FineDay Funds Reviews 

3,863
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Considering 518 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the helpful staff and efficient service that makes navigating short-term loans remarkably quick and easy. Customer support representatives are frequently described as extremely polite, professional, and readily available to answer questions whenever needed. Some reviewers were not happy with high interest rates and unexpected financial difficulties regarding early loan payoffs. A few people also mentioned encountering very frustrating customer service interactions and confusing payment processes that caused additional stress. Other consumers noted issues with delayed fund deposits and strict penalty fees during unforeseen emergency situations.

What people talk about most

Customer service

Reviewers highlight positive aspects of customer service, describing representatives as competent, friendly,... See more

Service

Users describe positive interactions with service, highlighting a friendly staff and clear explanations of... See more

Payment

Clients share ambiguous opinions on payment, with many highlighting fast funding and convenient budgeting... See more

Staff

Customers consistently note positive experiences with staff, describing them as friendly, trustworthy, and... See more

User experience

People report high satisfaction with the user experience, highlighting an easy and smooth application... See more

Reviews shaping this summary

Rated 5 out of 5 stars

The application process was easy and quick. The response was fast and the money transfer was immediate. Yes, the internet rates are high but if you plan on paying off the loan quickly then this proces... See more

Company replied

Rated 5 out of 5 stars

Customer service was very professional. Wanted to know if I was comfortable with the payment plan. Explain everything clearly, and answer my questions without a problem. They made me feel like I was a... See more

Company replied

Rated 5 out of 5 stars

Customer service. They explain to you about your loan and make sure you check your account to see if the deposit there and also if you need help always calls few days ahead of time to explain any situ... See more

Company replied

Rated 5 out of 5 stars

Someone attempted to steal my identity and open a loan with Fineday. They successfully changed account details and gained approval, but I was notified that "my loan" was approved. I called in and wa... See more

Company replied


Company details

  1. Loan Agency

Written by the company

FineDay Funds knows we need to be better than our competition to earn your business. We hired the best engineers and analysts to make sure our application and underwriting process is as quick and easy as possible. Our call centers are staffed 24/7 to provide you with the personal support you deserve. We protect your personal information, physically and digitally, by industry-leading security protocols. As a direct lender with proprietary underwriting technology, we can offer our customers Express Funding, a points-based Brilliant Rewards program, excellent customer service, and industry-leading data security. We also encourage our customers to borrow responsibly and take advantage of our penalty-free early pay-off policy.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

4K reviews

5-star
4-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 97% of negative reviews

Typically replies within 1 week

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4.6

All reviews

(3,863)

493 reviews in the last 12 months

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Rated 1 out of 5 stars

THEY OF COURSE DENIED ME

THEY OF COURSE DENIED ME
AND I AM TRYING TO GET MONEY FOR MY CHILDREN
THE THING ABOUT THE TRIBAL LOANS IS THAT THEY RELY ON CLARITY WHO CHANGES CREDIT SCORES AND I AM SORRY TO SAY BUT I THINK THEY ARE RACIST BECAUSE YES I AM BUYING A HOME BUT SOMEONE STOLE EVERYTHING SO I NEED THE MONEY IT'S ONLY $200 AND OTHER LOAN COMPANIES THAT I AM PAYING WAS FOR MORE

27 May 2026
Unprompted review
FineDay Funds logo

Reply from FineDay Funds

Tanya Gassel, thank you for taking the time to share your experience. We appreciate your honesty and understand how frustrating it can be to be denied when you are trying to secure funds for important family needs.

We recognize that one of the biggest concerns in your feedback is the feeling that the decision-making process was unclear, especially when you were seeking a relatively small loan amount while managing other financial obligations. We also understand that dealing with the aftermath of theft and working toward purchasing a home can create significant stress.

We are sorry to hear that your experience left you feeling disappointed and unsupported. Lending decisions are typically based on a variety of factors, and we regret that the outcome did not meet your expectations.

Thank you again for sharing your perspective. We wish you and your family the very best and hope your future financial experiences are more positive.

Rated 5 out of 5 stars

Got the funds quickly

Got the funds quickly
Very easy to use

23 March 2026
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Reply from FineDay Funds

Marie Prinzo, thank you so much for the glowing review! We’re thrilled to hear that the process was quick and easy for you—that’s what we love to hear. We appreciate your support and look forward to assisting you again whenever you need us!

Rated 5 out of 5 stars

Everything is great so far I'm new to…

Everything is great so far I'm new to the company.

26 May 2026
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Reply from FineDay Funds

Sarah, thank you so much for sharing your experience with us. We’re truly glad to hear that everything has been great so far as you settle in. Being new to the company can feel like a big transition, and we’re grateful you chose our team to be part of your journey.

