eCapital Freight Factoring Reviews 1,548

TrustScore 4 out of 5

4.0

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Review summary

Based on reviews, created with AI

Reviewers had a great experience with this company. Customers consistently praise the staff for their exceptional helpfulness, clear communication, and proactive approach, making interactions pleasant and productive. Many people highlight the personalized attention and dedication of individual team members, noting their willingness to go the extra mile to ensure smooth processes and address queries promptly. However, some customers experienced dissatisfaction with the company's service and payment processes. These individuals reported issues such as slow funding times, with some stating it took several days to receive funds instead of the promised same-day service. There were also mentions of poor communication, lack of interest in their business, and difficulties in resolving issues, with some tasks taking weeks to acknowledge. A few other people also felt that there were issues with the handling of funds and that customer service was unhelpful or dismissive.

What people talk about most

Staff

Consumers find staff to be positive, highlighting their professionalism, helpfulness, and excellent... See more

Service

Users describe ambiguous interactions with service. Many customers praise the excellent support, highlighting... See more

Customer service

Customers had ambiguous experiences with customer service. Many reviewers praised specific sales... See more

Payment

People report negative experiences with payment. Many customers express frustration with delayed funding,... See more

Response time

Clients share ambiguous opinions on response times. Many customers praise quick and instant responses from... See more

Based on these reviews

Rated 5 out of 5 stars

Alex was extremely helpful throughout the entire process. From the first step to the final result, he was professional, supportive, and easy to work with. He explained everything clearly, answered a... See more

Company replied

Rated 5 out of 5 stars

We’re truly grateful for Alex's help in setting up our factoring account. From start to finish, he was incredibly knowledgeable, patient, and made sure we understood every part of the process. His cle... See more

Company replied

Rated 5 out of 5 stars

Working with ECapital has been a genuinely great experience, thanks to our sales rep, Johnny McSorley. As a freight broker, solid factoring is key, and Johnny consistently delivers. He truly underst... See more

Company replied

Rated 5 out of 5 stars

Johnny was extremely helpful throughout the entire process. From the first step to the final result, he was professional, supportive, and easy to work with. He explained everything clearly, answere... See more

Company replied

Rated 5 out of 5 stars

Our experience has been outstanding. The onboarding process was quick and easy, and our agent, Alex Sanchez, was incredibly helpful. He answered all our doubts in a timely manner. Ecapital service... See more

Company replied

Rated 5 out of 5 stars

Want to write this review about worker skyla baker from e capital she is really helpful and kind. All the time when I have issue i ask her to help and she always replies super fast and always tries to... See more

Company replied

Rated 1 out of 5 stars

E Capital dropped many carriers like hot tamales w/out advance notice. They parted ways w/carriers w/less than 5 trucks is what we were told. Our accounts were sold, no worries; however, they are ta... See more

Company replied

Rated 5 out of 5 stars

We had tge chance to deal with Johnny McSorley and he made our factoring experience exceptional. He went back and forth with our previous factoring company to make sure we were set up with eCapital as... See more

Company replied

Rated 1 out of 5 stars

This company did not show any interest, communication, or appreciation for our business. We've since moved to another factoring company and CANNOT STRESS HOW MUCH BETTER IT IS. Worst decision our comp... See more

Company replied

Rated 5 out of 5 stars

I've worked with Ecapital for the better part of five years. The system they have in place helps us as (load brokers) to vet carriers and weed out potential business partners we don't want nor can af... See more

Company replied

Rated 5 out of 5 stars

dealing with Roxana Zambrano​​​​ Encalada has been nothing short of excellent and a blessing. God bless her patience with me and all my questions and I could not recommend her enough for how ama... See more

Company replied

Rated 5 out of 5 stars

Wanted to give a big shout out to Ruth DuPlessis our account manager for keeping on top of our account and her attention to details. Ruth also communicates well and is always a pleasure to work with.... See more

