Estateguru Reviews 

Stay away!!!!! Half of my project have been defaulted more than 3y and when they “recover” the default ones, you lose half of your money.
Worst investment ever.

Invested over 9k over a long time, in 2020 everything started defaulting and none of the default have been recovered ever since. No communication from the staff of anyone. It might have been a decent high risk platform many years ago, but currently just stay away. None of my 20+ investments have been recovered after a default for over 4 years. That says a lot.

I invested in EstateGuru back in 2021, hoping to diversify and support real estate projects. At the beginning everything seemed fine, but over time many of the projects failed or became “stuck.” More than four years later, I still have around €4,000 locked with no clear recovery date.

But that’s not even the biggest issue. The platform charges excessive fees even when users have zero control over their balance. While the projects remain unresolved, my account balance sits at €0. However, whenever a small amount is recovered — for example €300 — if I don’t log in immediately to withdraw it, EstateGuru charges €50 per month just for having that balance. After a few months, those €300 were reduced to €150 without me being aware. An absolute joke.

And when you finally try to withdraw your own money, they charge €3 per withdrawal. In other words: they charge you for investing, they charge you while you wait, they charge you when you recover money, and they charge you again when you try to withdraw it. In a world where bank transfers are practically free, this policy is unjustifiable.

What’s worse is their response: “there’s nothing we can do.” This attitude shows a complete lack of respect for investors, who already take the risk of project failures and still get punished with outrageous fees.

If I ever considered using EstateGuru again, these practices make it absolutely impossible. I cannot recommend this platform to anyone. Their fee structure is abusive, they do not take care of their investors, and they penalize those who have already lost the most.

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🆕 UPDATE after company response:
Thank you for replying, but your answer doesn’t change my experience as an affected investor. Whether the problematic loans are “old cases” or not is irrelevant to me: they are my investments, and they have been blocked for years with no clear resolution. The money I eventually recover arrives in small amounts, and the moment it hits my balance I’m immediately exposed to high fees — either €50 for inactivity or €3 per withdrawal. In practice, this means that not only do I fail to recover my full investment, but what little I do recover is slowly eaten away by charges.

For investors stuck in long-term defaulted loans, the least EstateGuru could do is to exempt these accounts from penalties, given that we did not choose to leave our balance idle — the platform made it impossible to reinvest due to unresolved projects. Between the loss of capital, years of waiting, inflation, opportunity cost, and additional fees, the final result is a financially disastrous experience.

This is exactly why I do not recommend EstateGuru to anyone looking to invest wisely. A simple diversified ETF delivers far better and safer long-term returns than what I’ve experienced on this platform.

Your money will sink in default forever. It's outrageous to see a scam of such a scale like estateguru in the EU.

Please don't spend your hard earned…
Please don't spend your hard earned money on this business. More than 95% of my loan is default and waiting for more than 3 years ,there is no recoveryandd when i see their website they claim they reecovered billions of euroes but i did not belive its real data.so best thing is put your hardest money in other than Estateguru.If you have already put into estateguru and their defaulting loans, best to forget about it. Even if you get something back, you will realize its all taken as fines by estateguru due to no account activity if you dont log in asap and withdraw(why would anyone even check the account when there is nothing but default there)

Review:

I have been investing on EstateGuru for a while, and unfortunately my experience has been mostly negative. A large number of my loans have defaulted or are significantly overdue, so the platform has delivered very little return for me. On top of that, they charge a fee on the small amount of interest that still comes in.

What frustrated me the most is the monthly “inactivity fee.” Since I was barely active, this fee was deducted even during a period when I simply didn’t log in for about 10 days. In my case, the fee essentially wiped out the interest I had received.

I contacted customer support by email around three weeks ago to request a refund of these fees, but I haven’t received any response so far.

Based on my personal experience, I cannot recommend EstateGuru at this time.

Absolute thieves. Disgusting management. My worse experience with a company EVER.

Scam! Scam! This is a total scam! Stay far away from this company! For three years, they’ve been repeating the same empty promises, claiming they have a finished plan — but nothing ever happens. They took my money, so don’t let them steal yours too!

It is a scam. I have multiple defaulted loans for years that are never get recovered.
The updates are always the same coming every three months showing no progress.I've been waiting for a refund for over 5 years!

50€ month??????? Are you insane? This charge was never clearly explained in the platform’s user flow or communications I received. I believe this practice is unacceptable and has put my savings at risk
Requested remedy
Full refund of the €50 monthly charges applied, unless you can provide a clear contractual basis and prior written notice for them.
A clear explanation of the legal/contractual basis for these charges, including the exact clause in your Terms of Service and sample communications sent to investors.
Confirmation of changes you will make to ensure transparent disclosure to users going forward.
If this matter is not resolved to my satisfaction, I will escalate the complaint to my national consumer protection authority and seek independent legal advice.

I have a few thousand invested, with about 22% stuck in recovery for over two to three years with no progress. The rest of the loans are performing well.

Reliable and stable option to earn higher interest rates. Only the website should be working better sometimes (connectivity).

Great platform

An investment with a good interest rate disappeared. It is not among the financed loans either. Insolvent loans have been unpaid for almost 3 years

No progress in recoveries. I have several defaulted loans, some of them for nearly three years.
They provide an update on the status every 3 months which is just the same bullshit that "Recovery Plan in Completion". One and a half years with the same update and the recovery plan never completed...
This would be a joke, if there was not real money in it...
Stay away, there are much better and trustable P2P companies and offers out there

You better spend you money on the most stupid and reckless thing than "invest" in this shitty platform. Burn the money. It's way better. That's how bad and awful they are...

Total scam and thieves.

Multiple defaulted loans. After 33 months, I still get the same update that they are trying to recover the funds. Extremely high risk!

Investing since 2023. Everything went wrong. I have lost half of my capital. They always delay and change payment schedules! Stay away!!!

I don’t need to add much more - my experience is already well documented by all the messages: despite having what they considered as a very balanced portfolio (more than 30 different projects) and going for the less risky investments, I am just breaking even today and have no hope of getting more from those projects which have been in default for 3+ years. Many of those projects have the same borrower behind, who seems to have made a nice business model out of not repaying their debts - which indicates that the due dilligencr they perform is very very very weak.

It is a scam. I have multiple defaulted loans for years that are never get recovered. The updates are always the same coming every three months showing no progress. They are useless even in providing a diferrentiated update every time. I lost my money please do not invest yours....