GAPinsurance.co.uk Reviews 101

TrustScore 5 out of 5

4.9

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 5 out of 5 stars

Can't thank David enough for all his help and support in setting up my GAP insurance. He is extremely knowledgeable and explains everything in simple terms to make sure that you are fully prepar... See more

Company replied

Rated 5 out of 5 stars

Brilliant service ! good prices! we have used them for our last 5 vehicles and had no issues. Agent David, 'excellent', understood my questions about Gap insurance to reassure me that I had the right... See more

Company replied

Rated 5 out of 5 stars

We approached Gap Insurance as a local business after buying a new Land Rover Discovery Sport. The policy offered by Gap insurance was longer and more comprehensive than the one offered by th... See more

Rated 5 out of 5 stars

Have just bought new car, and was warned that buying gap insurance from dealer might not be best. Having looked around found Gapinsurance.co.uk. Very impressed by website. Asked for callback, Tim call... See more

Company details

  1. Insurance Agency
  2. Alternative Financial Service
  3. Insurance Broker
  4. Insurance Company
  5. Non-Bank Financial Service

Written by the company

GAPinsurance.co.uk is the brainchild of David Burns-Keane: founder of the UK's very first online GAP insurance broker back in 2004. Here at GAPinsurance.co.uk it's all about putting YOU first, which means: the highest levels of customer service alongside only ever offering high quality policies at the right price, from large financially stable, well known, A-Rated insurers - which in some cases involves prices as much as 85% LOWER than a motor dealer might charge for what is almost always inferior cover! At GAPinsurance.co.uk we don't employ high pressure sales tactics... in fact we don't believe we "sell" at all. Give us the opportunity and we'll take the time to listen to and fully understand the circumstances involved in the acquisition of your vehicle and then recommend the right policy for those needs. YOU are the most important part of GAPinsurance.co.uk.


Contact info

4.9

Excellent

TrustScore 5 out of 5

101 reviews

5-star
4-star
3-star
2-star
1-star

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Can't thank David enough for all his…

Can't thank David enough for all his help and support in setting up my GAP insurance. He is extremely knowledgeable and explains everything in simple terms to make sure that you are fully prepared and covered.

I never thought I would enjoy buying insurance, but the interactions with David have made the whole process a pleasure.

I will be recommending anyone who needs car insurance to speak with GapInsurance.co.uk.

Thank you so much.

19 March 2026
Unprompted review
GAPinsurance.co.uk logo

Reply from GAPinsurance.co.uk

Thank you for this fantastic feedback Katie. We're thrilled that we could make the process as enjoyable as possible for you! Wishing you all the best with the new car!

Kind regards,
The GAPinsurance.co.uk Team

Rated 5 out of 5 stars

Highly recommend

Dealt with both Tim and David. Nothing was too much trouble. They explained everything. No pressure. My second policy with this business. Highly recommend.

31 December 2025
Unprompted review
Rated 5 out of 5 stars

Great price and customer service ...

This is the third consecutive GAP insurance policy I've taken out with GAPinsurance.co.uk and I've been very happy on each occasion with the price and customer service.
I spoke to David about the details and he was extremely helpful, also giving me a credit for the unused 2 months left on the previous policy.
Highly recommended!

26 September 2025
Unprompted review
Rated 5 out of 5 stars

Very Good Experience

I took out a second policy with them, as again they were the best priced and the most comprehensive. Was particularly impressed that they called me to remind me to cancel the old policy if I no longer had the vehicle. They actioned this over the phone and a pro rata rebate was back in my account almost instantly.

15 September 2025
Unprompted review
Rated 5 out of 5 stars

Second policy purchased. Recommended company

This is the second policy I've purchased from GAPinsurance.co.uk and this time had to speak to them rather than all online. Have to say, very impressed.
Really quick responses via email. And they proactively call you to resolve enquiries.
Received great support and customer service from David. Very knowledgeable, very professional.
Although not had to claim, I feel reassured about the service, product is great and every confidence in the policy delivering on my expectations. Great experience & would recommend.

25 November 2024
Unprompted review
Rated 5 out of 5 stars

Good customer service, good product, fantastic price

We approached Gap Insurance as a local business after buying a new Land Rover Discovery Sport.

The policy offered by Gap insurance was longer and more comprehensive than the one offered by the main dealer. Gap Insurance was also less than half the price of the main dealers inferior policy!

Gap insurance were great to deal with, fully explaining terms and any queries.

I've recommended others to Gap Insurance and wont hesitate to use their services again.

9 September 2024
Unprompted review
Rated 5 out of 5 stars

Tim has been exceptionally helpful.

Tim has been exceptionally helpful.
I’ve changed my car this week, 9 months into a 3 year GAP policy.
He was very flexible in changing and offered advice on my next policy.
Recommended.

15 August 2024
Unprompted review
GAPinsurance.co.uk logo

Reply from GAPinsurance.co.uk

Dear Mr Mackenzie, thank you so much for the 5-star review and the name-check! Your kind comments are very gratefully received.

Rated 5 out of 5 stars

Tim has been very helpful getting me…

Tim has been very helpful getting me swapped over to a different car and explaining everything in detail for me to understand while not being able to get on the phone

5 March 2024
Unprompted review
GAPinsurance.co.uk logo

Reply from GAPinsurance.co.uk

Hi Jack, thank you for taking the time to write a review for us - your kind words are very gratefully received.

Rated 5 out of 5 stars

Specialist for GAP insurance

Very easy to deal with, offers good cover which is both comprehensive and well presented.

16 November 2023
Unprompted review
GAPinsurance.co.uk logo

Reply from GAPinsurance.co.uk

Hi Ray, thank you so much for the great review. Your comments are very gratefully received.

