Thank you Garth for your help and advice setting up our Equity Release. You discussed everything in detail and in plain English and made sure we understood what we were doing. Thank you also for advis... See more
Company replied
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Thank you Garth for your help and advice setting up our Equity Release. You discussed everything in detail and in plain English and made sure we understood what we were doing. Thank you also for advis... See more
Company replied
Garth gave me so much great information about equity release to help me make my decision. He is so helpful, no pressure, and really understands what is important about equity release. He answered al... See more
To be perfectly honest, we thought that there was no way we could refinance our debt position, especially considering we had tried three brokers before meeting Garth. His knowledge was amazing and af... See more
For many years Garth Bernard has been the one person I could go to, in complete confidence that he could 'Sort it '!! Recently as I've aged and needing more help his advice on Equity Release has made... See more
Managing Director Garth Bernard has over 30 years experience in providing specialist financial advice in the equity release & mortgage markets. He is committed to using his knowledge of the current market and latest regulations to help people understand about the choices they can make to achieve their personal goals
9 Clare Close, WD6 3NJ, Elstree, United Kingdom
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Thank you Garth for your help and advice setting up our Equity Release. You discussed everything in detail and in plain English and made sure we understood what we were doing. Thank you also for advising us to take the funds in stages as we needed them.

Reply from Hertslife Ltd
Fantastic service, good advice given.
Highly recommend hertslife.
I found them extremely informative and helpful all the way through the process of dealing with them
Garth gave me so much great information about equity release to help me make my decision. He is so helpful, no pressure, and really understands what is important about equity release. He answered all my questions, and did not seem rushed - he spent as much time as I needed to understand everything. I can thoroughly recommend.
Great Company They helped my husband and I with really sound financial advice. I have already recommended them, and particularly Garth, to other friends.
To be perfectly honest, we thought that there was no way we could refinance our debt position, especially considering we had tried three brokers before meeting Garth. His knowledge was amazing and after our initial meeting, we had a really good feeling that he would be the solution we were looking for. Thank goodness, indeed he was and it was such a huge weight off our minds, knowing that we could amalgamate our historic problems and move forward. We ended up in a position that we now know we can cope with and it feels like such a weight has been lifted From us. We can’t thank you enough for all of the help and understanding with such a complex situation. At last financial freedom. Once again, thank you for all of your endeavors and the help you have given us.
To recommend Garth would be an understatement
Took the fear away.
We needed to understand our options in relation to equity release. Garth of Hertslife Ltd made it simple fir us to understand and dispelled the fears we had around doing this. Thanks guys!!
Hertslife really helped.
They understood our problem and gave helpful and useful advice. Would not hesitate to recommend
Professional and reassuring. Explained everything clearly so we could make an informed decision.
Garth went beyond to assist in every way. He answered all questions proficiently, and I felt very secure in the knowledge to make the right decision for me. Brilliant service, very happy to recommend!
Hertslife were amazing and helped me understand clearly Equity Release. Garth was so patient and nice to deal with. Look no further. Highly recommended
Garth was knowledgable and professional guiding me through every step of the process. I would highly recommend him.
Simply the best! Garth is a total professional, extremely experienced and an amazing sense of humour to calm any situation. wonderful working with Hertslife Ltd, wish I could give 10 stars, no 100 stars!!
I would highly recommend Garth. He is professional & knowledgeable and goes the extra mile to help find you the best deal.
On top of that he is a really charming guy, that always makes you feel special & well looked after.
I have recently received advice from Garth Barnard regarding a buy to let mortgage. I found Garth to be extremely professional and knowledgeable throughout the process identifying the most appropriate mortgage for my needs and financial situation. I would highly recommend Garth for mortgage advice services and would most definitely seek his advice in the future.
Garth and his team have made the process of equity release, painless and seamless. I’d definitely recommend to anyone looking for advice as Garth is very knowledgable and his customer service is exceptional.
I have had dealings with Garth Bernard very recently and in the past. I have found him very helpful and a man that keeps his word, something to cherish these days. His advice in relation to equity release was invaluable. I would highly recommend him to any of my friends and relatives.
Brian Turner
Garth helped to get us a fantastic new deal on our Life Insurance. Would recommend his advice to anyone.
Garth is a very helpful man who gave excellent financial advice. He has helped me and other people I know with mortgage and financial advice. I highly recommend him to family and friends
Garth was a joy to work with when consulting for my mortgage, ended up with a brilliant deal. I have already recommended him to friends and family who all raved about his approach.
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