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Review summary

Based on reviews, created with AI

Most reviewers were somewhat happy with their experience overall. Many customers found the staff to be polite, friendly, and helpful, often highlighting specific individuals for their excellent service and professionalism. People appreciated the efficiency and personal touch in the service provided, with some noting a good range of services and a smooth, well-organized process. However, some people were dissatisfied with the customer service, citing poor communication, a lack of accountability, and dismissive attitudes from staff. There were instances where customers felt the company was unrealistic and excessively strict, leading to delays and stressful experiences, particularly concerning payment issues and the referencing process. Some also mentioned feeling humiliated and concerns regarding the handling of their personal data.

What people talk about most

Staff

Clients share ambiguous opinions on staff. Many reviewers praise specific staff members like Amy, Darcie,... See more

Service

Reviewers mention ambiguous feedback about service. Some customers praise the friendly, professional, and... See more

Customer service

Consumers find customer service to be ambiguous. Some reviewers praise the team as professional, responsive,... See more

Payment

Reviewers highlight ambiguous aspects of payment. Some customers found the transaction process quick and... See more

Based on these reviews

Rated 5 out of 5 stars

I’ve used FCC Paragon for my property needs and have found them lovely, friendly, and efficient. Nothing is too much trouble, and their service has so far felt genuinely personal.

Company replied

Rated 5 out of 5 stars

FCC make it easy to request client references and rent warranties. They offer a really good range of services. Their customer service is excellent and their staff and friendly and helpful

Company replied

Rated 5 out of 5 stars

V efficient and professional service. Reasonably priced too to give me peace of mind. Staff polite & friendly Highly recommend

Company replied

Rated 5 out of 5 stars

Michelle, Ryan and the whole team made taking out a policy very easy, almost a pleasure. I was particularly impressed with the way that FCC Paragon as an organisation retains relevant information so t... See more

Company replied

Rated 1 out of 5 stars

Dreadful customer service and complete lack of morals. Been with them for years, paid them for a whole years cover but tenant left after a month, they allow 2 months to find another tenant to keep t... See more

Company replied

Rated 1 out of 5 stars

They don't know what they are doing. For my reference check, it was basically me asking my referee for everything over and over again. They have no idea about even reach someone as easy as via phone c... See more

Company replied

Rated 1 out of 5 stars

We applied to rent a property with my wife and our 11-month-old baby. Both of us are employed, tax-paying individuals. However, because my employer accidentally overpaid me by just £1 one month,... See more

Company replied

Rated 1 out of 5 stars

FCC Paragon promises to make moving “smooth and stress-free.” Our experience proved the exact opposite. As guarantors, we acted immediately — providing every requested document as soon as pro... See more

Company replied

Rated 1 out of 5 stars

Zero stars if I could – utterly unprofessional and offensive experience I had an extremely disappointing experience with FFC Paragon. I was told over the phone that an accountant’s reference... See more

Company replied

Rated 1 out of 5 stars

Instead of the usual 2 to 4 days to process a tenant’s documents and establish a report, FCC Paragon took 2 full weeks! Plus, they breached the UK GDPR and Data Protection Act 2018 by reporting m... See more

Company replied

Rated 1 out of 5 stars

Rubbish Company. The real question is what did they do right? And the answer is NOTHING!!!. If I could give negative reviews, I would. If I could even send a voicenote of my complaint, I would. They... See more

Company replied

Rated 1 out of 5 stars

This was my first experience dealing with FCC Paragon and it was extremely negative. My letting agency recently started using them, and the entire process was unnecessarily stressful. I dealt with... See more

Company replied

Rated 1 out of 5 stars

Worst insurance company in uk. As a homeowner .Run . I have a claim going on 7 months . They are known to fos. The incompetence is staggering as we stand my claim is on hold while fos looks at my cl... See more

Company replied

Rated 1 out of 5 stars

This has been the worst referencing experience I’ve ever encountered. Despite my current landlord and employer providing references promptly on Monday, this company has failed to give any m... See more