Company replied

Rated 5 out of 5 stars

First I want to say thanks to Alex Sanchez at ECapital for listening and understanding what I was facing. A friend of mind referred me to him and told me he’s the man to see on factoring and he’s goin... See more

Company replied

Rated 5 out of 5 stars

Working with Johnny and Cori has been an absolutely amazing experience. As a new brokerage company, eCapital has given us the ability to grow larger every single day, and that growth would not... See more

Company replied

Rated 5 out of 5 stars

I've been working with Sarah. She's great and their team is very good. Very detailed in purchasing process of the Invoices which help in lowering the #'s of Invoices in Dispute or Charge back. I'... See more

Company replied

Rated 1 out of 5 stars

My company had been hear less than a month, Factoring company is there to help Truck companies to get funded fast and help running companies. Instead this company takes long time to verify brokers aft... See more

Company replied

Rated 5 out of 5 stars

I have been dealing with eCapital for more than 3 years now and i would recommend everyone. They have highly professional employees, I deal with Nattasha Nayyar and she is one the best person to work... See more

Company replied

Rated 5 out of 5 stars

ALEX SANCHEZ was a very helpful and kind individual. He was able to answer all my questions, and he has very good communication skills. ALEX helped me with communicating with me in Spanish as well.... See more

Company replied

Rated 5 out of 5 stars

I’m very happy with my experience so far with eCapital. I’d especially like to recognize Alex Sanchez, who opened the account for me. He handled everything with great care, patience, and professiona... See more

Company replied

Rated 5 out of 5 stars

I have been working with ECapital for years and always had a great experience and the knowledge of their staff is very good and my Account Manager Ruth DuPlessis is always pleasant and understan... See more

Company replied

Rated 5 out of 5 stars

From start to finish Johnny McSorley was very helpful and available each time I called or emailed him. He was thorough answering all of my questions and concerns about getting set up with eCapital and... See more

Company replied

Rated 5 out of 5 stars

Hello, Thank you for reaching out and for the opportunity to work with eCapital. So far, my experience has been positive. The team has been attentive, and the factoring process is working as expe... See more

Company replied

Rated 5 out of 5 stars

Alex Sanchez was excellent his customer service exceeded my expectations. He throughly explained everything to me in great detail and answered all of my questions. I definitely would recommend him t... See more

Company replied

Rated 5 out of 5 stars

I have to say that Johnny McSorley was very professional in all our onboarding process, very patient clearing all doubts along with Gabriela Arduz We are glad to be enrolled to ECAPITAL

Company replied

Rated 5 out of 5 stars

Im very satisfied with eCapital. I didn't know what to expect but over the months ive gain a relationship with them. Had great experiences with everyone.

Company replied

Rated 5 out of 5 stars

My onboarding experience with eCapital was excellent, largely thanks to Randy Redler. From the very beginning, he was extremely communicative and made sure I understood each step of the process. H... See more

Company replied

Rated 5 out of 5 stars

I have been working with E capitol for the past 5 years and have always had a very good experience, thanks to the help of Helga and Alex Sanchez. I recommend E capitol.

Company replied

Rated 5 out of 5 stars

Dylan Druer is one of the best customer representative's I've ran across in a long time. Greatly appreciate him and eCapital for the support in growing our business.

Company replied

Rated 5 out of 5 stars

I been working with Alexandra Flores, and she great at communicating and getting me answers to all my questions and concerns, and paying on time my invoices. Thank you e capital for having an outsta... See more

Company replied

Rated 5 out of 5 stars

Excellent service! ALEX SANCHEZ was professional, reliable, and easy to work with. Everything was handled smoothly and exactly as promised.