We’re here to support you every step of the way, and we’re committed to giving you the kind of experience that makes you feel confident and cared for. Welcome again — we’re happy to have you with us.

If you ever need anything, please call us anytime at 844‑941‑0035.

Appreciatively,
Fineday Funds

Rated 5 out of 5 stars

They were very polite and clear about…

They were very polite and clear about the terms of my loan and my money was in my account the very next day.

24 May 2026
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Reply from FineDay Funds

Your review made our day! Knowing that our team was polite, transparent, and able to get your money to you by the next day means everything to us. Thank you for the 5‑star love, Albert J, we’re always here when you need us!

Rated 5 out of 5 stars
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Reply from FineDay Funds

Thank you for your kind words, Linda. Providing a smooth and positive experience from start to finish is our goal, and we're happy to hear we achieved that for you. We appreciate your feedback and support.

Rated 5 out of 5 stars

I like the idea of being able to pay…

I like the idea of being able to pay back without any penalties whenever I want you save on the interest

22 May 2026
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Reply from FineDay Funds

Dear Customer,

Thank you for sharing your feedback with us. We truly appreciate your kind words and are grateful that you value the flexibility of paying off your loan early without penalties while saving on interest. We appreciate your trust in us and look forward to serving your financial needs in the future.

Rated 1 out of 5 stars

My nae is Ranee Grekoff I’m struggling…

I’m struggling with everyday essentials and can’t make my payments . I believe finedays funds is predatory and I want my remaining balance forgiven . I will have to contact a lawyer to get further clarification on this situation . I have made most of my payments to date .

20 May 2026
Unprompted review
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Reply from FineDay Funds

We're sorry to hear that your experience has left you feeling frustrated and concerned, Ranee. We take comments like yours seriously and never want our customers to feel unsupported during difficult times. While we understand your concerns regarding your remaining balance, we encourage you to contact our customer service team so we can review your account and discuss any available options. Thank you again for your feedback and for being our customer. We wish you the best and hope to have the opportunity to address your concerns.

Rated 5 out of 5 stars

Great customer service.

Great customer service.

18 May 2026
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Reply from FineDay Funds

We’re grateful for your fantastic rating, Customer. It’s great to hear our customer service made your visit a positive one. Thanks for being part of our community—see you next time!

Rated 5 out of 5 stars

The representative was very nice…

The representative was very nice courtesies and patience with me

19 May 2026
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Reply from FineDay Funds

Dear Connie,
Thank you for taking the time to share your experience with us. We truly appreciate your kind feedback and are grateful to hear that our representative treated you with courtesy, patience, and care. We value your trust and look forward to assisting you again whenever you need us.

Rated 5 out of 5 stars

Easability

Easability, and speed

18 May 2026
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Reply from FineDay Funds

Dear Customer,

Thank you for your review! We truly appreciate your feedback and are grateful to hear that you found our service easy to use and fast. We appreciate the opportunity to serve you and look forward to helping you again in the future!

Rated 5 out of 5 stars

I filled out information needed

I filled out information needed, & they approved me for $1000. Funds were in my checking account next business day as promised. Awesome work, Thank you 🤑

17 May 2026
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Reply from FineDay Funds

Dear Rosemary,

Thank you for taking the time to share your experience with Fineday Funds; we truly appreciate your feedback and are delighted to hear that the application process was smooth, your information was handled efficiently, and that you received approval for your $1,000 loan without delay. We understand how important it is to have a straightforward process and timely access to funds, and we are glad we were able to meet your expectations by delivering your deposit to your checking account by the next business day as promised. Your recognition of our team’s efforts means a great deal to us, and we are grateful for your kind words and trust in our service. If you ever need assistance in the future or have any questions, we are always here to help, and we look forward to continuing to provide you with reliable and efficient support.

Rated 5 out of 5 stars

Really came thru for me

They can thru for me at a desperate time

17 May 2026
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Reply from FineDay Funds

Dear E. Aragon,

Thank you for trusting us during such a difficult time. We’re truly grateful we could come through for you when you needed help most, and your kind words mean a great deal to our team. We appreciate your support and are always here if you need us again.

Rated 5 out of 5 stars

Very polite

Customer service was very polite

16 May 2026
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Reply from FineDay Funds

Dear Raymond,

Thank you for taking the time to share your experience with us; we truly appreciate your kind words and are very pleased to hear that you found our customer service team to be polite, as providing respectful and professional support is something we take great pride in, and your feedback reassures us that we are meeting that standard; we absolutely value your perspective and are grateful that your interaction reflected the level of service we strive to provide, and should you ever need any further assistance, our team is always here to help ensure your experience remains just as positive, so thank you again for your review and for choosing Fineday Funds.

