Johnson Insurance  Reviews 

32
•
TrustScore 1.5 out of 5

1.5

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Rated 1 out of 5 stars

On line portal for retired teachers is terrible. Everything you click on responds with no available information on that subject!!! Worst ever, I think it is time to shop around, this is ridiculous. Z... See more

Rated 1 out of 5 stars

I had a very bad experience with them. They keep raising my monthly payments despite the fact that i had no accident or a claim. Upon termination they overcharged me with last month plus termination f... See more

Company replied

Rated 1 out of 5 stars

Had them for three years and I tried opening a claim on my roof and got denied. What’s the point of paying for insurance if they try really hard to deny coverage. Where does all this money I paid go t... See more

Company details

About Johnson Insurance

Information provided by various external sources

180531_FCB_Johnson_Shot_02_Portraits_2689_JUL6_1

Delivering high quality home, car, travel insurance and group benefits to Canadians for over 130 years. Our Canadian-based service specialists offer reassuring insurance advice and our 24/7 claims line is always ready for your call.


Products


Home Insurance

Your life is always changing, and your insurance needs to keep up. The comprehensive Homeowners policy through Johnson Insurance has over 30 coverages including:

  • Key replacement if your house or vehicle keys are stolen
  • 90-day coverage for your belongings while you move
  • $7,000 jewelry coverage
  • AIR MILES® Reward Miles†
  • And more

Car Insurance

A lot can happen on the road while you’re living your life and when it does, we’ll be there. You can get car insurance that includes:

  • First accident forgiveness
  • 24/7 claims service
  • AIR MILES® Reward Miles†

Travel Insurance

If you’re a Johnson group plan member, there’s one more great benefit – flexible, affordable travel insurance that includes:

  • Multi-Trip Coverage
  • Comprehensive
  • Emergency Assistance

Hours of Operation

Monday-Friday: 8am-6pm local time


Johnson Insurance is a tradename of Johnson Inc. (“Johnson”), a licensed insurance intermediary. Home policies primarily underwritten, and claims handled, by Unifund Assurance Company (“Unifund”). Described coverage and benefits applicable only to policies underwritten by Unifund in AB, ON, NS, NB, PEI and NL. MEDOC® is a Registered Trademark of Johnson. This insurance product is underwritten by Royal & Sun Alliance Insurance Company of Canada (“RSA”) and administered by Johnson. Valid provincial or territorial health plan coverage required. The eligibility requirements, terms, conditions, limitations and exclusions which apply to the described coverage are as set out in the policy, and/or may vary by province or territory. Policy wordings prevail. Johnson, Unifund and RSA share common ownership. †AIR MILES® Reward Miles awarded only on regular home and auto insurance policies underwritten by Unifund. At the time the premium is paid, one (1) Mile is awarded for each $20 in premium (including taxes). Miles are not available in SK or MB. ®Trademarks of AM Royalties Limited Partnership used under license by LoyaltyOne, Co. and Johnson (for Unifund).


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1.5

Bad

TrustScore 1.5 out of 5

32 reviews

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Rated 1 out of 5 stars

Had them for three years and I tried…

Had them for three years and I tried opening a claim on my roof and got denied. What’s the point of paying for insurance if they try really hard to deny coverage. Where does all this money I paid go to?? Stocks and bonds?? This company is not credible becareful who you get insurance through people. Goodluck you’ve been warned!!

22 January 2025
Unprompted review
Rated 1 out of 5 stars

Travel Insurance with Johnson: Be careful…

Be careful! Johnson will insure your travelling over 40 days starting on day one of your trip even if you are covered with your employer for the first 40 days (as in my case). Johnson will not insure you starting on the 41st day like other companies do. I found a company with identical coverage that is starting my coverage on the 41st day and for that reason my husband and I are currently saving close to $1500cdn.

9 April 2024
Unprompted review
Rated 1 out of 5 stars

Insurance company not paying out

The insurance adjuster was able to talk my elderly parents out of pursuing a claim for a lost ring. I, their son, only became aware of this recently and called the insurance company. They told me their policy is to only allow a claim to remain open for one year and since it has been about 16 months from the loss, they are unwilling to proceed.

19 October 2023
Unprompted review
Rated 1 out of 5 stars

Johnson has to be one of the worst…

Johnson has to be one of the worst insurance companies to deal with. I do not understand how they are so behind the times. I've had two unpleasant experiences with them so far.

First experience, I was opening a salon in my basement. The very moment Johnson was informed, they "noped" it, and sent a registered letter informing us that home coverage was terminated at the end of the month. This was in December of 2020. We were literally left with a matter of days to find new insurance to cover the house. Over Christmas. The business wasn't even set up and running yet.

Today, I called to find out about listing my car on Turo. Nope. They're not okay with that, even though Intact Insurance is, and both Intact and Johnson are owned by Unifund.

