Instant Car Finance Reviews 147

TrustScore 4.5 out of 5

4.7

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Rated 5 out of 5 stars

I cannot thank Corey and James enough for all the help they have gave me in finding a car suitable for me and my kids. I was not having the best luck until I came across instancarfinance. I was quite... See more

Rated 5 out of 5 stars

Amazing company helped me out a lot, Iv always dealt with Corey one of a kind sales man but always there to help you with any problems great service 10/10

Rated 5 out of 5 stars

Great company with very helpful staff. Corey found me exactly what I was after and helped get me all sorted so I could drive away a happy man. The company in general are very helpful and will do their... See more

Rated 5 out of 5 stars

I was happy with the deal I got for my new car as I've struggled in the past to get the finance from any other company as I've had was poor credit. They were very helpful on the phone and found me the... See more

Company details

  1. Car Finance and Loan Company
  2. Audi Dealer
  3. BMW Dealer
  4. Finance Broker
  5. Ford Dealer
  6. Land Rover Dealer

About Instant Car Finance

Written by the company

Welcome to Instant Car Finance, where we turn your car dreams into reality in no time!

Our streamlined process unlocks the perfect car from our diverse selection, catering to all financial standings, including car finance under 21.

So you may ask, Why choose Instant Car Finance?

Best Possible Rates - Elevate your journey with leading car finance rates.

Swift Decisions - Accelerate your approval in minutes, because time is precious.

No Deposit Needed - Experience flexible financing tailored to your needs, no strings attached.

All Financial Situations Welcome - Whether your credit is sparkling or telling tales, we've got the key to your dream ride.

Personalised Guidance - Cruise confidently with your dedicated finance sidekick, guiding you every step of the way.

Applying is a breeze! WhatsApp or Call us directly or dive into our easy online application.

Once approved, our expert advisors tailor the best options just for you. We're not just about loans; we're about fair loans. Collaborating with top-notch lenders ensures our commitment to delivering the best car finance solutions.


Credit hiccups in the past? No sweat. From CCJs to missed payments, we're here, even if you're on a debt management plan. For instant decision car finance, turn to us—we've got your back. Don't just take our word for it—check out the Instant Car Finance reviews.

Our promise: Your well-being is our priority. If a loan isn't the right tune now, we'll keep it real. While we're here for everyone, not all road trippers under 21 may qualify.

Choose Instant Car Finance—Dream it, drive it! 🚗✨ APPLY NOW CAR SEARCH FAQ's

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

147 reviews

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Rated 5 out of 5 stars

Great company with very helpful staff

Great company with very helpful staff. Corey found me exactly what I was after and helped get me all sorted so I could drive away a happy man. The company in general are very helpful and will do their best to get you what you want. Highly recommended

10 July 2024
Unprompted review
Rated 5 out of 5 stars

Amazing company

Amazing company helped me out a lot, Iv always dealt with Corey one of a kind sales man but always there to help you with any problems great service 10/10

27 August 2024
Unprompted review
Rated 5 out of 5 stars

I was happy with the deal I got for my…

I was happy with the deal I got for my new car as I've struggled in the past to get the finance from any other company as I've had was poor credit. They were very helpful on the phone and found me the right car. I was more than happy to collaborate with Corey and the rest of his team. Would recommend to anyone. Fantastic company! The process was quick and simple, the staff were friendly and helpful

10 August 2024
Unprompted review
Rated 5 out of 5 stars

So thankful for instant car finance

I cannot thank Corey and James enough for all the help they have gave me in finding a car suitable for me and my kids. I was not having the best luck until I came across instancarfinance. I was quite nervous as I had been scammed before with cars but they really do go above and beyond. They made me feel as though I was a priority and helped me every step of the way. I will definitely be recommending them to others looking for finance. What an amazing team!

