Was super easy to apply and set up. Requesting money is as easy as signing in and hitting a few buttons. Money comes that day if requested before noon. Making a payment reflects immediately, no wai... See more
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
I highly recommend Fora for anyone looking for a loan when the bank won't help. Very easy process and fast payout on your approved loan. Plus you will alway have an ongoing line of credit,you can draw... See more
Company is an absolute ideal option for people who need a loan and reusable credit. They are so easy to deal with and making payments and dealing with making withdrawals with their online platform co... See more
Using Fora is very easy to get started along with onboarding process. When I had questions, the live person that helped me was very patient and polite. Definitely would recommend if you are able to... See more
Company details
Written by the company
Fora is proud to offer the flexibility of a Line of Credit and serve Canadians from different parts of the country. Currently, we are offering a Line of Credit to residents of Alberta, British Columbia, New Brunswick, Nova Scotia, Ontario, and Saskatchewan but additional provinces will be operational soon. Applying for a Line of Credit from Fora is easy and 100% online. Credit limits range from $1,000 to $15,000. The annual interest rate for a Fora Line of Credit ranges from 19.9% to 34.9%.. Actual rates may vary and are subject to eligibility, underwriting and creditworthiness. You only pay interest on the amount of credit you use, not on your credit limit. It’s the flexibility in a credit product you have been looking for! BC Licence#: 84559; BC Licence#: 84740
Contact info
Toronto, Canada
- 1-888-899-3672
- service@foracredit.ca
- foracredit.ca
4.5
Excellent
729 reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 85% of negative reviews
Typically replies within 1 week
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Do Not Borrow From This Company
The interest rates are outrageous and this company takes advantage of people who are stuck and have less financial options available to them. The cost of borrowing is basically robbery leaving people in even more debt. You can’t even access your funds immediately, you need to wait for them to be transferred. Would definitely not recommend this lender to anyone.
6 October 2025
Reply from Fora Credit Inc.
Hello,
We appreciate you sharing your concerns and we take them seriously.
At Fora, we provide details about cost of borrowing in disclosures during the application process to help consumers make informed choices.
We’re happy to answer any specific questions that you may have. Please feel free to contact us at feedback@foracredit.ca. Thank you.
Fora is simple to use and works great!
6 October 2025
So nice to have a company with people…
So nice to have a company with people who know what they are doing to make things work.
9 October 2025
Interest rates are to high
30 September 2025
Reply from Fora Credit Inc.
Hello Scott, we appreciate your honesty. If you would like to provide further feedback, please feel free to email us at feedback@foracredit.ca. Thank you.
Fora is an Excellent Loan Service
Fora staff are extremely efficient and very pleasant to deal with. Loan application was simple funds were available the next business day.
25 September 2025
So far
So far, I cannot get ahold of anyone to help me get a PDF for my account. Plus the phone lines are down?? That’s strange
29 September 2025
Reply from Fora Credit Inc.
Hello Michael,
We’re sorry to hear that you experienced this.
We’ve confirmed that our phone lines are fully operational. If you’re still having difficulties, please visit our Contact Us page for alternate ways to reach out to us - https://www.foracredit.ca/contact/
Thank you and we look forward to hearing from you.
Very easy application process and…
Very easy application process and withdrawals are quick and trouble free.
25 September 2025
I have never missed a payment since I…
I have never missed a payment since I opened my account over two years ago . I have run into financial hardship the past year and Fora will not increase my line of credit . Explanation is very weak and insensitive.
When I need someone to help out I can't count on Fora.
24 September 2025
Fora is great help me out and have…great job
Fora is great help me out and have never had an issue
24 September 2025
This product came at the very time I…
This product came at the very time I was stranded and didn't know where to turn. To qualify for a line of credit was no hassle. Thank you FORA for your assistance.
18 September 2025
Quick and easy
Quick and easy. The whole process was so easy and lots of help along the way.
18 September 2025
Online
I was able to get approved for line of credit and it's useful. Interest too high I'm hoping it will go down more. Transfered of funds takes a bit long.
18 September 2025
It is very easy to request a draw and…
It is very easy to request a draw and very easy to make payments, only problem I have is the intrest is really high
18 September 2025
Fora was there when we needed it the…
Fora was there when we needed it the most. Its just unfortunate that we needed the help in the first place, but all is coming along great. They were there when I needed then the most. Thankyou
18 September 2025
Fora has always been there to help…
Fora has always been there to help whenever I needed it! I looked at other credit companies and always came back to Fora. Absolutely amazing
16 September 2025
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