Company replied

Rated 5 out of 5 stars

I’ve just been accepted for a house through FCC Paragon and I’m really pleased with how everything was handled. The team were professional, responsive and kept me updated throughout the process,... See more

Company replied

Rated 5 out of 5 stars

Excellent service, checked if time was convenient and called back later when it was. Lady was very helpful, not pressured to up-sell whatsoever. Given the climate we're in I was very impressed. Thanks... See more

Company replied

Rated 5 out of 5 stars

Dealing with my rent protection and eviction renewal was straightforward and all policy details were easy to understand. The staff at FCC Paragon are always polite and helpful.

Company replied

Rated 5 out of 5 stars

Excellent service being a busy mum insurance renewal s are often overlooked…I love that paragon always send reminders and follow up with a phone call the staff are always friendly professional and he... See more

Company replied

Rated 5 out of 5 stars

Darcie has been an enormous help! Very patient and kind throughout the process. Could not ask for a better agent to deal with our case. Kudos to Darcie! Keep up the amazing work! Iulia @ SMC

Company replied

Rated 5 out of 5 stars

All of the people that I spoke with at Paragon were very helpful, professional and efficient.

Company replied

Rated 4 out of 5 stars

Ryan was helpful and explained what was necessary. He rang last week and promised to call back today to finalise things, for which he did. I have used FCC Paragon for a number of years and found them... See more

Company replied

Rated 5 out of 5 stars

Stacey was very helpful dealing with our rental protection and legal & eviction renewal. Friendly and professional service. Many thanks.

Company replied

Rated 4 out of 5 stars

Whilst the form was complex - Tina Payne on the phone was superb 10/10 !!!

Company replied


Company details

  1. Money & Insurance

Information provided by various external sources

Predominantly a Tenant Referencing company, also offering; Insurance, Rental Protection, Debt Recovery and Right to Rent Checks.


Contact info

3.3

Average

TrustScore 3.5 out of 5

191 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 100% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

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Rated 5 out of 5 stars

Friendly staffs

Friendly staffs, answered all the enquires successfully and renewed the policy straight away. Absolutely brilliant.

15 July 2024
Unprompted review
FCCParagon logo

Reply from FCCParagon

We appreciate you taking the time to post your 5 star review. Quality of service is very important to us here at FCC Paragon, and we are pleased you were impressed with the level of service extended to you. We look forward to assisting you again in the future.

Rated 1 out of 5 stars

Uneducated office, cannot recognise two different things .

FCC Paragon is a worst referencing agency in entire country. Avoid it at all costs . When you make a direct contact with them , they just telling you - we can't help you ,let your agent contact us despite it was me who covered a cost for referencing. I've been a tenant for 6 years in the same property and have an excellent renting records , all i needed is to adjust my MTA mid tenancy agreement for continuing renting the same property. FCC Paragon said no ,you can't rent despite you earn 53k a year and they have all evidence.I had CCJ of 600£ on my record for forgotten phone contract,they declined my first application, I sorted it out immediately and made it removed or satisfied judgment. Now they say you have an adverse credit rating because of your ccj . Their task is to ruin people's life's despite they ain't got a clue in office. Talking to them is the same as talking to a brick wall , making a question and gives a zero answer. Company should provide a customer's with service and advise you instead of making total ignorance 🙄 I even can predict their response on my comments. Will be - thanks for your feedback. can you please contact us so we can investigate or discuss your comments further. Their referencing team agent even couldn't explain what is the difference between existing or new tenants. That shows a level of this FCC Paragon. . .

8 July 2024
Unprompted review
FCCParagon logo

Reply from FCCParagon

Dear Olafs,
We are disappointed to hear that we have not met your expectation.
We must advise we are instructed by the letting agent and must adhere to their requirements.
We are happy to discuss and answer any concerns you have regarding the referencing process.

