Just arranged a loan for my business. Not a small amount. Very efficient organisation, online system excellent, and when I spoke to them on the telephone they were very helpful. Interest rate more... See more
Company replied
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Very quick and easy process, with team explaining all pof the way the process. If any technical issues when completing web application , this was sort straight away. Staff could not do enough to he... See more
Company replied
Esme were a pleasure to deal with. We were looking for short term borrowing for our business. The application process was straight forward and communication was prompt and courteous. Funds in our a... See more
Company replied
Very flexible online loan facility. At the right price.
Company replied
Company details
About Esme Loans
Written by the company
Esme Loans, owned by NatWest, makes getting funding for your business simple and hassle-free; so you can make the most of every opportunity.
What Esme Does
- Unsecured business loans for Limited Companies and Sole Traders
- Amounts up to £250,000
- Terms from 1 to 5 years
Why choose Esme?
- Esme only uses soft-credit checks, so your credit score is protected.
- The paperless application only takes 10 minutes and you’ll get a rapid decision, giving you more time to focus on your business.
- Get competitive rates, with no set-up fees.
- There are no early repayment charges for any amount. So, if you want to pay back all of it, or just some of it early, you can at no extra cost.
- If approved, funds can be in your account within an hour, so there’s no waiting around.
Who is eligible to apply?
You must be a sole trader or Director of a UK Limited company registered with Companies House that has been actively trading for at least 3 years. You must have a turnover of £50,000 or more and a track record of making profit. The minimum age for applying is 18 years old and you need to be a UK resident and a homeowner.
Contact info
8 Devonshire Square, EC2M 4PL, London, United Kingdom
- 0203 936 4800
- customercare@esmeloans.com
- esmeloans.com
Excellent product and application process
Really excellent, clear and concise online application process (including automatically connecting to your accounting provider eg. Sage) plus really decent interest rates. Quick turnaround of application approval and drawdown of funds. Responsive customer support.
11 May 2020
Unprompted review
Fantastic efficient service
8 April 2020
Unprompted review
Reply from Esme Loans
Hi Robin,
Thank you for your comments!
If you need anything else please get in touch.
Kind regards,
Jake
Customer Service Manager @ Esme
Just arranged a loan for my business
Just arranged a loan for my business. Not a small amount. Very efficient organisation, online system excellent, and when I spoke to them on the telephone they were very helpful. Interest rate more than High Street loan but way under credit card rates. Also no early repayment charges which is important to my company. Would definitely recommend considering them.
24 March 2020
Unprompted review
Reply from Esme Loans
Hi David,
Really appreciate your feedback thank you. I will pass on your feedback to the Customer Services team here.
Take care!
Kind regards,
Jake
Customer Service Manager @ Esme
Reply from Esme Loans
Hi Paul,
Thank you for your review! If there is anything else we can do please let us know.
Kind regards,
Jake
Customer Service Manager @ Esme
Very flexible online loan facility
Very flexible online loan facility. At the right price.
10 March 2020
Unprompted review
Reply from Esme Loans
Hi Amrish,
Thank you for your business - we are happy to have you on-board!
Kind regards,
Rayanna, Account Manager @ Esme
Excellent seamless service
Excellent seamless service. dealt with excellence from start to finish.
3 March 2020
Unprompted review
Reply from Esme Loans
Hi Gary
Thanks very much for your feedback on our service - glad we could help and it was a pleasure working with you.
Kind Regards
Alastair
Account Manager
very easy to deal with and also very…
very easy to deal with and also very efficient when transferring money to our account and good interest rate
28 February 2020
Unprompted review
Reply from Esme Loans
Hi Robert,
Thank you so much for your kind comments.
We are happy to have you on board and wish you all the best with your business ventures.
Best regards,
Rayanna
Account Manager @ Esme
Quick and friendly service
Quick and friendly service, easy to use application process and amazing timely response when receiving quotes. Thank you Alastair! :)
28 February 2020
Unprompted review
Reply from Esme Loans
Hi Mrs Kulsum.