Rated 5 out of 5 stars
FineDay Funds logo

Reply from FineDay Funds

Dear Deborah Andrews,

Thank you for taking the time to share your feedback and for recognizing the professionalism you experienced with Fineday Funds, as we truly appreciate hearing that our team delivered a level of service that met your expectations; your comment reinforces our commitment to providing clear, respectful, and efficient support throughout the lending process, and we fully value your perspective as it reflects the experience we strive to provide for every customer, so if there is ever anything additional we can assist with or further improve, please do not hesitate to reach out, as we are always here to help and ensure your continued satisfaction, and we sincerely appreciate your five star review and the opportunity to serve you.

Rated 5 out of 5 stars
FineDay Funds logo

Reply from FineDay Funds

Thank you for taking the time to share your positive experience with Fineday Funds; we truly appreciate your kind words about our team being friendly and polite, as providing respectful, attentive, and supportive service is a top priority for us. We’re glad to hear that your interaction met your expectations and helped make the process smooth and comfortable, as we understand how important clear communication and professionalism are when choosing a lending partner. Your feedback is incredibly valuable and serves as encouragement for our team to continue delivering the high level of service our customers deserve; if you ever need assistance in the future, we are always here to help. We sincerely appreciate your support and thank you again for choosing Fineday Funds.

Rated 5 out of 5 stars

Easy and quick approval

Easy and quick approval, easy repaypemnt

13 May 2026
FineDay Funds logo

Reply from FineDay Funds

Dear Amy,

Thank you so much for taking the time to share your experience with Fineday Funds; we truly appreciate your feedback and are pleased to hear that you found the approval process both easy and quick, as well as the repayment process straightforward and convenient, as providing a smooth, efficient, and user-friendly experience from application through repayment is a priority for us, and your comments affirm that we are meeting that goal, while we also remain committed to continuously improving our services should you ever need additional support or have questions in the future, and we sincerely appreciate your trust in Fineday Funds and your five-star review.

Rated 5 out of 5 stars

Keeping it real.

Very helpful assistance. Great repay amount.and easy application. I was very happy I found the company, for my loan needs. Made my year.

14 May 2026
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Reply from FineDay Funds

Dear James Jenkins,

Thank you for taking the time to share such a thoughtful and positive review, and we truly appreciate you keeping it real with your experience; we are pleased to hear that our team was able to provide very helpful assistance and that the application process was easy and straightforward for you, as we strive to make accessing funds as simple and efficient as possible, and it is especially rewarding to know that you found the repayment terms to be great and suitable for your needs, as we aim to offer solutions that customers feel confident managing; we are also grateful that you chose Fineday Funds to support your loan needs and are honored to have made such a meaningful impact on your year, and if you ever need assistance in the future, our team is always here and ready to help.

Rated 1 out of 5 stars

I will not encourage anyone to borrow…

I will not encourage anyone to borrow from this company, it's unreasonable how they handle loan process and that's part of the reason i switch of Infrared Loans to get my loan.

25 February 2026
Unprompted review
FineDay Funds logo

Reply from FineDay Funds

Thank you for your feedback, Jeremiah. We apologize for the experience you had with our loan process. We understand your concerns and are sorry that we did not provide the service you expected. Your feedback is valuable and will help us improve our customer experience moving forward

Rated 1 out of 5 stars

Too expensive

Too expensive

13 May 2026
FineDay Funds logo

Reply from FineDay Funds

We appreciate you taking the time to share your feedback and understand your concern regarding cost—your perspective is important to us. At FineDay Funds, we aim to provide fast access to funds when customers need it most, with many customers receiving same-day or next-day funding to help resolve immediate financial needs.

We also offer several ways to help manage and reduce your loan balance over time. Customers may receive special promotional emails that include reward points, which can be saved and redeemed for gift cards to popular retailers or applied directly toward your loan balance. You can also make extra payments at any time through your online account or by contacting Customer Service. Additional payments are applied directly to your principal balance, and since interest is prorated daily based on the remaining balance, paying more can help reduce the overall cost. There are no penalties for early payoff, and many customers choose to pay off their loans early or refinance with other lenders to minimize interest.

Our website is designed to be user-friendly, allowing you to track your balance and make payments easily using a bank account or debit card. If you would like assistance reviewing your account or exploring options, we encourage you to contact our Customer Service team at (844) 941-0035. We appreciate your feedback and the opportunity to support you.

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