Desert Financial Credit Union Reviews 321

TrustScore 4.5 out of 5

4.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 162 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their politeness, professionalism, and helpfulness, making interactions pleasant and informative. Many people highlight the outstanding customer service, noting that employees are attentive, explain things clearly, and make banking a pleasure. The service provided is often described as seamless, professional, and efficient, with consumers appreciating the ease of processes like opening accounts and getting loans. However, some customers also noted issues with payment processing, experiencing unexpected charges, withheld transactions, and overdraft fees that caused financial difficulties. A few other people also felt that customer service sometimes misinformed them or created accounts they did not want, leading to frustration.

What people talk about most

Staff

Reviewers mention positive feedback about staff, highlighting that employees are generally friendly,... See more

Customer service

Reviewers highlight positive aspects of customer service, with many praising the professional, personable,... See more

Service

People report positive experiences with service, with many praising the excellent customer service and... See more

User experience

Customers had positive experiences with user experience, finding the purchase and account opening processes... See more

Payment

Consumers find payment to be a negative experience, with many reporting issues such as holds on funds,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Polite and informed sales team. Disappointed with the lowball estimate of our home value, which did not agree with anything we had. Including our July paid for Valuation, which was professionally done... See more

Company replied

Rated 5 out of 5 stars

I am a new resident of Sun City, and I needed to find a credit union, so I went to Desert Financial. Destinee C. was the first person I spoke to regarding information on becaming a credit union m... See more

Company replied

Rated 5 out of 5 stars

Outstanding customer service, from the moment I walked in the door for the first time and every time after. Everyone makes banking at Desert Financial a real pleasure. All employees seem to be happy t... See more

Company replied

Rated 5 out of 5 stars

To be Frank , I have to say that my experience was really quite enjoyable.Your staff were more than simply pleasant and professional, they were down to Earth and likable. Also , I should like to say t... See more

Company replied


Company details

  1. Credit Union
  2. Bank
  3. Financial Consultant
  4. Financial Institution
  5. Non-Bank Financial Service

Written by the company

For over 85 years, Desert Financial has been Arizona’s most trusted local credit union with over $9 billion in assets, 500,000+ members and over 50 branches. Membership eligibility is open across Arizona with contactless solutions making it easy to click, call or come in. As a not-for-profit cooperative, Desert Financial takes pride in sharing success. In 2025, members received $16 million in dividends via the Member Giveback Bonus. Desert Financial is the official retail banking partner of Arizona State University® and the official banking partner of the Arizona Cardinals, NAU Athletics and the NAU Alumni Association. Federally insured by NCUA. Learn more at desertfinancial.com.

Started by Arizonans, for Arizonans

Written by the company

85 years of service
Desert Financial was founded in 1939 to serve our members and give back to our community.
Founded by teachers
Fifteen Valley educators pooled their money together – just $78.75 – to start our credit union.
Mission-driven
Our mission to share success and create exceptional experiences is why we do what we do.
Committed to sharing success
Sharing our financial success with our members, community and team is simply the right thing to do.

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

321 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

What I like about this company is being…

What I like about this company is being kind wanting to help me, and the service.

3 June 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We appreciate you taking the time to share your positive experience, Claudia! We're delighted that you were satisfied with our service. Thanks for choosing Desert Financial!

Rated 5 out of 5 stars

I was helped by a young gentleman when…

I was helped by a young gentleman when I walked in. Very helpful. He then walked me to the manager who assisted me to clear up an issue I wasn't even aware of. She then opened an account for me. GREAT CUSTOMER SERVICE!!! Glad I chose Desert Financial.

30 May 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy to hear that you had such a positive experience! We appreciate you bringing to our attention the team member who went above and beyond to resolve your issue and open your account. Thank you for choosing us!

Rated 5 out of 5 stars

AJ is the bees knees

I hadn't had a bank account in years and was nervous about starting a new one because I wasn't sure how to get the most out of my funds. AJ helped me get set up and explained everything in detail to avoid any confusion in the future😁

23 May 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We appreciate you sharing your experience. We're happy to hear that we could assist you in setting up your account and clarifying the details.

Rated 5 out of 5 stars

Customer representative where great

Customer representative where great, polite and professional. Not sure the date.

22 May 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We appreciate you taking the time to share your positive experience with our team. We're happy to hear that they were helpful!

Rated 5 out of 5 stars

I am new to the area and was lucky to…Erica!!!!