Many thanks for you lovely feedback - it was a pleasure working with you on this and hope you enjoyed our service!
Alastair
Account Manager
Reply from Esme Loans
Hi there,
Thank you very much for the feedback - I'm glad you received a quick decision you were happy with!
Kind regards,
Jake
Esme Loans
Outstanding service
Seamless, easy, knowledgeable, helpful, professional - highly recommended.
14 February 2020
Unprompted review
Reply from Esme Loans
Thank you for using Esme!
We are so glad you loved our service!
Kind regards,
Rayanna, Account Manager @ Esme
Unbelievably slick and no hassle
Unbelievably slick and no hassle, eye wateringly cheaper than certain peer to peer lenders, well done!!!!
31 January 2020
Unprompted review
Reply from Esme Loans
Hi Tim,
Thank you for your amazing comments.
Glad to have you on-board with Esme!
Kind regards,
Rayanna Leslie, Account Manager @ Esme
Impressive !!
Esme were a pleasure to deal with. We were looking for short term borrowing for our business. The application process was straight forward and communication was prompt and courteous. Funds in our account within 30 minutes of approval.
23 January 2020
Unprompted review
Reply from Esme Loans
Thank you for your feedback!
Great to hear you were pleased with the service here at Esme!
Kind regards,
Jake
Customer Service Manager @ Esme
Very efficient
20 January 2020
Unprompted review
Reply from Esme Loans
Hi Peter,
Thank you for your feedback.
I'm glad you found the process nice and easy!
Kind regards,
Jake
Customer Services Manager @ Esme
Impressive and Competitive
Massively impressed, had never heard of ESME but very simple platform and easy to use, fast decision and very competitive rates on an unsecured basis.
9 January 2020
Unprompted review
Reply from Esme Loans
Hi!
We are so pleased to hear of your wonderful experience with Esme!
Thank you for your kind feedback.
Best regards,
Rayanna
Account Manager @ Esme
Very good service,
8 January 2020
Unprompted review
Reply from Esme Loans
Hi Iris,
Thank you for your feedback, we love hearing from our customers! So glad to hear you enjoyed your experience with Esme!
Kind regards,
Rayanna Leslie
Account Manager
Absolutely fantastic to deal with
Absolutely fantastic to deal with, very swift decisions, Josh our relationship contact is extemely helpful, and great interest rates, weve definately found a new finance partner
THANKYOU
7 January 2020
Unprompted review
Reply from Esme Loans
Hi Vincent,
It was a pleasure to be able to provide you funding and I look forward to working together in the future!
Kind regards,
Josh
AccountManager @ Esme
Fantastic !!
Fantastic !!! fast, efficient & able to talk to humans !!! very happy
7 January 2020
Unprompted review
Reply from Esme Loans
Hi Patricia,
It was a pleasure, I'm glad we could help!
Kind regards,
Jake
Customer Services Manager @ Esme
Fast and professional experience
Fast and professional experience, with friendly account managers. Would recommend
3 January 2020
Unprompted review
Reply from Esme Loans
Hi Richard,
Thank you very much for your feedback! I am glad you had a great experience and have passed your comments on to the team.
Kind regards,
Jake
Customer Service Manager
Esme Loans are, for the lack of a better word, "Perfect".
I am so impressed by the service, the speed, application ease and the rates received by Esme Loans, to describe all that in all honesty, Esme Loans are, for the lack of a better word, "Perfect".
23 December 2019
Unprompted review
Reply from Esme Loans
Hi Meds,
That is fantastic to hear! We are delighted that you were so pleased with the overall experience here at Esme!
Thank you very much for your review. Have a great Christmas and a Happy New Year!
Kind regards,
Jake
Customer Service Manager
I was very impressed by the speed and…
I was very impressed by the speed and professionalism shown by the Sales Team.
The process was very straightforward and efficient.
My company will certainly use Esme again.
11 December 2019
Unprompted review
Reply from Esme Loans
Hi Mr Simpson,
We are so pleased to hear you received great service with Esme. Thank you for applying!
Kind regards,
Rayanna
Account Manager @ Esme
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