Oh. And I have a Saskatchewan number which I've had for 15 years, and have very good reason not to change (still work for a company based there). I live in Newfoundland and Labrador. There are no local numbers listed to contact Johnson, so I always have to dial the toll-free number. Because of my 306 area code, I cannot get through to anyone until three hours later, my local time.

I don't know why this company is in business.

24 August 2023
Unprompted review
Rated 1 out of 5 stars

Worst customer service and coverage ever!!

Worst customer service ever! I pay for health insurance out of pocket but have some coverage through my employer. They make it nearly impossible to deal with both. They demand I go through my work insurance first but only cover part of what is left over. On top of that, they regularly deny my claims because of second coverage forcing me to sit on the phone with them for hours trying to sort things out. My other company in contrast is very easy to deal with.

15 June 2023
Unprompted review
Rated 1 out of 5 stars

DO NOT DO BUSINESS OVER THE PHONE

Despite no authorization, or any signature at all, this insurance company withdrew $723 from our bank account, 8 days after acknowledging that the request for coverage had been cancelled. This all occurred when I asked for a quote by phone, the only way they will do business. They said it would take 6-8 weeks to process a refund BY CHEQUE!
Fortunately our bank, after a week, reversed the transaction.
Every other insurance company that I have checked has on-line quote requests, and offers payment by credit card or on-line bill payment by the client.
The use of the phone calls enables them to manipulate the prospective customer into supposedly agreeing to terms that they have not seen, enabling them to take payments not authorized.

5 April 2023
Unprompted review
Rated 1 out of 5 stars

I walked into one of their offices…

I walked into one of their offices asking to speak to an insurance agent regarding my trailer. I was quizzed to supply basic information at which time she told me that an agent "will be with (me) soon", I asked where I was to wait (assuming I would be ushered to a seat) but was told that the agent would contact me in a few days. WHAT!! That was last Wednesday. I drove straight to another agency and was welcomed as a walk-in, and was issued coverage.

BTW I just received the contact from Johnson Insurance today, a week later. Pu! Ridiculous!!!

5 April 2023
Unprompted review
Rated 1 out of 5 stars

Zero Communication, Only Respond to Threats

Appalling customer service, total lack of communication and disrespectful staff. Was with them for 12 years, their friendly agents always happy to chat when buying or adjusting policies, but when it was time to make a claim it was silence.

7 months without communication. No call backs. No emails. My car, which had minor cosmetic damage was written off by negligence on the part of the shop, and no one is taking accountability.

Despite many, many attempts to simply get information on my part, many efforts taking days of my working life to track down the truth about where my car is, what the damage is, or what the status of the claim are, I have heard nothing. I am left with no recourse but legal action.

Do not insure with Unifund or Johnson.

16 November 2022
Unprompted review
Johnson Insurance  logo

Reply from Johnson Insurance

Hello,

We are so sorry to hear of your experience.
You can send us an email at infocanada@rsagroup.ca with your name and contact number. We will then have someone in contact with you!

Thank you.

Rated 1 out of 5 stars

Incompetence = Johnson’s Insurance

In actual fact they shouldn’t get any stars. Their idea of customer service is to lie and deflect on a daily basis. It is two weeks since the accident and still no end in site. The initial body shop that I was sent to said they couldn’t do any work until November. The body shop told me that they had informed the company that they couldn’t do immediate work so I wasted a day driving over 100km. There isn’t enough room to name all the agents I have spoken to and given the same information to over the last two weeks. They say they will return your call and they don’t , they say they are concerned about your claim they don’t. DO NOT DEAL WITH THIS COMPANY.
They do deal with educators so be aware and shop around.
How ironic that Johnsons would answer in a day to a comment on Trust Pilot but didn't bother to answer any of my inquiries within their specified timeline. Do not deal with these people I am still awaiting a call from a manager or someone in authority to deal with this matter.

23 August 2022
Unprompted review
Johnson Insurance  logo

Reply from Johnson Insurance

Hello there,
We are so sorry to hear of your experience. Please send an email to infocanada@rsagroup.ca if you would like to discuss this further. We can have someone review this and get in touch with you! Thanks so much!

Rated 1 out of 5 stars

Just run

Just run. This is the worst insurance company. I made the first ever travel claim for a covered event - flight delay causing missed connection resulting in interruption of trip arrangements - and still waiting to be processed after 13 weeks. Standard answer: it is under review and shouldn’t be much longer now. The claim was “escalated” to the management of Global Excel Services (the claim administrator) and the result is the same: more lies, more delays (one more week).
Avoid this company.
Update
Another week has passed and my claim processed as “priority” is still unresolved. Pathetic.

8 September 2022
Unprompted review
Johnson Insurance  logo

Reply from Johnson Insurance

Hi Adrian,
We are so sorry to hear of your experience. Please give us a call so we can look into your concerns further for you. Thanks so much!

Rated 1 out of 5 stars

Worst insurance company they will run…

Worst insurance company they will run you around with LIES! I have been told from 7 months ago this issue would be resolved, but just ended up talking with a bunch of diffrent managers and employees and they will tell you they will call you back NOT! Please save yourself the headache and do not use this insurance company!!! My issue is still ongoing today!