Rated 5 out of 5 stars

Insurance renewal

Clear instructions and explanations given. Advisor took the time to find the answer if unsure. Prompt follow up with phone call and emails.
Pleasant advisor.

2 July 2024
Unprompted review
FCCParagon logo

Reply from FCCParagon

Hi Andrew, thank you so much for taking the time to leave FCC Paragon a review. Its great to hear you had a pleasant experience. Please do not hesitate to contact us if we can be of any further assistance.

Rated 5 out of 5 stars

Kelly assisted me professionally

Kelly clarified and fully responded to my questions. She didn't advise but gave possible options and reasons behind various products that helped me to make up mind. The Landlord insurance was reasonably priced by match with other providers.

1 July 2024
Unprompted review
FCCParagon logo

Reply from FCCParagon

Thank you for your review, Kelly and the team will be thrilled to hear your kind comments. Please do not hesitate to contact us if we can be of any further assistance.

Rated 5 out of 5 stars

Best costumer service

The team is always very patient and calm , always answer question I may have very politely. An amazing costumer service, thank you 😊

27 June 2024
Unprompted review
FCCParagon logo

Reply from FCCParagon

We appreciate you taking the time to post your 5 star review. Quality of service is very important to us here at FCC Paragon, and we are pleased you were impressed with the level of service extended to you. We look forward to assisting you again in the future.

Rated 4 out of 5 stars

Returned phone calls promptly and easy…

Returned phone calls promptly and easy payment by card.

26 June 2024
Unprompted review
FCCParagon logo

Reply from FCCParagon

Thank you for taking the time to leave us a 4 Star review. We are pleased that you have had a positive experience with us.

Rated 1 out of 5 stars

I recently had the unfortunate…

I recently had the unfortunate experience of dealing with FCC Paragon, and I must say, their service is absolutely rubbish. The staff were incredibly unprofessional and seemed to lack even the most basic knowledge of financial terms and procedures. Every interaction was frustrating, with constant mistakes and delays.

It was clear that they were not well-trained or informed about their own services, which led to a lot of confusion and miscommunication. I had hoped for a smooth and efficient process, but instead, I was met with incompetence and a complete disregard for customer satisfaction.

I would not recommend FCC Paragon to anyone looking for reliable financial services. Save yourself the headache and look elsewhere.

21 June 2024
Unprompted review
FCCParagon logo

Reply from FCCParagon

Dear Saima,
Thank you for your feedback.
We would like the opportunity to fully investigate your comments.
Please could you make direct contact with us so we can discuss this further.

Rated 1 out of 5 stars

My recent experience with FCC Paragon…

My recent experience with FCC Paragon was deeply disappointing. Their service was not only unprofessional but also demonstrated a significant lack of financial knowledge. The staff made numerous errors, and the entire process was riddled with delays and confusion.

It felt like dealing with a company from the medieval era. They didn't even know what an Active Card Check is, which is basic knowledge in the financial services industry. It was evident that the team was not well-trained, as they struggled with basic financial concepts and procedures. Communication was poor, and I constantly felt left in the dark. This level of incompetence is unacceptable for a company in this field.

I cannot recommend FCC Paragon to anyone. For reliable and professional service, look elsewhere.

21 June 2024
Unprompted review
FCCParagon logo

Reply from FCCParagon

Dear Abdus,
Thank you for your feedback.
We would like the opportunity to fully investigate your comments.
Please could you make direct contact with us so we can discuss this further.

Rated 5 out of 5 stars

Great people to deal with

The telephone was answered almost immediately and the advisers were very helpful and importantly the price was very competitive

19 June 2024
Unprompted review
FCCParagon logo

Reply from FCCParagon

Hi Roger,

Thank you for taking the time to leave FCC Paragon a 5 star review.
The team will be delighted to hear your feedback.
Please do not hesitate to contact us if we can be of any further assistance.

