Fernovo (Quidie Limited) Reviews 

7,493
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Evaluating 1,387 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently highlight the incredibly fast process, with funds often reaching their accounts within minutes or less than an hour. People appreciate the straightforward and easy application, noting the clear repayment terms and user-friendly website. Many also praise the excellent customer service, describing staff as helpful, friendly, and responsive, providing support when needed most. However, some people mentioned experiencing delays in receiving payments or responses to inquiries. A few customers also noted that while assistance was offered, they sometimes couldn't secure their full requested loan amount or desired repayment flexibility.

What people talk about most

Service

Customers had positive experiences with service, often highlighting its speed and efficiency. Reviewers... See more

User experience

Users describe positive interactions with user experience, consistently highlighting the ease and speed of... See more

Payment

Reviewers mention positive feedback about payment, frequently highlighting the quick response and fast... See more

Response time

Reviewers highlight positive aspects of response time, with many customers expressing satisfaction with the... See more

Customer service

People report positive experiences with customer service, highlighting their helpfulness and efficiency.... See more

Reviews shaping this summary

Rated 5 out of 5 stars

The application was easy to complete,payment was instant after acceptance. Even though they couldn't give the full loan,they were very reasonable and generous with the counter offer,they didn't just... See more

Company replied

Rated 5 out of 5 stars

I have taken loans through Fernovo multiple times, and my loan has been approved every time. This is my 5th or 6th successful approval. The application process is simple, the response is quick, and th... See more

Company replied

Rated 5 out of 5 stars

Wow super fast process literally took 15 mins from start to finish. Funds in bank straight away. Nice little short term loan which is affordable. Thankyou fernovo

Company replied

Rated 5 out of 5 stars

Great experience with Ferno. The website works flawlessly, making the whole process quick and smooth. Payment was processed without any delays. Highly recommend!

Company replied


4.6

Excellent

TrustScore 4.5 out of 5

7K reviews

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4.6

All reviews

(7,493)

1,429 reviews in the last 12 months

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Rated 5 out of 5 stars

amazing service always

a regular user of this fantastic company
as I have mentioned before it is high interest but fair if you pay earlier you save money

16 July 2026
Fernovo (Quidie Limited) logo

Reply from Fernovo (Quidie Limited)

We're so glad to hear you're a regular user and appreciate your positive feedback!

Rated 5 out of 5 stars

So quick and easy to apply and quick…

So quick and easy to apply and quick payment

18 July 2026
Fernovo (Quidie Limited) logo

Reply from Fernovo (Quidie Limited)

We're so glad to hear that you found the application process quick and easy, and that you experienced a speedy payment. Thank you for your positive feedback!

Rated 5 out of 5 stars

So easy and when I had to contact…

So easy and when I had to contact customer services they where very helpful and very friendly

21 July 2026
Fernovo (Quidie Limited) logo

Reply from Fernovo (Quidie Limited)

We're so glad to hear you found our service easy to use and that our customer service team was helpful and friendly. Thank you for your kind words!

Rated 5 out of 5 stars

Quick simple process

Quick simple process. Would recommend

21 July 2026
Fernovo (Quidie Limited) logo

Reply from Fernovo (Quidie Limited)

We are so pleased to hear that you found our process to be quick and simple. Thank you for your recommendation and positive feedback!

Rated 5 out of 5 stars

Very helpful

Very helpful

18 July 2026
Fernovo (Quidie Limited) logo

Reply from Fernovo (Quidie Limited)

Thank you for your 5-star review!

Rated 5 out of 5 stars

Awesome customer service and offering…

Awesome customer service and offering affordable loans to help thank you so much

21 July 2026
Fernovo (Quidie Limited) logo

Reply from Fernovo (Quidie Limited)

Thank you for your wonderful feedback! We're so pleased to hear that our customer service was awesome and that our affordable loans were helpful. We truly appreciate your kind words!

Rated 5 out of 5 stars

Excellent service

Excellent service, few standard questions then cash was in my bank within 30 minutes, thank you and would definitely recommend for short term cash solutions 🫶🏽

20 July 2026
Fernovo (Quidie Limited) logo

Reply from Fernovo (Quidie Limited)

We're so happy to hear that our service provided a quick and easy solution for your short-term cash needs! We truly appreciate your recommendation.

Rated 5 out of 5 stars

The application process was straight…

The application process was straight forward & communication throughout was good

20 July 2026
Fernovo (Quidie Limited) logo

Reply from Fernovo (Quidie Limited)

We're so happy to hear that our application process was straightforward and that our communication met your expectations. We truly appreciate your positive feedback!

Rated 1 out of 5 stars

FOS upheld complaint, still waiting for payment

The Financial Ombudsman Service found that Fernovo had lent to me irresponsibly on ten loans. Fernovo accepted the FOS investigator's assessment and made an initial redress payment.

The payment was around £3,700 less than I expected based on the investigator's instructions, so I queried the calculation. After receiving no response, I asked the FOS investigator to follow up.

A few days later, Fernovo acknowledged that they had made a miscalculation, apologised, and confirmed in writing that a further £3,735.87 was due. They advised that they aimed to make the additional payment within two weeks.

It is now 24 days since that email. Despite three follow-up emails and a telephone call, I have neither received the payment nor a response from Fernovo. The FOS investigator is now having to chase them again.

I will update this review once the matter has been fully resolved.

Update: After another 5 days of silence I emailed the FCA registered complaint email address and the remaining redress was paid later that afternoon. Not sure if that was coincidence or if that's the speed of Fernovo's urgency. At least it's resolved now though, 8 weeks and a day after Fernovo agreed with the FOS investigator.

20 July 2026
Unprompted review
Fernovo (Quidie Limited) logo

Reply from Fernovo (Quidie Limited)

We sincerely apologize for the delay and for the lack of communication regarding your outstanding redress payment. We completely understand your frustration, once a miscalculation was identified and confirmed, you should have received the remaining balance without having to chase us.

We are currently looking into your account as a matter of urgency to verify why this payment has been delayed and to ensure the remaining funds are processed as quickly as possible.

Rated 5 out of 5 stars

Got help when I needed it most

Got help when I needed it most. Easy and clear terms and conditions with affordable repayment rates.Really appreciate the help and services.

20 July 2026
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Reply from Fernovo (Quidie Limited)

We are so glad we could be there for you when you needed us and that our clear terms and affordable repayment options were helpful. We truly appreciate your kind words!

Rated 5 out of 5 stars

Very happy with Fornovo

Very happy with Fornovo. Response fast . I’ll recommande Fornovo to anyone as a great lender company

20 July 2026
Fernovo (Quidie Limited) logo

Reply from Fernovo (Quidie Limited)

We're so happy to hear about your positive experience with our fast response and that you would recommend us! Thank you for your kind words.

Rated 5 out of 5 stars

Very helpful

Very easy to apply thank you

20 July 2026
Fernovo (Quidie Limited) logo

Reply from Fernovo (Quidie Limited)

We're so happy to hear that you found our product easy to apply. Thank you for your wonderful feedback!

Rated 5 out of 5 stars

Excellent service

Excellent service
Thank you very much

20 July 2026
Fernovo (Quidie Limited) logo

Reply from Fernovo (Quidie Limited)

We are so pleased to hear you had such a positive experience with our service. Thank you for your kind words; they mean a lot to us.

Rated 5 out of 5 stars

A quick response of exceptional…

A quick response of exceptional standards.

16 July 2026
Fernovo (Quidie Limited) logo

Reply from Fernovo (Quidie Limited)

We are so pleased to hear that you experienced a quick response and exceptional standards. Thank you for your wonderful feedback!

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