Desert Financial Credit Union Reviews 321

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 162 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their politeness, professionalism, and helpfulness, making interactions pleasant and informative. Many people highlight the outstanding customer service, noting that employees are attentive, explain things clearly, and make banking a pleasure. The service provided is often described as seamless, professional, and efficient, with consumers appreciating the ease of processes like opening accounts and getting loans. However, some customers also noted issues with payment processing, experiencing unexpected charges, withheld transactions, and overdraft fees that caused financial difficulties. A few other people also felt that customer service sometimes misinformed them or created accounts they did not want, leading to frustration.

What people talk about most

Staff

Reviewers mention positive feedback about staff, highlighting that employees are generally friendly,... See more

Customer service

Reviewers highlight positive aspects of customer service, with many praising the professional, personable,... See more

Service

People report positive experiences with service, with many praising the excellent customer service and... See more

User experience

Customers had positive experiences with user experience, finding the purchase and account opening processes... See more

Payment

Consumers find payment to be a negative experience, with many reporting issues such as holds on funds,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Polite and informed sales team. Disappointed with the lowball estimate of our home value, which did not agree with anything we had. Including our July paid for Valuation, which was professionally done... See more

Company replied

Rated 5 out of 5 stars

I am a new resident of Sun City, and I needed to find a credit union, so I went to Desert Financial. Destinee C. was the first person I spoke to regarding information on becaming a credit union m... See more

Company replied

Rated 5 out of 5 stars

Outstanding customer service, from the moment I walked in the door for the first time and every time after. Everyone makes banking at Desert Financial a real pleasure. All employees seem to be happy t... See more

Company replied

Rated 5 out of 5 stars

To be Frank , I have to say that my experience was really quite enjoyable.Your staff were more than simply pleasant and professional, they were down to Earth and likable. Also , I should like to say t... See more

Company replied


Company details

  1. Credit Union
  2. Bank
  3. Financial Consultant
  4. Financial Institution
  5. Non-Bank Financial Service

Written by the company

For over 85 years, Desert Financial has been Arizona’s most trusted local credit union with over $9 billion in assets, 500,000+ members and over 50 branches. Membership eligibility is open across Arizona with contactless solutions making it easy to click, call or come in. As a not-for-profit cooperative, Desert Financial takes pride in sharing success. In 2025, members received $16 million in dividends via the Member Giveback Bonus. Desert Financial is the official retail banking partner of Arizona State University® and the official banking partner of the Arizona Cardinals, NAU Athletics and the NAU Alumni Association. Federally insured by NCUA. Learn more at desertfinancial.com.

Started by Arizonans, for Arizonans

Written by the company

85 years of service
Desert Financial was founded in 1939 to serve our members and give back to our community.
Founded by teachers
Fifteen Valley educators pooled their money together – just $78.75 – to start our credit union.
Mission-driven
Our mission to share success and create exceptional experiences is why we do what we do.
Committed to sharing success
Sharing our financial success with our members, community and team is simply the right thing to do.

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

321 reviews

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Rated 5 out of 5 stars

New Account

Easy to open account, friendly and professional staff

7 May 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

Thanks for the 5-star review, Patricia! Glad to hear that you found opening an account easy.

Rated 5 out of 5 stars

Great service

I was very well attended and received guidance for the app and was helped with small changes in my children accounts.

26 April 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy to hear about your experience! We appreciate your positive feedback!

Rated 5 out of 5 stars

Extraordinary customer service!!

I went into the bank to open a new account. I had to sign in at the teller’s window and they were polite and friendly. I was then called to the back and the woman who helped was extremely pleasant and was a joy to work with. I’d highly recommend Desert Financial Credit Union to everyone!!

17 May 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy your experience opening a new account was so positive. Thank you for the recommendation and for leaving a 5-star review!

Rated 5 out of 5 stars

Someone actually called me and asked me…

Someone actually called me and asked me about my financial needs.

13 May 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

Thank you for letting us know that you appreciated our team reaching out regarding your financial needs, Tommie!

Rated 4 out of 5 stars

Very easy to establish an account

Very easy to establish an account. Good follow-up, but still waiting for our debit cards and it's been over 2 weeks now.

19 May 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

Thank you for sharing your feedback with us! We're delighted that you found opening an account easy. We're sorry you haven't received your debit card in the mail. You can visit any of our branches to have a debit card printed the same day.

Rated 5 out of 5 stars

Excellent Sales and Customer Service

I had a 54 year career in banking and worked my way up to VP in Commercial/Retail Sales and Branch Management and I found your bank to be knowledgeable in your banks products, had superior sales skills and friendly and efficient during the opening process. We opened 2 checking accounts with debit cards,and a savings accounts. He set set both of us on our online banking apps and cross sold us on your trust and investment services. We have an appointment on
June 13th at his branch. What more could you ask for.

8 May 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We appreciate you sharing your experience. It's great to hear the account opening process was efficient and that our team's knowledge and sales skills were beneficial to you. We're glad you're exploring our trust and investment services. Thank you!

Rated 3 out of 5 stars

Can't get account registered

Can't get account registered so I can do my banking online.

13 May 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

Hi, Shelly! We're sorry to hear you're having trouble setting up Online Banking. If you need assistance, please stop by a branch or call us at (602) 433-7000.

Rated 5 out of 5 stars

Fund transfer

Again another awesome experience

16 May 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

Thanks for the 5-star review, Terri!

Rated 1 out of 5 stars

I asked for no mail or email and have…

I asked for no mail or email and have received Both multiple times!!!

19 May 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're sorry about that, Christopher! You have unsubscribed from all marketing emails, but you will continue to receive account-related and legal notifications.

Rated 5 out of 5 stars

The young man that helped me was…

The young man that helped me was professional and knowledgeable.

13 May 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're glad to hear that you found our team member to be professional and knowledgeable. Thank you for your positive feedback!

Rated 5 out of 5 stars

checking

Easy to open account and then a follow up call.

4 May 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy to hear that opening an account was easy. Thanks!

Rated 5 out of 5 stars

Everyone is so helpful

Everyone is so helpful. Riley made the process to set up new checking and savings accounts very simple.

12 May 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy to hear that setting up your new accounts was simple and everyone was so helpful. Thanks for your feedback!

Rated 5 out of 5 stars

By far the best customer service I've…

By far the best customer service I've experienced. Also setting up new account was super fast amd safe.
Easy app access as well. 5/5 stars in KY book.

17 May 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy to hear that you had such a positive experience with our customer service and account setup. We appreciate your feedback on our app access as well!

Rated 5 out of 5 stars

How helpful everyone was

So far I love this bank so complaints

19 May 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

Thanks for sharing your positive experience with us so far, Keiosha!

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