FCC Paragon

Rated 1 out of 5 stars

Avoid at all costs ...

FCC Paragon have got to be the most unorganised referencing company we have ever dealt with.
Their online portal is not updated regularly, when you call you can never reach the person you need.
When you get an update its never accurate.
When the report is issued it often holds many silly mistakes which makes me question what the quality control department looks like that they continue to sell.
All in all I would avoid at all costs - you will spend more time chasing a referencing and trying to have it corrected than you will in preparing an entire tenancy.
This is not the team you want onside representing you and your business to your clients.

18 June 2024
Unprompted review
FCCParagon logo

Reply from FCCParagon

Dear Chris,

Thank you for this feedback.

We have been in contact with you regarding this. Please contact us directly if you wish to discuss this further.

Rated 5 out of 5 stars

I have used FCC Paragon for my landlord…

I have used FCC Paragon for my landlord insurance for a number of years. Most insurance companies are faceless corporations where everything is done online, so I am very happy to deal with FCC Paragon - a company that has a phoneline manned by human beings and continuity of staff and service that makes it unique in the industry. In particular Michelle MacKay is a pleasure do deal with.

31 May 2024
Unprompted review
FCCParagon logo

Reply from FCCParagon

Thank you for taking the time to leave this fantastic review and for sharing your experience it is appreciated. FCC Paragon strive for excellent customer service and my colleague Michelle will be delighted to hear you were pleased with the service provided. We are looking forward to assisting you again.

Rated 1 out of 5 stars

Fcc paragon are thieves they will take…

Fcc paragon are thieves they will take your money and they’ll say oh you made a mistake by sending a wrong file and you are not allowed to rectify it so they fail you. I am dyslexic and i find it difficult to put things together hence my mistake with a document sent now my second reference with them everything was right and they have refused to pass me because I failed the initial one. FCC paragon is such a joke. I have seen other reviews and they say same thing about them it’s a shame especially Charlotte she’s very rude.
update: they have now contacted me and told me to send an email which i have done, they telling me to give them 5working days , am I supposed to be living in their houses until then because I’m confused? FCC paragon please return my money as I do not need your service and do not want a property managed by you lot. U lot are racist and I can’t deal. Dear black ladies never have any business with fcc paragon you will hate your existence
Update: they have refused to give my agent back the money they took for the second referencing and they are telling lies they have been in contact with me it’s a very big lie, I wish there is a way I can post screenshots as proof here. The company will frustrate you. They are thieves run away please. They said what I’m saying is not true I have seen how defensive they get on other feedback too, I tried to speak to their manager he lied he isn’t on seat and this is someone I called few minutes lieing to me that he didn’t take money from my agent only to realise he actually took the money . fcc paragon give my money back to the agent so they can pay me if not I’ll sell your story out to blogs and get more people to look into how horrible your company is.

6 June 2024
Unprompted review
FCCParagon logo

Reply from FCCParagon

Dear Temitope, Thank you for emailing us your feedback directly. Please note, we do not take any money from applicants, and neither have you paid us any money. We also do not manage properties. We never have any knowledge or dealings with applicant fees. We also fundamentally disagree with your comments below, they are not correct and do not reflect our company. We are in direct communication with you regarding this as you are aware. UPDATE: We are completely at ease with the referencing processes we have in place. Please note that we have not taken any money from you, you will need to refer to the Letting Agent in question for this.

Rated 5 out of 5 stars

Great products Great customer service

I have always felt that Paragon insurance provided excellent value for money. However, today I needed to change the terms of the policy. I called customer support and the agent listened carefully to the changes I needed and told me this change would be actioned immediately at no extra cost.Great products, Great customer service

15 May 2024
Unprompted review
FCCParagon logo

Reply from FCCParagon

Hi James, Thank you for taking the time to leaving FCC Paragon a 5 star review. The team will be delighted to hear your feedback. please do not hesitate to contact us if we can be of any further assistance.