Company replied

Rated 5 out of 5 stars

ALEX SANCHEZ Is the best !! He went above and beyond, He worked with me and explained everything to me as far as the process and the app. Every time I called or emailed him he answered or responded pr... See more

Company replied

Rated 1 out of 5 stars

Everything from set up to fees and time to customer service. We were told something else , poor management and services. they take 3 days for EFT and no other method never switch until you have fu... See more

Company replied

Rated 1 out of 5 stars

This company absolutely crucified the company I work for. The communication and help was none existent. We have asked for a full break down of every transaction and we have been completely ignored. Th... See more

Company replied

Rated 5 out of 5 stars

top service and very professional on all levels and the way our rep Darlene Desjarlais care about customer services is top level care, she is the most professional rep we ever had on all levels

Company replied

Rated 1 out of 5 stars

Right from sign up to funding invoices, everything is a nightmare with this company. We were told all the rosy stories but ended up with nightmare. It takes literally 3-4 days to get funds into your a... See more

Company replied

Rated 5 out of 5 stars

Everything is super simple and very explainable. I get a load and I dictate on when I want it received. Rather in a couple of days or a couple of hours. It’s a great service and fees are not outrageou... See more

Company replied

Rated 5 out of 5 stars

Knowledgeable about industry, very helpful and patient. Truly thankful to you in my corner.

Company replied

Rated 5 out of 5 stars

eCapital always provides 5 star service and will go out of their way to help move your operation forward.

Company replied

Rated 1 out of 5 stars

I had very poor experience with E-Capital. After a year of cancellation they still owe me money from unpaid loads, more then $1000. I have up to call them anymore. Very complicated cancellation policy... See more

Company replied

Rated 5 out of 5 stars

Barbara is amazing to work with, always responds, quick turnaround in resolving any issues

Company replied

Rated 1 out of 5 stars

They sent payment for services we completed for my company to a company we don’t work with. They received an invoice with a voided check from my company directly and still paid someone else. We... See more

Company replied

Rated 5 out of 5 stars

I've been working with Johnny. That guy is great and his team is amazing. So far so good. I'm hopeful that as we move down the road things get better faster and easier. So far so good

Company replied

Rated 5 out of 5 stars

I had a great experience with johny.he was very friendly and professional. It was a pleasure to work with him

Company replied

Rated 1 out of 5 stars

We worked with eCapital using their brokerage factoring platform. It was one of the worst decisions my business partner and I made when starting a company. They do not care about their business pa... See more

Company replied

Rated 1 out of 5 stars

This is the worst factoring company to do business with. Even months after you quit doing business with them they will not release you to go to another factoring company. So if you need your money t... See more

Company replied

Rated 4 out of 5 stars

I appreciate that we have a dedicated account manager, so Sarah is familiar with our company and practices. Honestly Sarah Clarke has been amazing in responding to all my issues expediently

Company replied

Rated 1 out of 5 stars

We have been with eCapital for 8+ years. There were so many issues with them. Our funding hasn't been processed so many times I can even count. They forgot about it. So I had to call for it to be proc... See more

Company replied

Rated 1 out of 5 stars

Beware .. Im not sure when they got over taken by people from a third world country but they have just gotten worse, they think by just sticking to their lines that they have rehearsed every day that... See more

Company replied


Company details

  1. Non-Bank Financial Service
  2. Financial Consultant

Written by the company

eCapital is committed to accelerating access to capital for companies in the United States, Canada, and the U.K. By leveraging a team of over 700 experts and proprietary, industry- leading technology, eCapital is creating the future of business funding. With a full suite of products such as freight factoring, invoice factoring, lines of credit, asset-based lending, payroll funding, and equipment refinancing, eCapital ensures businesses have the funds they need to do more. Through its Transportation, Staffing, Wellness, Healthcare, Factoring and ABL divisions, eCapital delivers customized funding solutions for over 80 industries. To learn more about eCapital, visit eCapital.com.

Cash Flow You Can Count On

Written by the company

Faster, more flexible funding solutions
At eCapital, we’re always innovating our solutions to improve the way businesses manage their bottom line. Using technology & industry expertise, we’ve put together a truly unique package of offerings topped with world-class customer service that makes us completely different from our competitors.