I am new to the area and was lucky to sit down to open an account with Erica who was just a pleasure to be around!

27 May 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy to hear that your experience was so positive as you opened your new account! We appreciate you taking the time to share your feedback with us.

Rated 5 out of 5 stars

JANEL MADE IT VERY EASY AND WAS VERY…

JANEL MADE IT VERY EASY AND WAS VERY HELPFUL. SHE WAS VERY COURTEOUS AND A DELIGHT TO DEAL WITH. SHE IS A GREAT ASSET TO YOUR BANK.

21 May 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy to hear that you had a wonderful experience. It's great to know our team made things easy. We appreciate your feedback!

Rated 5 out of 5 stars

Very helpful getting my joint

Very helpful getting my joint
account setup. Thanks so much.

30 May 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy to hear that setting up your joint account was easy. Thank you so much for your positive feedback. We appreciate it!

Rated 5 out of 5 stars

All Financial needs under one roof

Cheerful, excellent customer service liaisons! All around one-stop needs met at Desert Financial - so glad my family all have their accounts here at this establishment!
Thank you Desert Financial for taking care of us and our monies!!
JBonafide

28 May 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy to hear that you and your family enjoy banking with us! It means a lot to us that you feel we take care of your financial needs. Thank you for your positive feedback!

Rated 5 out of 5 stars

I had an amazing experience since day…

I had an amazing experience since day one . Jesse Dean is the best . After been approved for a car loan he still is checking on me to see if I have any questions.

2 June 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy to hear that you had such a great experience from the beginning. It's wonderful to know that you felt supported and valued during the car loan process. Thank you for your positive feedback.

Rated 5 out of 5 stars

No limit on transfers, I like that!

Our customer service girl was friendly, and she was able to handle my husband's corny one-liners. Therefore it made our transaction process a little less of a chore, and added some extra fun.

29 May 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy to hear that our team member made your experience fun and easy! We appreciate you taking the time to share your positive feedback.

Rated 5 out of 5 stars

All the help they have provided and the…

All the help they have provided and the calls to check on if I need any more help.

2 June 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy to hear that our support and follow-up have been helpful. We appreciate you taking the time to share your positive experience with us!

Rated 5 out of 5 stars

Incredibly conscientious

Incredibly conscientious, caring and intelligent people

30 May 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We appreciate you taking the time to share your kind words. We are happy to hear that you had such a positive experience with our team.

Rated 5 out of 5 stars

Great job

Really quick, easy and professional experience to open my account.

23 May 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy to hear that opening your account was quick and easy! Thank you for your positive feedback, Chris.

Rated 5 out of 5 stars

The personal was very easy to work with

The personal was very easy to work with a very easy transaction all the way through.

19 May 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy to hear that your transaction was easy and that our team was easy to work with. Thank you for your positive feedback, Donna!

Rated 5 out of 5 stars

The process was so easy and great

The process was so easy and great. Loved it. Was price shopping around no one came near to what desert financial offered

2 May 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy to hear that the process was easy and great for you! Thanks for the positive feedback, Lisa.

Rated 5 out of 5 stars

Seamless and professional from the…

Seamless and professional from the beginning to the end. I dealt solely with one person and the process was very simple and easy going. JR was a blessing to work with. He explained everything in simple understandable terms, he was patient, answered all my questions and made this process so much easier for me. Can't say enough about the quality of customer service I've received. The best, hands down!

2 June 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy to hear that the process was seamless and easy. Thank you for taking the time to leave a 5-star review, Maurice.

Rated 5 out of 5 stars

Easiest applying process i have seen…

Easiest applying process i have seen online. The App for my phone is excellent and have not had any issue yet. I like that they reach out to you by phone and make sure all we understand all that they offer and that they are avaible for anything we may need. Excellent customer service.

30 May 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy to hear that the application process was easy and the app is working well for you. It's great to know that you appreciate our service. Thank you for your positive feedback!

Rated 5 out of 5 stars

website buggy but it’s good so far

The website was a bit buggy but I went in person got it sorted out and even got my partner an account. No issues since.

23 May 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy to hear that you were able to resolve the website issues in person and create an account for your partner. We appreciate your feedback!

Rated 5 out of 5 stars

Excellent customer service

Excellent customer service, wonderful location.

30 May 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy you enjoyed the location and our service. Thanks for the 5-star review, Michelle!

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look