It was handled very professionally while still being friendly and nice. Hillary Albertson and Tammy Krause could not have been more delightful. Hillary had phone tech issues but remained calm. Tammy... See more
Company replied
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
I worked with two great individuals. Alvin was my rep during the application process and Tammy Krauss to sign the contracts. Both were incredible, answered all my question, super friendly, knowledgeab... See more
Company replied
Andrew was really awesome, worked with us extensively. Always answered his phone and text, explained everything, and is just a really nice guy too. We got the money we needed and couldn't be happi... See more
Company replied
Tammy is the sweetest person I've ever dealt with in regards to any lending I've ever done. She's nice and professional. It's hard to find quality customer service but IOU Financial has an asset in Ta... See more
Company details
About IOU Financial
Written by the company
IOU Financial is a leading technology-enabled small business lender providing fast, transparent access to growth capital through a nationwide network of preferred broker partners.
Powered by its proprietary lending platform, IOU seamlessly connects brokers, borrowers, and underwriters in real time—delivering an efficient, relationship-driven alternative to traditional banks.
Since 2009, IOU has originated more than $1.9 billion in financing to help thousands of small businesses across the United States invest in inventory, hire employees, purchase equipment, expand operations, and manage working capital.
We understand that every business is unique, which is why we combine innovative technology with experienced lending professionals who provide personalized guidance throughout the financing process. Our streamlined application and underwriting process helps qualified businesses receive decisions quickly, with funding available in as little as 24–48 hours for many borrowers.
At IOU Financial, we are committed to delivering a straightforward lending experience built on transparency, responsiveness, and long-term relationships. Whether businesses are pursuing growth opportunities or navigating seasonal cash flow needs, our goal is to provide financing solutions that help entrepreneurs move their businesses forward with confidence.
Contact info
600 Townpark Lane, 30144, Kennesaw, United States
- 866.217.8564
- sbloans@ioufinancial.com
- ioufinancial.com
4.9
Excellent
996 reviews
No recent history of asking for reviews
This company hasn't invited customers recently, so reviews may not be representative
Replied to 50% of negative reviews
Typically replies within 24 hours
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Tammy was very helpful and went over…
Tammy was very helpful and went over all of the details involved
14 April 2025
Unprompted review
Reply from IOU Financial
Thank you for your comments!
Tammy and David they both did great
Tammy and David they both did great, smooth and professional experience. First of many ahead. Thank you
11 April 2025
Unprompted review
Reply from IOU Financial
Thank you for your feedback!
Tammy,was very professional and…attentive.
Tammy,was very professional and attractive. I'm blessed to have had her.
Thanks again Tammy.
9 April 2025
Unprompted review
Reply from IOU Financial
Ryan, we appreciate your business and your comments!
Tammy explains very well
10 April 2025
Unprompted review
Reply from IOU Financial
We appreciate your feedback.
The person that I spoke with her name…Tammy
The person that I spoke with her name was Tammy she was beyond delightful explained everything very very well she is a asset to your company I so appreciate working with her
9 April 2025
Unprompted review
Reply from IOU Financial
We're so glad you had a great experience. Thank you!
IOU is extremely helpful and…
IOU is extremely helpful and professional. Highly recommend!
2 April 2025
Reply from IOU Financial
We appreciate your business and your feedback.
Reply from IOU Financial
Thank you for your comments.
Tammy our representative at IOU…
Tammy our representative at IOU Financial was excellent to deal with in our latest transaction. Professional and extremely helpful.
28 March 2025
Unprompted review
Reply from IOU Financial
So glad you had a good experience with Tammy. We look forward to helping you grow!
Reply from IOU Financial
We appreciate your comments.
Great team to work with
Luis was great to work with thru the process. Tammy was very professional and pleasant to do the final closing with. I would work with both of them again.
18 March 2025
Unprompted review
Reply from IOU Financial
Thank you for your feedback!
Tammy was a pleasure to work with
Tammy was a pleasure to work with
She was very patient and went out of her way to accommodate us
18 March 2025
Unprompted review
Reply from IOU Financial
We appreciate your comments.
It was a pleasant experience dealing…
It was a pleasant experience dealing with IOU .
I appreciate them giving me a loan to help me grow with my business.
12 March 2025
Reply from IOU Financial
Thank you for your feedback!
IOU financial is the best Tammy help me…
IOU financial is the best Tammy help me from the beginning to the end would highly recommend her and her team
5 March 2025
Unprompted review
Great service Tammy was excellent !!!
Great service Tammy was excellent !!!
4 March 2025
Unprompted review
Reply from IOU Financial
We're so glad you had a good experience. Thank you for your feedback!
Tammy was very professional
Tammy was very professional, knowledgeable, friendly and explained the details very well.
Was a pleasure to do business with her
26 February 2025
Unprompted review
Reply from IOU Financial
Thank you for your comments.
was not made aware of iou until last…
was not made aware of iou until last minute, tried to communicate several times and 2 days later was able to connect.
26 February 2025
Reply from IOU Financial
We appreciate you taking the time to give us your feedback. We take our reviews very seriously and always aim to understand how we can improve any services or miscommunications. Please let our Client Services team know how we can reconcile any issues. They are available at 866-217-8564.
Very smooth process
Tammy was friendly, knowledgeable and attentive. Pleasure speaking with her.
21 February 2025
Unprompted review
Reply from IOU Financial
Thank you for your feedback!
Tammy was so professional and polite
Tammy was so professional and polite. She was also very thorough.
14 February 2025
Unprompted review
Reply from IOU Financial
We appreciate your business and your comments.
Reply from IOU Financial
We appreciate your feedback!
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