Contact info

4.0

Great

TrustScore 4 out of 5

2K reviews

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Replied to 100% of negative reviews

Typically replies within 1 week

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Rated 1 out of 5 stars

they are fraud they put our loads money…

they are fraud they put our loads money into someone account now they are saying get that amount from that person .ever they don't have ratecon BOL or POD

21 August 2025
Unprompted review
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

Thank you for your review, Jan. We take all reviews very seriously. Unfortunately, I am unable to locate your account. Please call in to our toll free number at 800-705-1500, and a member of our Customer Service team will be happy to assist you.

Rated 1 out of 5 stars

I would have given a negative review if…

I would have given a negative review if possible been with this company for over 4 years and when i decided to move to a different company is when they showed there true face my same day funding started getting delayed by weeks saying pending verification and this customers we are working for years they tried the best they could to make sure we get underground before we leave them so I would suggest everyone please read your contract carefully specially the fine lines

18 August 2025
Unprompted review
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

Thank you for taking the time to share your experience, Harkamal. We’re genuinely sorry to hear that your recent interactions with us have left you feeling disappointed, especially after being with us for over four years. Our goal is always to support our customers with transparency and respect, regardless of their future plans. Please feel free to reach out directly to our Customer Service team at 800-705-1500 so we can look into your case further.

Rated 5 out of 5 stars

Customer Service

Dylan Druer is one of the best customer representative's I've ran across in a long time. Greatly appreciate him and eCapital for the support in growing our business.

14 August 2025
Unprompted review
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

Thank you for the review, Julius! We are thrilled to hear that Dylan has been able to support you in growing your business, and we will be sure to pass along the kind words to him!

Rated 5 out of 5 stars

Thankyou so much

Alex was extremely helpful throughout the entire process. From the first step to the final result, he was professional, supportive, and easy to work with. He explained everything clearly, answered all our questions, and made sure things went smoothly at every stage. He was Always available to answer all our queries
We’re very thankful for Alex for helping us and highly recommend him to anyone looking for reliable and excellent service! So happy with the service.

31 July 2025
Unprompted review
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

Thank you the review, Amritpal. We are thrilled to hear that Alex has been so helpful throughout your onboarding process. We will be sure to pass along your kind words to him.

Rated 1 out of 5 stars

E Capital Not Releasing Funds, Dropped Carriers Like Hot Tamales

E Capital dropped many carriers like hot tamales w/out advance notice. They parted ways w/carriers w/less than 5 trucks is what we were told. Our accounts were sold, no worries; however, they are taking several months, holding onto funds that no longer belong to them & need to be sent to our current factoring carriers. Numerous emails, phone calls, etc.... have been ignored. Still to date, they have the funds pending in their accounts & refund to send the funds to the correct factoring companies.

1 August 2025
Unprompted review
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

Thank you for your feedback, Ernesto. We take all reviews very seriously, and have looked into your concerns. It appears all funds eCapital has received have been forwarded to your new factoring company. Please feel free to reach out to our customer service team at 800-705-1500 if you have any additional questions.

Rated 5 out of 5 stars

Johnny was extremely helpful throughout…

Johnny was extremely helpful throughout the entire process. From the first step to the final result, he was professional, supportive, and easy to work with. He explained everything clearly, answered all our questions, and made sure things went smoothly at every stage.

Whether it was handling paperwork, communication, or any small details along the way, Johnny always made sure we were taken care of. His dedication and hard work really stood out. We’re very thankful for his help and highly recommend him to anyone looking for reliable and excellent service!

10 July 2025
Unprompted review
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

Thank you for the review, Manpreet! We are thrilled to hear that Johnny was able to assist you with your transition process. We will be sure to pass along the kind words to him!

Rated 5 out of 5 stars

Great !

Working with ECapital has been a genuinely great experience, thanks to our sales rep, Johnny McSorley. As a freight broker, solid factoring is key, and Johnny consistently delivers. He truly understands our business and feels like a partner invested in our success.

Johnny's responsiveness and proactive approach truly set him apart. He's always there with thorough answers, and has helped when we needed it. We highly recommend Johnny McSorley to any freight broker!