Rated 5 out of 5 stars

Another policy purchased

This is my fifth policy with Gapinsurance.co.uk and overall in the household it will be seven! They always beat the main dealer prices by some miles! Dealer gap policies lack clarity and are often not all they seem. The team at Gapinsurance.co.uk have always been helpful when I've spoken to them

10 October 2023
Unprompted review
GAPinsurance.co.uk logo

Reply from GAPinsurance.co.uk

Thank you for the great review - we're grateful for your continuing business and for the great feedback.

Rated 5 out of 5 stars

2nd policy

This is my 2nd policy with this company and while I haven't made a claim (touch wood!), their experience and general knowledge and advice seems second to none. Their customer service is a breath of fresh air and prompt to call you back and have always returned my emails quickly. Very polite and so far cannot find fault whatsoever. My wife is about to buy a new car and gapinsurance.co.uk is where she'll buy it from if she decides to take gap insurance out. Thanks David and also Tim for a recent query I had

5 October 2023
Unprompted review
GAPinsurance.co.uk logo

Reply from GAPinsurance.co.uk

Thank you for the great review, and for taking out another GAP insurance with us. Your comments are very gratefully received!

Rated 5 out of 5 stars

Great service, great price,

Great service, Tim explained everything to me and was really helpful.

Good price for the cover aswell

4 October 2023
Unprompted review
GAPinsurance.co.uk logo

Reply from GAPinsurance.co.uk

Thank you for the positive feedback - your comments are much appreciated.

Rated 5 out of 5 stars

Absolutely brilliant customer service

Absolutely brilliant customer service, so helpful and made the process so easy. My second time using this company and I would fully recommend!

29 August 2023
Unprompted review
GAPinsurance.co.uk logo

Reply from GAPinsurance.co.uk

Thank you so much for the great feedback - your comments are much appreciated.

Rated 5 out of 5 stars

GAPinsurance.co.uk delivers!

I've dealt with GAPinsurance.co.uk for well over a decade. Each time I purchase a car, I ask them to (re)arrange GAP cover for me; and every time, I find the customer service to be extremely helpful, proactive, knowledgeable and efficient. Moreover, the variety of policies available are, in my experience, unmatched both in terms of cover and price; but, as they say, 'the proof of the pudding is in the eating!'

Invariably, insurers receive positive reviews at the point of purchase - but rarely are they updated when a claim is made. However, whilst I had hoped never to make a claim against a GAP policy, I had cause to do so recently when my car was declared a total loss as the result of a no-fault collision. From reporting the incident to the final pay-out, GAPinsurance.co.uk demonstrated that they meet their obligations in full and with no fuss - which was really appreciated during a most stressful time.

Consequently, as soon as I purchased a replacement new car, I contacted GAPinsurance.co.uk to arrange cover for it: I had no reason to look elsewhere! So, if you're looking for a GAP provider that values your business and offers a policy you can rely on then GAPinsurance.co.uk must be your first (and only) choice.

25 July 2023
Unprompted review
GAPinsurance.co.uk logo

Reply from GAPinsurance.co.uk

Thank you for the fantastic review, Derek. Your comments are much appreciated.

Rated 5 out of 5 stars

Amazing Company & Service From Nice People

After leaving a message Brian Promptly gave me a call back. He obviously had a great deal of car dealership experience and took time to explain to me the different products on the market and how they worked and a refeshingly honest opinion on everything. Their price was competitive too.I wouldn't bother looking anywhere else.

3 July 2023
Unprompted review
Rated 5 out of 5 stars

Great experience with Brian

Great experience with Brian, who gave me great advice. I didn't end up buying insurance from Gapinsurance but that is because I was advised (correctly) that perhaps it is not suited to my purpose. Thank you Brian and I will definitely get back for a new quote on my next car.

24 May 2023
Unprompted review
Rated 5 out of 5 stars

Rapidly Resolved Issue

Initially had issues insuring my Lotus Emira but Mervyn at GapInsure managed to sort it all out for me in less than 24 hrs and got me cover. Super happy with my experience.

30 March 2023
Unprompted review
GAPinsurance.co.uk logo

Reply from GAPinsurance.co.uk

Dear Connor - thank you for your review. However, we are GAPinsurance.co.uk, not GapInsure, and we have no Mervyns here.

Rated 5 out of 5 stars

The best?...

The best? I think so they may not be the cheapest, but cover and customer service is excellent.

I have used them 4 times now since 2015 and they even give a small discount for return customers.

17 November 2022
Unprompted review
GAPinsurance.co.uk logo

Reply from GAPinsurance.co.uk

Hi Kevin, thank you so much for your review and for purchasing another policy with us - much appreciated. Tim.

Rated 5 out of 5 stars

5 STARS

In Feb 2022 was looking for GAP insurance for new Volvo. Google search brought up many companies with big marketing budgets, but checking Trustpilot and other reviews put me off.

I came across GAPinsurance.co.uk, saw that they were not too far from me and phoned them. It was so refreshing to actually speak to someone in the UK, that listened and understood what I wanted and came up with a competitive quote, so I took GAP with them. Fast forward to Nov 22, selling the car and no longer require GAP. Phoned and again great service, told that I would get a pro rata refund that I would receive in a few days, but it was actually in my account the following day.
I highly recommend this business and have no connection other than being a satisfied customer.

11 November 2022
Unprompted review
GAPinsurance.co.uk logo

Reply from GAPinsurance.co.uk

Thank you so much for the great review - it's much appreciated. We'll be happy to welcome you back when you need GAP insurance again.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look