Indiainitiative Reviews 228

I’m very satisfied with the guidance I’ve received from my financial advisor, Mr. Harsh Singh. He takes the time to understand my goals and risk tolerance and consistently provides clear, practical recommendations. Communication is always prompt and professional, and I particularly appreciate how clearly he explains complex topics and takes the time to clarify any questions. His advice is thoughtful and well-structured, and I feel confident in the financial decisions I’m making thanks to the support that I have received.

I recently consulted Arjun regarding private health insurance for myself and my family, and I couldn’t be happier with the experience. From the very beginning, he took the time to understand our specific situation and explained the different options in a way that was easy to follow.

What stood out to me was how patient he was with all our questions – and there were quite a few! He never made us feel rushed and made sure we understood what we were signing up for. Thanks to his guidance, we now have a private health insurance plan that fits our family’s needs and budget.

If you’re looking for someone who is knowledgeable, reliable, and genuinely cares about finding the right solution for you, I’d highly recommend reaching out to Arjun.

My initial consultation with Parikshit and Gaurav was extremely insightful and well-structured, and the entire process was handled smoothly from start to finish. They took the time to clearly explain everything, answered all my questions patiently, and ensured I felt comfortable at every step. Both were highly responsive, professional, and easy to communicate with throughout. I would strongly recommend them to any expat in Germany who is looking for a reliable and knowledgeable financial consultant.

Arjun, a man embodying prudence and discernment, stood as a beacon of sound judgment, particularly when it came to investments. His understanding of the financial landscape was comprehensive, but he held a special appreciation for the enduring value of gold.

Arjun wasn't swayed by fleeting trends or get-rich-quick schemes. He approached investment with a calm, analytical mind, carefully weighing risks and rewards. For Arjun, gold represented stability and a hedge against economic uncertainties. He understood its historical significance as a store of value and its continued relevance in modern portfolios.

He would advise others to consider gold not as a speculative asset, but as a component of a well-diversified investment strategy. He emphasized the importance of physical gold, such as coins or bars, stored securely. He cautioned against putting all one's eggs in one basket, even a golden one, and stressed the need for a balanced approach that included other asset classes.

I’ve been working with Arjun for about a year now as my financial consultant in Germany, and I’m very happy with the experience. He took time at the beginning to understand my situation, goals, and risk tolerance before suggesting any investments, which made me feel comfortable and well‑advised.
What I appreciate most is how clearly he explains German investment and retirement options so that I can make informed decisions instead of just following suggestions blindly. He is easy to reach, replies quickly, and never pushes me into products or rushed decisions.
With his help, I now have a structured, long‑term investment plan that fits both my life in Germany and my future goals. I would definitely recommend “Investments with Arjun” to other expats looking for a reliable and client‑focused financial advisor.

Very professional and responsive.

I needed a lot of deep dive sessions to take the next steps towards private health insurance, precious metal investment and pension funds. Harsh showed great amount of patience while dealing with my repeated questions and his persistent yet professional follow ups helped me take the next steps which I was initially a bit reluctant towards. I would recommend India initiative if you're also a first time investor within the German market like me.

We have had an excellent experience with India Initiative Consulting, who currently manage our investments in DE. We have invested in precious metals through them, and Priyesh has been consistently professional, responsive, and supportive throughout the entire process. He is always reachable, provides clear guidance, and makes complex steps easy to understand. We also appreciate that he remains available for future investment support, including options like mutual funds, and continues to advise us proactively whenever needed. It’s been a genuinely positive experience for us.

Helpful, patient, and very transparent

I had a great experience working with India Initiative. Harsh Singh was very patient in addressing all my questions and took the time to explain every step in detail. The guidance provided was practical, easy to understand, and aligned well with my personal financial goals.

I especially appreciated the transparency and the calm, no-pressure approach throughout the process. Overall, the support was reliable and well-organized.

I would happily recommend Harsh Singh and India Initiative to anyone in Germany looking for clear and trustworthy financial advice.

I had a very positive experience with India Initiative. Harsh Singh was extremely professional, patient, and supportive throughout the entire process. He took the time to understand my situation and clearly explained different financial and insurance options, along with their pros and cons, without any pressure to decide quickly.

What I really appreciated was the transparency and clarity in communication. Even complex topics were broken down in a way that was easy to understand, which helped me feel confident about the decisions I was making. The follow-ups and overall coordination were also smooth and timely.

I would highly recommend India Initiative and Harsh Singh to anyone in Germany, especially expats, who are looking for reliable and well-structured financial guidance.

The on-boarding call with Harsh was very infirmative & the overall process was smooth. He is very responsive & 100% recommended for any expat who is looking for a financial consultant in Germany

Arjun has been incredibly helpful with my finances in Germany. He assisted me with opening a Deutsche Bank account and explained the benefits of investing in gold via Geiger Edelmetalle. It’s great to have someone who can make these processes easy to understand, smooth and transparent. Highly recommend reaching out to him if you need clear, honest advice.

Arjun is always reachable for any queries and his consultation was top notch!

Parikshith Agarwal, from Indiainitiative, consistently delivers clear, practical, and thoroughly researched guidance. He takes the time to understand my financial objectives and explains each recommendation in a way that is easy to comprehend. His professionalism, prompt responses, and expertise have enabled me to make confident financial decisions. I am very satisfied with the support provided and would highly recommend Indiainitiative and Parikshith Agarwal to others.

Hello community.
Arjun parab is a very professional & friendly person. He initiated a first call to completely understand the financial condition & explained us all the options available for better financial planning. The best part is he makes it look effortless with process .
I definitely recommend him as your financial advisor.

I had a great experience with Arjun from Indiainitiative. As an expat from India, investing in Germany can be confusing, but he explained everything very clearly. We had three sessions, and he patiently answered all my questions and doubts. He calmly walked me through different investment options in Germany and helped me understand how I can grow my wealth here. I really appreciated his supportive and practical approach.

Arjun was highly professional, knowledgeable, and supportive throughout the entire process. He explained everything clearly and provided valuable guidance, which made the decision-making process smooth and confident. Thank you once again for the excellent support. I truly appreciate the service and I’m glad I chose the right insurance and investment option.

I recieved guidance from Mr Arjun , It was a pleasure to receive guidance and assistance regarding investment opportunities. The process of opening a bank account was made straightforward and efficient. I truly appreciate the helpful advice and support provided . The investment guidance offered was clear and insightful, which has been very beneficial. Overall, the assistance was exceptional and greatly appreciated.

I’ve been working with Mr Priyesh Desai as my financial advisor for over a year now, and it’s been an excellent experience.

From our very first conversation, Priyesh took the time to understand my complete financial picture before offering any recommendations.

What sets Priyesh apart is his comprehensive approach. He’s helped me with long-term retirement planning using tax-efficient strategies, reviewed my existing investments and insurance policies with fresh eyes, and provided clear recommendations that actually made sense for my situation. When I needed to restructure some loans, he facilitated the process smoothly and helped reduce my overall borrowing costs.

What I appreciate most is his commitment to ongoing engagement. We meet periodically to review my portfolio, discuss market conditions, and identify new opportunities—it’s not a “set and forget” relationship.
If you’re looking for a financial advisor who combines expertise with genuine care for your financial wellbeing, I highly recommend Priyesh and India Initiative.

Arjun was very helpful in the overall process. I bought few insurances through him and the process was absolutely friendly.