15 July 2025
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

Thank you for the review, Luis! We are thrilled to hear Johnny has been such a help in bringing your account onboard with us! We will be sure to pass along your kind words to him.

Rated 1 out of 5 stars

Beware ..

Beware ..
Im not sure when they got over taken by people from a third world country but they have just gotten worse, they think by just sticking to their lines that they have rehearsed every day that they are resolving the problem. Their verification process has now changed to go through 100 people before it gets approved due to "fraudulent activity" and yet they still cant manage to get it right. I now have to rush all my batches (more money for them) and even then they still wont pay on time and its only 4 out 6 invoices getting paid if were lucky because there is always something wrong with a paperwork according to them.,. before i would bill by email and a batch of 30-40 invoices no rush and got paid before 2pm or by end of day and rarely had paperwork issues.. you will talk to the representative and shell turn around and do the opposite of what you just spoke about .. they are a literal joke,, I'm sending in invoices with brokers that i have years of long relationships and still manage to mess something up.. my business is taking big losses due to the incompetence of eCapital I do not recommend giving them your business!

10 July 2025
Unprompted review
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

We are so sorry you experienced a delay. We have requested more information regarding your account to be able to assist you further.

Rated 5 out of 5 stars

First I want to say thanks to Alex…

First I want to say thanks to Alex Sanchez at ECapital for listening and understanding what I was facing. A friend of mind referred me to him and told me he’s the man to see on factoring and he’s going to get you onboard. Business owners in the trucking industry knows about Net 30 accounts and how aggravating they can get. I was trying to do whatever and get funded while I was waiting on my checks to get paid bills don’t stop. Alex understands that and I see he takes his job seriously. He always checked up on me and kept me updated and also have fuel cards as well something I’ve been trying to get for a minute. If you need factoring done Alex Sanchez is your guy give him a call

9 July 2025
Unprompted review
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

Thank you for the review, Malik! We're thrilled to hear Alex was able to assist you with your business needs, and we will be sure to pass along the kind words to him.

Rated 5 out of 5 stars

Johnny is a very good person and hard…

Johnny is a very good person and hard worker. He has helped us a lot. In choosing a factoring and fuel cards

9 July 2025
Unprompted review
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

Thank you for taking the time to leave us a review, Manpreet! We will be sure to pass along your kind words to Johnny.

Rated 5 out of 5 stars

A Smooth and Supportive Experience

We’re truly grateful for Alex's help in setting up our factoring account. From start to finish, he was incredibly knowledgeable, patient, and made sure we understood every part of the process. His clear communication and willingness to go the extra mile made a big difference for our new freight company. We couldn’t have asked for a better person to guide us through—thank you so much, Alex!

25 June 2025
Unprompted review
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

Thank you for taking the time to leave us a review, Wilson! We are thrilled to hear that Alex made your transition so seamless. We will be sure to pass along the kind words to him!

Rated 5 out of 5 stars

eCapital always provides 5 star service…

eCapital always provides 5 star service and will go out of their way to help move your operation forward.

12 June 2025
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

Thank you for the feedback Jennifer! We are so happy to hear that our team is able to assist your company.

Rated 5 out of 5 stars

Issues resolved

eCapital has made everything right with me

9 June 2025
Unprompted review
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

Thank you for your review. We take all feedback very seriously, and have reviewed your account. A member from our Customer Service team has advised you several times of the current status of your account, and we have provided you the necessary steps to proceed.

Rated 1 out of 5 stars

Find a more honest and reputable company

I have not used Ecapital for over a year I’ve been running dedicated for a local company but my gravy train is coming to an end. I will be going back OTR next week so I went to log into my Ecapital account to find out that it has been deactivated. No big deal just reactivate it, I’ve been trying to reactivate my account for the best part of the week with no luck so I’m done. I try to sign up with a different factoring company now Ecapital wants a buyout on an account that they disabled. I will never do business with Ecapital and anyone that reads this I would suggest find a more honest and reputable company to do business with Ecapital is not one in my opinion.