6 May 2022
Unprompted review
Johnson Insurance  logo

Reply from Johnson Insurance

We're sorry to hear this was your experience, Warren. Please give us a call so we can look into your concerns for you.

Rated 1 out of 5 stars

No Customer Service Skills

I definitely don’t recommend this insurance company what so ever my claim was very slow getting started a couple weeks after the incident. Was told claims adjuster would contact me but I had to contact Mr. Koomar and I wish I never had. Some of the work got done on my vehicle but not all of it. I had never submitted a claim in my life and I had questions throughout the process I never received a call back always had to call multiple times. I finally had enough of my adjuster belittling me right down to saying “we paid 4000$ to fix your car your claim is closed”. Even though I still had a crack in my windshield and the vehicle was not running right? I called to speak to a supervisor; 1 to 3 days I was told. This place is not the company you want to dealing with me when your going through what is already stressful times. They have no empathy for you.
P.s. They leave a reply asking if there’s anything else they can do, why yes there is please return the calls I have made….

27 April 2022
Unprompted review
Johnson Insurance  logo

Reply from Johnson Insurance

Hi Cathy, we're sorry to hear this was your experience. Please give us a call if there's anything you'd like to discuss further.

Rated 1 out of 5 stars

Claim made 4-Dec. No Response as of 14-Dec

Accident was on the 3-Dec but was unable wait for Unifund to answer my call. Made a claim on Saturday 4-Dec-21. Informed I should be contacted by adjuster following Monday or Tuesday. So far nothing. I try to contact Unifund few times on their 800 number but it just disconnect after I wait couple hours for them to answer my call.

14 December 2021
Unprompted review
Johnson Insurance  logo

Reply from Johnson Insurance

Hello Mike,
Thank you for reaching out. We're very sorry to hear this and can certainly understand how frustrating that must be. Our team is currently experiencing high call volumes and will be with you as soon as they can. If you have any questions in the meantime, please feel free to reach out to us at review@johnson.ca for further assistance.
Thank you,
Sydney

Rated 1 out of 5 stars

I would give a zero if that was an…

I would give a zero if that was an option. I took out a travel insurance and had been paying for coverage for several years. When my husband and I divorced, I called to ask for advice. I was advised that the best thing to do to continue coverage for my son is to continue paying for my ex-husband. I was told that when I turned 65 or my son is no longer a minor, I could terminate my coverage for my ex-husband who was not even aware of then coverage. Throughout these years, I never filed a single claim.

Since I have not travelled for a couple of years due to Covid, i tried to terminate coverage when I turned 65 and was informed coverage could not be cancelled until the policy is up for renewal. Despite my phone call, I had to call again to cancel coverage before they took action to terminate coverage. While my coverage was terminated, they wouldn’t allow me to terminate coverage for my ex-husband under the guise of maintaining HIS privacy. It took several frustrating phone calls and I finally had to get my ex to tell them he was not interested in the coverage. In the meantime, they continued to deduct premiums for his coverage from MY account, despite an email from me informing them they no longer had the authority to deduct premiums my my account.

6 October 2021
Unprompted review
Johnson Insurance  logo

Reply from Johnson Insurance

Hello Carmen,
Thank you for reaching out and I'm sorry to hear this. If you have any outstanding inquiries regarding your travel insurance policy, please do not hesitate to reach out. Feel free to reach out to us at reviews@johnson.ca with your policy number.
Thank you,
Sydney

Rated 1 out of 5 stars

Wish I had read these reviews earlier

Wish I had read these reviews earlier. Just took out home insurance with them.
Have had car insurance with them for several years, and have had no problems with claims adjustment.
Just got hail damage on my car, and am trying to reach them. Tried on line but it would not accept my data. Chat line could do nothing. Have been on hold on the phone now for two hours today, an hour yesterday. Pressed on for "a callback", but got nothing yesterday,.,,, Pretty lousy reputation for their 'brand'

Sigh.....

Mo

7 July 2021
Unprompted review
Johnson Insurance  logo

Reply from Johnson Insurance

Hello there,

Thank you for reaching out. We're very sorry to hear you're having trouble contacting our team and would be happy to help. If you are still experiencing a long wait time over the telephone, please reach out to us at reviews@johnson.ca to see how we can best further assist.

Thank you,

Sydney

Rated 1 out of 5 stars

Never ever go with this company they…

never ever go with this company they take very very long time to go for your claim. it has almost going to be month my car is standing on driveway and nothing has been done yet more over it was not my fault still these guys are doing nothing. really i am stuck by taking insurance from this company.

9 December 2020
Unprompted review
Johnson Insurance  logo

Reply from Johnson Insurance

Hello Gurpreet,
Thank you for reaching out. We're very sorry to hear this and would like to have our Claims team look into this for you. Please feel free to reach out to us at reviews@johnson.ca with further details, along with your Claims number or phone number associated with your account.

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