Rated 1 out of 5 stars

Invasion of privacy, over the top referencing

My partner and i recently let a flat and found FCC Paragon exhibited an absurd level of intrusiveness, requesting highly sensitive documents such as bank statements and scrutinising our financial transactions with an unnecessary level of detail. This intrusive behavior extended to questioning seemingly routine transactions, including transfers between my partner's own accounts. Their unfounded queries regarding these transactions, insinuating they were related to rent payments, were not only absurd but also highly offensive and disrespectful of our privacy.

In all our prior experiences with letting processes, the provision of contracts and proofs of address has sufficed to establish credibility and trustworthiness. Never before have we encountered such a flagrant disregard for personal boundaries and common sense as demonstrated by FCC Paragon.

We strongly urge you to reconsider using FCC Paragon

11 May 2024
Unprompted review
FCCParagon logo

Reply from FCCParagon

Dear Bardia,
Thank you for your feedback. Please could you make direct contact with us, as we would like opportunity to discuss this further with you. Many Thanks.

Rated 1 out of 5 stars

Over Zealous

Bloody awful company. Simple tenant referencing was turned into an utter farce. Wanted proof of my change of name from over 30 years ago after an acrimonious divorce. This is over zealous for simple tenant referencing, I’ll be taking legal advice and redress.

1 May 2024
Unprompted review
FCCParagon logo

Reply from FCCParagon

Dear Michelle,
Thank you for the feedback. Please could you make direct contact, as we would like opportunity to discuss this further with you.

Rated 1 out of 5 stars

Terrible service

Terrible service. Claimed I have to sign a politically exposes persons form, pay 6 months rent upfront, and show them a full bank account statement because their research falsely claimed my father is the head of a city councel 200 miles away, he's a factory worker. They also didn't even get his name correct despite me writing it in the referencing application multiple times. I called to receive a rude passive agressive response and no answers from anyone currently on how they got this wrong.

14 May 2024
Unprompted review
FCCParagon logo

Reply from FCCParagon

Thank you for your feedback. We would like the opportunity to fully discuss your comments. Please could you make direct contact with us so we can discuss this further with you. Many Thanks.

Rated 1 out of 5 stars

Ridiculous Decisions

We currently pay £1450 a month in rent and have never missed a payment in the 18+ months since starting our contract.

FCC Paragon has failed us on a new property, saying we couldn't afford to rent at £1,112 a month.

That makes zero sense.

New nuance to these algorithmic style decisions. They have actively chosen not to help us save money.

They also don't classify student maintenance loans as income, although the government does classify them as income when assessing individuals on things like benefits.

They are a company that is set up to gatekeep people. Humans should be helping one another not putting barriers in the way of us all having good lives. Shame on them.

9 May 2024
Unprompted review
FCCParagon logo

Reply from FCCParagon

Thank you for your feedback, we are in direct contact with you regarding this matter.

Rated 1 out of 5 stars

Very roude staff unprofessional I was…

Very roude staff unprofessional I was dealing with mark three days to answer the phone both me and my partner earning over 100k a year for two bad flat his make my partner fail of benn overdraft in one bank statement and my took nearly to weeks and haven’t been done because of one 1£ less in payslip they took all my details passport number insurance number everything they got about me if I got scammed I will blame there not good for landlords or for tenants waste of time I will never use them at all just run a way if you heard about them

28 April 2024
Unprompted review
FCCParagon logo

Reply from FCCParagon

Dear Bechir,
We would like the opportunity to fully investigate your comments and discuss this feedback with you, please can you make direct contact with us regarding this.

Rated 5 out of 5 stars

excellent customer service

very easy to speak to someone,
Helpful and professional
quick
provides relevany advice

18 March 2024
Unprompted review
FCCParagon logo

Reply from FCCParagon

Thank you very much for the 5-star review. Quality of service is paramount to us here at FCC Paragon and your comments are much appreciated. We look forward to assisting you again in the future.

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