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Fora Credit Inc. Reviews 

729
•
TrustScore 4.5 out of 5

4.5

Non-Bank Financial Service
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Review summary

Created with AI, based on recent reviews

Considering 172 reviews, reviewers overwhelmingly had a great experience with this company, finding the application and setup process to be super easy and straightforward. Customers appreciate the fast payout of approved loans, with money often available the same day if requested before noon. The service is frequently described as superior, offering an ongoing line of credit that can be drawn from as needed, which is a significant help during financial difficulties. Reviewers also highlight the helpfulness and politeness of the staff, who are efficient and knowledgeable in answering questions. However, some customers were dissatisfied with the customer service, noting that support can be lacking, unresponsive, or inconsistent in communication. There were also concerns about payment processing, with some experiencing issues with the payment portal failing and delays in funds transfer, despite prompt payment history. Additionally, a few people mentioned high interest rates and frustration with not receiving credit limit increases despite being long-term, good customers.

What people talk about most

Payment

Consumers find payment to be ambiguous, with many praising the ease and speed of accessing funds and making... See more

Service

Reviewers mention positive feedback about service, with many describing it as superior, fast, and friendly,... See more

User experience

Reviewers highlight positive aspects of user experience, consistently describing the process as very quick,... See more

Customer service

Customers consistently note ambiguous experiences with customer service, with many praising the prompt... See more

Staff

Clients share positive opinions on staff, frequently highlighting their helpfulness and efficiency. Many... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Was super easy to apply and set up. Requesting money is as easy as signing in and hitting a few buttons. Money comes that day if requested before noon. Making a payment reflects immediately, no wai... See more

Rated 5 out of 5 stars

I highly recommend Fora for anyone looking for a loan when the bank won't help. Very easy process and fast payout on your approved loan. Plus you will alway have an ongoing line of credit,you can draw... See more

Rated 5 out of 5 stars

Company is an absolute ideal option for people who need a loan and reusable credit. They are so easy to deal with and making payments and dealing with making withdrawals with their online platform co... See more

Rated 5 out of 5 stars

Using Fora is very easy to get started along with onboarding process. When I had questions, the live person that helped me was very patient and polite. Definitely would recommend if you are able to... See more

Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service

Written by the company

Fora is proud to offer the flexibility of a Line of Credit and serve Canadians from different parts of the country. Currently, we are offering a Line of Credit to residents of Alberta, British Columbia, New Brunswick, Nova Scotia, Ontario, and Saskatchewan but additional provinces will be operational soon. Applying for a Line of Credit from Fora is easy and 100% online. Credit limits range from $1,000 to $15,000. The annual interest rate for a Fora Line of Credit ranges from 19.9% to 34.9%.. Actual rates may vary and are subject to eligibility, underwriting and creditworthiness. You only pay interest on the amount of credit you use, not on your credit limit. It’s the flexibility in a credit product you have been looking for! BC Licence#: 84559; BC Licence#: 84740

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

729 reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 85% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

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4.5

All reviews

(729)

166 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more
Rated 5 out of 5 stars

Fora is Great

Fora extended me a renewable line of credit at a time when I really needed it. The process is straightforward, as is accessing the funds when i need them. I've recommended Fora to others and will continue to do so

18 July 2025
Rated 5 out of 5 stars

Positive Experience

So far my experience with Fora has been positive. It was pretty straightforward and is legitimate. The process was smooth and customer service was very responsive and polite. The only thing is the interest is on the higher end but other than that I would recommend this company.

17 July 2025
Rated 5 out of 5 stars

Fora has been great to me!

Fora has been great to me!! I will continue to do business with them for a long long time! Great no hassle line of credit available to me whenever I need it!! Great company!! I would definitely hughly recommend Fora to anyone looking for a great line of credit experience!! Thanks again Fora!

11 July 2025
Rated 2 out of 5 stars

I have asked for an increase after…

I have asked for an increase after being a long time client and keep getting declined- not sure why do not really happy with the service at this point

7 July 2025
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Reply from Fora Credit Inc.

Hello Gilbert,
Thank you for providing your feedback.
Our team would be happy to discuss this matter with you, please feel free to reach out to us at 1-888-899-3672.

Rated 1 out of 5 stars

Interest rate reduction …

I asked for an interest rate reduction and the person I talked to was very vague and cryptic. They wouldn’t even consider it.

23 June 2025
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Reply from Fora Credit Inc.

Hello Casey,

Thank you for taking the time to leave a review and for providing your feedback.

Our team would be happy to provide any clarification and assist you with your questions. Please feel free to reach out to us at 1-888-899-3672.

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