Hampshire Trust Bank (HTB) Reviews 2,481

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 383 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the ease of opening an account and the straightforward process of funding it. Many people appreciate the efficiency of the service, particularly regarding ISA transfers, and find the website user-friendly and easy to navigate. However, some customers also noted issues with communication, particularly concerning email reminders to fund ISAs when transfers were already in progress. A few other people also felt that the online application process was confusing in certain areas, and some experienced difficulties with customer service interactions, including slow responses or unhelpful assistance.

What people talk about most

User experience

People report positive experiences with the user experience, finding the process of opening accounts and... See more

Website

Reviewers mention positive feedback about the website, highlighting its ease of use and straightforward... See more

Customer service

Customers consistently note ambiguous experiences with customer service. Many reviewers praise the... See more

Service

Clients share positive opinions on service. Many reviewers highlight the efficiency and ease of setting up... See more

Payment

Reviewers highlight ambiguous aspects of payment. Many customers report issues with transfers, such as... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Easy to set up a new ISA account with HTB and arrange the transfer of an old ISA into the new ISA. Just one slightly confusing step where you have to nominate all or some of pre-existing ISA where the... See more

Company replied

Rated 4 out of 5 stars

My only gripe is when you give one provider fifteen days notice authorisation to transfer your maturing ISA. Then it's not done on the maturity date. It can be a week to ten days before the funds tran... See more

Company replied

Rated 4 out of 5 stars

I wanted to transfer an I.S.A. from Close Brothers to HTB. I filled in the application correctly online and then the only correspondence from HTB was numerous emails asking me to fund my ISA. I was o... See more

Company replied

Rated 4 out of 5 stars

I transferred my ISA in and everything worked well. My only small gripe is that all emails are worded for the opening of a new account and not a transfer in. In turn there were no interim updates abou... See more

Company replied


Company details

  1. Bank

Written by the company

Hampshire Trust Bank is a specialist bank, staffed by experts focused on helping UK businesses realise their ambitions. Our dedicated bridging finance, development finance, specialist mortgages and wholesale finance teams ensure that businesses receive the outstanding service, lasting relationships, integrity and expertise they need to prosper. We also provide savings accounts to individuals and businesses and since we lend to SMEs, our savers can be sure their money will help boost the British economy. The bank is authorised by the Prudential Regulation Authority and regulated by the Prudential Regulation Authority and the Financial Conduct Authority.


Contact info

  • 80 Fenchurch Street, EC3M 4BY, London, United Kingdom

  • htb.co.uk

4.4

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 97% of negative reviews

Typically replies within 48 hours

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Rated 1 out of 5 stars

Transfer of ISA stuck somewhere

Transfer of ISA stuck somewhere, both current ISA provider and yourselves blaming each other. I am losing money because of one of you. Poor service that need resolving urgently.

7 April 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Mark, thank you for taking the time to leave feedback.

We're sorry that you're unhappy with the service provided so far.

We have passed this onto the team and can see that you have now spoken with them and the issue is in the process of being resolved.

Hampshire Trust Bank

Rated 5 out of 5 stars

Straight forward easy online…

Straight forward easy online application, but staff are on phone to assist.

10 March 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're pleased that you found the application process easy and you're happy with the service.

Hampshire Trust Bank

Rated 3 out of 5 stars

Could not find how to withdraw money

Could not find how to withdraw money. Need to call you

6 April 2026
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Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're sorry that you were unable to withdraw funds online, we kindly request that you call us on 020 7862 6222 and we would be happy to assist you with your request.

Hampshire Trust Bank

Rated 4 out of 5 stars

A competitive interest rate and a good…

A competitive interest rate and a good website.

1 March 2026
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Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're pleased that you found the website easy to navigate and you're happy with the product.

Hampshire Trust Bank

Rated 5 out of 5 stars

CLUB SAVINGS ACCOUNT

Easy to open a club account with a fair interest rate and immediate access.

24 March 2026
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Reply from Hampshire Trust Bank (HTB)

Hi Shane, thank you for taking the time to leave feedback.

We're pleased that you found the application process easy.

Hampshire Trust Bank

Rated 5 out of 5 stars

Very easy, straightforward process

I opened a savings account on behalf of a charity. The online process was extremely easy to follow, it was straightforward and allowed me to complete the compliance areas quite easily.

It was definitely a no-headache process compared to many other similar accounts I have opened over the years.

