreciate it!

3 September 2026
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Reply from Lantern Finance

Thanks for the review Danny! Great to hear Jeff was helpful - he's one of our MVPs!

Rated 5 out of 5 stars

It was great

John was great, and called to keep me info

2 September 2026
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Reply from Lantern Finance

Thanks John, glad we could help! Welcome again to Lantern!

Rated 5 out of 5 stars

Fast smooth & easy to understand and…

Fast smooth easy to understand and navigate
Fair and Balanced Terms, super attractive
Business models for building long lasting relationships with customers, support for customers and new members is outstanding
Would like to have an opportunity for affiliate marketing sponsorship
Thank you

24 August 2026
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Reply from Lantern Finance

Thanks for the great review WE! Very much appreciated.

Rated 5 out of 5 stars

This was a great experience and super…

This was a great experience and super fast. I was able to borrow against my assets. It took me less than 30 mins and I had the money sitting in my bank account. It feels great knowing that I still hold the underlying asset and it is being stored in a secure way.

30 August 2026
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Reply from Lantern Finance

Thank you for the great review - it means a lot to us!

Rated 5 out of 5 stars

Quick

Quick, easy, efficient! By far the best loan process I have ever used!!!

27 August 2026
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Reply from Lantern Finance

Very happy to hear you were satisfied with your experience! Welcome to Lantern!

Rated 5 out of 5 stars

Recently, I was diagnosed with breast cancer and was down to $200 in my checking. I heard about you on YouTube. Specifically James rule. Also heard it on digital asset investor, and digital perspectiv

Recently, I was diagnosed with breast cancer and was down to $200 in my checking. I heard about you on YouTube. Specifically James rule. Also heard it on digital asset investor, and digital perspective. Today Jeff answered my call patiently walked this 66 year old female through the process and it explained everything very clearly. Once it was completed, it was in my checking account as fast as a text. Thank you so very much. I’m impressed and relieved!

27 August 2026
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Reply from Lantern Finance

Hey Cleme, we really appreciate your kind words and we are very glad that we could be of help in our own way.

Stay strong, and we pray for your speedy recovery!~

Rated 5 out of 5 stars

Love being my own bank!

Smooth quick process and lending. Love being my own bank!

24 August 2026
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Reply from Lantern Finance

Love having you as a valued client! Thanks for choosing Lantern

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