Tobias from Habito was our Mortgage expert and made the whole process seamless. His dedication to ensuring we got the correct mortgage product and giving us the best advice show why he is in the profe... See more
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About Habito
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Whether you’re a first-time buyer, you’re moving, remortgaging, or simply taking back control of your finances, a mortgage is a big decision - it’s no surprise that 4 out of 5 people seek advice from a broker.
Unlike a traditional broker, our technology analyses every mortgage on the market from over 90 lenders to find the best one for you in seconds. Once we find you the right mortgage, we’ll be with you every step of the way. You’ll have a dedicated mortgage expert who will keep you updated with the progress of your application from start to finish, and will always be on the end of the phone or live-chat to answer your questions.
Sign up from any connected device, 24/7 - we’ll find you the best match and manage your entire mortgage application, all online in record time.
Contact info
WeWork Moor Place, 1 Fore Street Avenue, EC2Y 9DT, London, United Kingdom
- 03302230996
- hey@habito.com
- habito.com
Replied to 100% of negative reviews
Typically replies within 2 weeks
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Happy with my overall experience using…
Happy with my overall experience using Habito, and specifically the service provided by Toby throughout. Market conditions have changed for the worse between now and when I first contacted Habito a few weeks before I was able to start the remortgaging process, but Toby’s knowledge and diligence helped me secure a new mortgage in a timely manner that is suitable based on the change of circumstances geopolitically. Would recommend Habito to others.
Habito made the mortgage process very…
Habito made the mortgage process very smooth and stress free. Communication was clear throughout, and I felt supported at every stage. Really happy with the service so far and would definitely recommend.
I had a fantastic experience with…
I had a fantastic experience with Habito when securing my mortgage. The whole process was incredibly efficient from start to finish, and everything was explained clearly along the way. What really stood out was how easy they were to deal with—no unnecessary stress or confusion, just straightforward, professional support.
The team was responsive, Kyndra and Antra, were super helpful, and made what can often feel like a complicated process surprisingly simple. I always felt informed and confident in each step, which made a huge difference.
I’d highly recommend Habito to anyone looking for a smooth and hassle-free mortgage experience.
I came across Habito while searching…
I came across Habito while searching online for a mortgage broker, and from the very beginning they have been professional, friendly, and highly communicative.
Once my offer on the house was accepted, Matt, my mortgage broker, quickly found a mortgage that I was happy to proceed with. I chose the Habito Plus service for a smoother, less stressful experience, and I’m really glad I did. I was then introduced to Mariam, who handled my mortgage application efficiently and professionally. In under two weeks, I received my mortgage offer, which exceeded my expectations in terms of speed.
I’ve since scheduled my Level 2 survey, and everything is progressing well with the conveyancer. So far, I’m very pleased with how smoothly everything is moving and the consistent communication from both Habito and their external partners.
Overall, a great experience so far, highly recommended for anyone looking for a supportive and efficient mortgage service.
Stress and hassle free- excellent!
As a first-time buyer, I have no point of reference for applying for a mortgage (but I have been told it is very stressful). Everyone I have dealt with has been more than helpful and friendly throughout. Would highly recommend, they spoon-fed me everything I needed to do which made it hassle free! Special thanks to David, Angelo, Scarlett, Patricia and Kate from the Protection team.
Highly recommended
Always use Habito for our remortgages. They offer great advice and an efficient service throughout. Highly recommended. Particular thanks to Pietro. 5*
Great remortgage advice in current market conditions
Really easy and smoother process. Olivia was great at advising the best deal for our remortgage and our options for if the rates improve in the next few months, especially in difficult market conditions currently. I would definitely recommend and use Habito again.
Remortgage process
I am currently in the process of remortgaging and Olivia has been amazing from the start with constant updates for better rates and updating me very quickly on the necessary documents I had to send over. I used habito to get the mortgage initially and will continue to use
Habito offer professional advice and guidance and genuinely work in your best interests.
Habito has been a very good experience for me. I'm ADHD and quite a forgetful person so being able to communicate with messages has been great. Everything is there in writing for me to go over again so I don't have to keep asking the same questions. Everyone who's dealt with my process with Habito has been patient, understanding and professional and has cut out all the jargon when I needed a clearer understanding of something. My advisor, Jo, was tremendous. I feel confident going forward that I've been given then best advice and guidance for my mortgage and that Habito genuinely worked in my best interests. I am extremely thankful and look forward to my future🙏🏼
Very happy with the help I got from Jo…
Very happy with the help I got from Jo Rajasooriyar. The whole experience was pleasant. I locked in a mortgage before rates gone up.
Very easy and straightforward to use
Very easy and straightforward to use, efficient and helpful!
Patricia helped me with multiple offers and agreements, and other staff members stepped in to provide constant high level service when needed.
Thanks Habito!
Teddy was very helpful
Teddy was very helpful, responsive, and professional throughout my mortgage application.
Habito made the process simple and easy to follow, with clear guidance at every step.
He explained everything clearly and helped me find the most cost-effective deal.
Great support from start to finish — highly recommended!
Habito for first time buyers
Our first contact at Habito was Becky. As a first-time buyer the process seemed a bit daunting, but they were really helpful and explained everything in a concise and clear way. Becky guided us through the mortgage application, making sure we got the best product for us and giving great advice as to which documents and information we would need to submit. Becky then made sure we were put in touch with other relevant members of their team for the next steps. Jess got in touch soon after with updates on our application. The communication from this team is excellent. The online Habito portal is great too. It’s really straightforward and easy to use. If you want to make this process as seamless as possible then get in touch with Habito!
Alicia was a life saver
Alicia was a life saver! She really went out of her way to find us the best offer available and took her time to explain the ins and out of each option / was happy to answer our questions. The lack of upfront broker fees involved in this service is brilliant too! Thank you again! :)
Terrible experience
Terrible experience - i suppose because its free for the customers they dont put in enough effort and they were rude anyways. Use at your own risk

Reply from Habito
Teddy from Habito was really helpful…
Teddy from Habito was really helpful and patient with me (I asked loads of questions, and took a lot of time waiting to see if the economy started to get better - spoiler: it didn't).
He was a pleasure to work with, and I would highly recommend.
Mortgage renewal in a time of conflict
It is just my luck to renew my Mortgage in the midst of a new war when the markets are going crazy but here we are. When I engaged with Habito I was put into contact with Becky who was fantastic. I can only imagine how hectic the last few weeks have been for this industry but Becky really did deliver. She helped us to gather all our documents and submit our application in a really short space of time and she has taken care to make sure we are well cared for with the wider team.
The system used by Habito is effectively a human driven chat bot and it is really easy to use, there was no nonsense, no asking the same question twice and when it came to the affordability review, i felt like this was extremely pragmatic.
I will certainly use them again!
Joana helped us make this experience…
Joana helped us make this experience incredibly easy and smooth.
They were very helpful and took time to explain everything.
As first time buyers it was very overwhelming, could not recommend this service enough.
Fast turnaround.
Fast turnaround.
Gave options and listened to my requirements
Fabulous service - thank you for taking the stress out of mortgaging!
Competitive, efficient, fab communication and service.
Thank you Antra for your fast responses, efficiency and expertise!
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