It's not the cheapest fee structure
It's not the cheapest fee structure, but not the highest either. Not so great if you'll mostly spend in non-USD currency.
The Good:
- Self-custodial card, you own your funds
- Can be used as on-chain credit card, spend now and pay back later in fixed rate installments
- Visa Signature benefits, like price match, extended warranty on tech, etc
- USD Virtual account in your name, nice one
- Apple Pay Enabled (but need to call them to do 2FA)
The Bad:
- Supports only Optimism Chain right now
- 10k weekly spend limit (have to ask to get more)
- 1.5% fx fee is high, some cards offer 0% fx.
- 1% transaction fee, plus another 0.5% for spread of you spend non-stables
- No physical card
- No cashback or any other rewards
- No referral program
- Human support not available on weekends
Overall an average card, not my favorite.