19 September 2024
Unprompted review
Rated 1 out of 5 stars

Let’s start

Let’s start, this is not a reply to the owners statement reference the situation concerning Joanne’s experience with this company. My reply, as the finance recipient, goes like this.
Your statement in respect of obtaining finance is not truly correct. The finance is in my name, but, all correspondence and the outcome, was all carried out with Joanne. We requested ‘extended warranty’ and that is why finance was refused, we decided not to go with this direction as we needed the van for work, finance granted, funny that.
Your right in the fact that the ‘clutch’ is not covered under warranty, ie wear and tear. As you now know, it was the ‘flywheel’ which was the problem, now that according to literature, is covered. Unfortunately, the vehicle had covered more than the 3000 miles in 3 months warranty period, but, you do not expect this to collapse just after this period. We have now had the vehicle repaired at a cost of £1795, that’s a kick in the teeth just after purchase. The mechanic that repaired the vehicle was astonished by the damage to the clutch and flywheel. He consoled Joanne and explained that this was damaged prior to sale due to the condition, burnt black and flexible.
As it was mentioned, the oil change, the garage was contacted prior to 3 months, in fact it was 2 weeks. The service date sticker had information on it stating service was due soon. The vehicle was purchased at 86 k mileage, the service was due 92k, the garage would not complete the task, even though a service and a full MOT certificate was promised. We were even told to sign the paperwork saying we completed a test drive, which we never.
Just to reiterate on the reply, you don’t expect to get passed from pillar to post, just to get over a hurdle. The owner was then the last port of call. After a short 2 minute call, including being put on hold, he turned around and stated, don’t raise your voice I’m try to help, which the reply was , your not helping are you, he put the phone down. NOT very professional is it.

16 September 2024
Unprompted review
Rated 1 out of 5 stars

Well let start with the 1 star they…

Well let start with the 1 star they don't Deserve 1 star but you have to give them at least 1 star well brought my van 22/5/2024 already needs a service 4 weeks into having the van great start. Now let's move on just after my Warranty is up we are talking two weeks over my flywheel has gone causing my clutch to go yeh at first thought it was just the clutch phone the garage they said wear and tear fair enough told them how much it was going to cost Cory said go to ClickMechanic so I did 1,795 pound later to get told it was the flywheel what caused the clutch to go now this point it's covered with Warranty but mine isn't because it's gone over 3 months or 3,000 miles yeh I've done 10,000 because my van is my job so yeah going to go over but you don't Expect a flywheel and clutch to go after 3 months garage told me because ive done 10,000 yeh did I know they was going to say that of course I did that why I asked the Mechanic can it go after 10,000 he said no way he said the look of the flywheel and clutch it's was already on it way out before I brought it does the garage want to help towards the cost noooooo they don't they say if any trouble we are here to help don't make me laugh wow thanks for nothing thought the were honest guess they want your money Advice from me if you buy from these take a Mechanic with you don't get caught out also let me add to this just phone them up not help and because he told me not to rise my voice because he is trying to help and I said your not helping tho are you he said good bye and put phone down that was a the owner wow trading stranded it is oh by the way if you brought a 19 plate transit it's got holes in and had new broads put in to cover up the 16 holes in the back only know this because he tried to sell me it but walked away

11 September 2024
Unprompted review
Instant Car Finance logo

Reply from Instant Car Finance

Thank you for sharing your feedback. We regret that you’ve changed your review from 5 stars to 1 star after such a great start, we’re truly sorry that you’re unhappy with the outcome.
As you know, we went to great lengths to assist you in securing the vehicle, including helping you obtain finance when others were unable to do so. Our aim has always been to support you, and we’re disappointed to hear that you feel otherwise.
That said, after thoroughly reviewing the situation and considering the 10,500-plus miles you’ve driven, we stand by our assessment that the clutch wear is a result of normal wear and tear. This, along with the oil service after this level of usage, is not covered by any warranty—including our complimentary 3-month or 3,000-mile warranty. It’s also worth noting that you’ve covered what many would consider an annual mileage within just 3 months.
We understand that this outcome may not be what you were hoping for, but our decision is that the wear and tear is not covered. Despite this, we kindly request that future communication remains respectful, as our team is here to assist with any unrelated matters or concerns you may have.
Thank you for your understanding, and we remain available for any further assistance you may need on other issues.

Regards
Instant Car Finance

Rated 5 out of 5 stars

Just would like to thank Corey and JB…

Just would like to thank Corey and JB and all the staff from the moment I chose the car they made sure everything was just so simple.No hidden fees just perfect in every way.Even arranged delivery from the car show room to my door and there delivery driver Mark was brilliant I would truly recommend and I will definitely be using these guys again for when oldest need a car of quality thank you again guys if I could give them a 100 stars I would.

20 August 2024
Unprompted review
Rated 5 out of 5 stars

The team go above and beyond

The team go above and beyond to ensure you have the best car. It took time to find it but they did not give up they continued to push on and found me the best car they possibly could. Being a first time driver I chose this company and I would highly recommend them! Couldn’t be any more happier

Thank you to James & Corey

3 August 2024
Unprompted review
Rated 5 out of 5 stars

Thank you Stephen

Busy mum of 2 kids Stephen was extremely helpful and cooperative with me. Very understanding and polite.

4 July 2024
Unprompted review
Rated 5 out of 5 stars

New car

Great service from start to finish, Corey was very helpful as was everyone else I spoke too, car delivered straight to my front door in scotland thanks again amazing service highly recommend .

1 June 2024
Unprompted review

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