Instructions are very clear. It's a very user-friendly platform. Interest rates are good. You can literally see your money grow every day.
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Very good peer to peer platform. They do exactly what the advertise. After approximately 9 months I receive passive income with minimum effort. The interest rate of Go & Grow is lower than othe... See more
From Spain. Today, August 12, it has been exactly two years since I invested my security mattress in Bondora. At first with little confidence, where is Estonia? Today, 2 years later, I have part of m... See more
Company replied
So far it is the best peer-to-peer platform I have used. Super reliable and consistent. You always know how much you'll get and no surprises. There is a low monthly investment limit which is the p... See more
Company details
Written by the company
Go&Grow (formerly Bondora Capital) is a leading European fintech that helps people accelerate their dreams financially. Established in 2008, Go & Grow has grown to be one of the most popular and trusted investment platforms in Europe. With Go & Grow, our most hassle-free investing product, customers enjoy simple online investing, instant liquidity, and attractive returns. Our community over almost 500,000 customers has added over €1.7B to their accounts and continue to reach their financial goals with ease. For more information or to create your free account, please visit https://goandgrow.eu
Contact info
Sõjakooli tn 6, 11316, Tallinn, Estonia
- investor@bondora.com
- goandgrow.eu
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10 years experience
10 years with them, and since a few years only go and grow account, which is simple and easy. Never had poblems with withdrawing and investing money. What you see is what you get. 6% is good return, although 6,75% a year ago was better. But of course, I understand there is a business model that has to work for tem and us. Good work untill now, up for another ten years.
fishing site scam of the worst kind.
fishing site scam of the worst kind.. luring you of sharing your private stuff like bankstatements, pasports etc in exchange for a loan, that if youre short with money something you could fall for.. then the loan is rejected but they KNOW EVERYTHING for you, another red flag is they are based in Letland or Estland.. BE WARE!!! your data is unsafe with them
May use AI-assist with repliesRead more
several times locked my account and…
several times locked my account and withdrawal was impossible justifying that it is due to regulations, moneylaundring etc...I am very disappointed!

Reply from Go&Grow
I NEED MY INFORMATION NOW!
I have a Loan, and i need to have my summary overview.
- cant see how much i still need to pay, doesnt show how much i already paid, i emaild no reaction. I called i have been waiting twice for 10min to then be hanged up on. this are some scammers?
I dont get any reaction or help.
I need this overview so i can go to a other bank and get the help i need!

Reply from Go&Grow
Its great to earn on your savings
Its great to earn on your savings. So much more than on a regular account
Great project managed by great people
Bondora has decided to screw over all…
Bondora has decided to screw over all their old customers with manual portfolios. They are closing their API access and the secondary market so you are left with no option other than to hold your portfolio until all individual loans are repaid, which could potentially take forever if loans default.
They say they give the option to convert your portfolio to the new Go & Grow account, but this is pretty much a lie, since they will only convert loans that perform perfectly, leaving you with a whole basket of loans that you can't do anything with. You can't sell them, even at a discount. You are just left holding a bag of crap.
As an investor, if you are looking for a reputable crowdlending site, I can only advice you to look elsewhere. Who knows how long their Go & Grow will continue to pay out at a rate of 6%, when they can just arbitrarily change terms with no discourse for investors. There is no transparancy with how much their portfolio is really earning compared to how much they are paying out to their Go & Grow investors. For all we know, it could be a complete Ponzi scheme, with not enough real earning loans backing the investments.

Reply from Go&Grow
Time to close my acount
As of first of October 2025 they are closing the secondary market. You have the option to "Hold until maturity" your old investments which are stuck in recovery process without any progress in the last 5+ years anyhow, or put them into the dodgy go&"grow" only to get the message : "The offer could not be completed because you do not have any suitable investments.".
How they handled covid times showed me not to take them serious anymore, the constant update of "Terms of Use", and the hundreds of obvious fake 5 star ratings on Trustpilot is discouraging itself to further invest on this platform.
Investing in bonds in more straightforward than lending money into a cashdrag platform.

Reply from Go&Grow
Almost 8 years I am investing now at…
Almost 8 years I am investing now at bondora and I am totally satisfied with very good financial results especially the go&grow account.
My withdrawal rights have been revoked…
My withdrawal rights have been revoked without any communication or explanation. I contacted them via email but have not received any response yet. I will update my review once this issue is resolved.
Easy to use
Easy to use, daily interest and lightning fast payouts. Transparency is still limited, but Bondora is publishing more and more information and is audited by external institutions.
reliable and trustworthy!
An absolutely reliable and trustworthy investment platform. I made a few mistakes when transferring the initial amounts and thought the money was lost, but they immediately refunded me and patiently taught me how to properly complete the transfer. Fast withdrawals, great customer support. Earning 6% annually is an excellent return on investment!
Very low interesst compared to risk...
The risk compared to the interesst is very low. If Bondora has troubles the withdraw process will be stopped - as seen during Covid.
They adjust the rules if they think it is beneficial for them. I have lost my trust. Now they earn a lot of interesst because of the spread between lender and investor. If the business get worst, the risk is at the investor and bondora has earn a lot during good time.
Still a good investment
High liquidity, very simple, very good historic performance, payments every day
Low interest
Litle interaction, hide information about company like, where they invest, loans current, loans default.
You just see the general results and not specific, if they are more transparent about what are they are doing, it will let the investors with more confidence to trust in the team
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