4 June 2025
Unprompted review
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

Thank you for your feedback. We take all feedback very seriously, and have reviewed your account and pending case. Here at eCapital, we take client confidentiality and security very seriously. It appears that when a member of our team requested that you answer our security questions to have your portal reactivated, we did not receive a response to these questions.

Rated 1 out of 5 stars

Hey brother do not use this company I…

Hey brother do not use this company I promise you they will scam you out of your money, I just got out of the phone with one lady she was basically saying why would I have to factor so much with the money they're taking $900 back from me right now saying that I put the wrong paperwork but they actually manipulated the paperwork and put a a at the end of the number and cause confusion and said that I uploaded it but at that time I was getting into it with a representative that was doing my paperwork and he switching my paperwork around and now they're taking money back away from me saying that I got overpaid, for real for real I warn you these people will lie cheat and steal to get your money, also at the beginning they lie and said that I was at 2.5% that windup came being alive they started charging me $35 a load with a $10 pool down in their app, the beginning of the lie was the recruiter his name was Mr harsh, the lies after that have came from many other workers that they had that were working with me to factor loads and it's one girl named Ashley she's like a professional smartass with a bad attitude that I told off a little bit and she's holding personal vendettas against me going for anything at my account to try to make me lose money watch it do not deal with this company bro I'm trying to tell you they will rip you off with all your money they will tell you one thing and then when you go to the I believe number 18 in the class they said that they can change your rate that they charge you from the beginning either number 18 or 16 in the claws that you sign watch it they're trying to make it all seem good from the beginning but truthfully bro I would not warn you like this it's a snake in the grass.

4 June 2025
Unprompted review
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

Thank you for your feedback Tracy. We take all feedback very seriously. I understand that a Manager from our Customer Service team was able to address your concerns with you, and have resolved the issues you were experiencing with your account.

Rated 5 out of 5 stars

I’m very happy with my experience so…

I’m very happy with my experience so far with eCapital. I’d especially like to recognize Alex Sanchez, who opened the account for me. He handled everything with great care, patience, and professionalism. It really made a difference and gave me confidence in choosing eCapital.

Thank you for the excellent support!

30 May 2025
Unprompted review
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

Thanks for taking the time to leave us a review and thanks for the shout out to Alex. We will share your comments with Alex.

Rated 1 out of 5 stars

They sent payment for services we…

They sent payment for services we completed for my company to a company we don’t work with. They received an invoice with a voided check from my company directly and still paid someone else.
We will never do business with this company again.
Senior managers are the worse in my opinion. People don’t play with their money.
Marjorie Jacome

20 May 2025
Unprompted review
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

Thank you for your feedback. We have requested additional information from you, as we are unable to identify your account with eCapital. In the mean time, please reach out to our toll free Customer Service line at 1-800-705-1500, and we will be happy to assist you with any issues or concerns.

Rated 1 out of 5 stars

Managers Missing In Action

Lower tier employees try helping as much as possible, but sadly management at every level dont seem to care about helping anyone. Managers refuse to answer calls; they refuse to directly address customer concerns; Ive tried on numerous occasions to arrange for a conference call, but management doesnt even acknowledge the request.
The ling and short of our issue is this: Prior to ever contracting with eCapital, we were told we would without question have access to something most factoring companies provide without issue; our sales rep even provided this in writing! Once we moved over, we were later told we do not have access to this tool, and fuethermore, we were told we had to submit all invoices by 10am.
2 very big issues from the beginning.
ECapital has the potential to be a great company, but management needs to embrace the challenges of the job. Secondly, if your front line employees make promises, you have to uphold those promises, rather than trying to hide behind your desk phones hoping the customer stops calling due to frustration.

1 January 2025
Unprompted review
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

Thank you for your feedback. We have requested additional information from you, as we are unable to identify your account with eCapital. In the mean time, please reach out to our toll free Customer Service line at 1-800-705-1500, and we will be happy to assist you with any issues or concerns.

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