12 March 2026
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Reply from Hampshire Trust Bank (HTB)

Hi Gordon, thank you for taking the time to leave feedback.

We're pleased that you're happy with the service and you found the application process straightforward.

Hampshire Trust Bank

Rated 1 out of 5 stars

Attempted to open an ISA two weeks…

Attempted to open an ISA two weeks before deadline. Completed form correctly. No contact from HTB despite several emails trying to find out what was happening. In the end had to find an alternative. My first expereince with this bank and sadly would not attempt to use them again

4 April 2026
Unprompted review
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Martin, thank you for taking the time to leave feedback.

We're sorry that you're unhappy with the service.

We're always keen to improve and I have passed this onto the team.

Hampshire Trust Bank

Rated 2 out of 5 stars

need to sort out tech

Received email , I have important new message. Spent time logging in, no message.
Tried to send message to them, just got error.

Please value your customers time.

6 April 2026
Unprompted review
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Paul, thank you for taking the time to leave feedback.

We're sorry that you're unhappy with the service, we have passed this onto the team.

To help us in assisting you further, please kindly respond to our request for more information to allow us to identify and contact you.

Hampshire Trust Bank

Rated 5 out of 5 stars

Opened up fixed account and a few days…

Opened up fixed account and a few days later new fixed saving with higher interest rate appeared. There was no hassle getting it transferred.

31 March 2026
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Reply from Hampshire Trust Bank (HTB)

Hi Colin, thank you for taking the time to leave feedback.

We're pleased that you're happy with the service and product.

Hampshire Trust Bank

Rated 1 out of 5 stars

Unable y to gain access to the site.

I managed to get the account set up but then found the process of gaining access to the account to deposit the cash impossible.
I emailed several times for password username resets and was not given support or information to proceed. I therefore ran out of the 14 day window time slot and failed in my attempt to deposit the money.
The experience was highly frustrating and ultimately a waste of time.

27 March 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Margaret, thank you for taking the time to leave feedback.

We're sorry that you're unhappy and you were unable to gain access to your account.

I have passed this onto the team to arrange support and should you wish to open a new account this option is available to you.

Hampshire Trust Bank

Rated 5 out of 5 stars

Great easy process

23 February 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Pete, thank you for taking the time to leave feedback.

We're pleased that you found the process easy.

Hampshire Trust Bank

Rated 5 out of 5 stars

Easy process and app is very useful

Easy process and app is very useful. Sufficient detail too.

6 March 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Mark, thank you for taking the time to leave feedback.

We're pleased that you found the application process easy.

Hampshire Trust Bank

Rated 5 out of 5 stars

Excellent bank

Having made a deposit and then having to withdraw within 14 days cooling off, I have nothing but praise for HTB. Great communication and efficiency. Money back within days. Great Bank.

27 March 2026
Unprompted review
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're pleased that you're happy with the service.

Hampshire Trust Bank

Rated 5 out of 5 stars

The interest rate and the ease of…

The interest rate and the ease of joining

16 March 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're pleased that you're happy with the product and you found the application process easy.

Hampshire Trust Bank

Rated 5 out of 5 stars
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Mark, thank you for taking the time to leave feedback.

We're pleased that you're happy with the service.

Hampshire Trust Bank

Rated 5 out of 5 stars

Good interest rate for savers

Good interest rate for savers. Savings account easy to open. Good and timely communication.

25 February 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Dee, thank you for taking the time to leave feedback.

We're pleased that you're happy with the product and service and found the application process easy.

Hampshire Trust Bank

Rated 2 out of 5 stars

ISA allowances

Why do investment companies (Banks etc) assume that their customers have not used up all their ISA allowance, and continue to bombard you with so-called outstanding offers. I have used up all of my ISA allowance investment for 2025-26, but still continue to be offered to use up the ISA allowance. Banks, give your customers a rest and don't assume that not all of them still have money to invest in a Cash ISA etc.

Mark

20 March 2026
Unprompted review
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Mark, thank you for taking the time to leave feedback.

We're sorry that you're unhappy, we're always keen to improve and have passed this onto the relevant team.

Hampshire Trust Bank

Rated 5 out of 5 stars

Verey professional in all things with…

Verey professional in all things with all aspects and verey easy to deal with

20 February 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're pleased that you're happy with the service.

Hampshire Trust Bank

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