Credova Reviews 2,012

TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Considering 382 reviews, reviewers had a great experience with this company. Many customers find the process very fast and easy, enabling them to make larger purchases they might not otherwise afford. People appreciate the streamlined service and the convenience of payment plans, which allow them to enjoy their purchases without paying everything upfront. Reviewers frequently highlight the quick approval process and the overall smooth transactions, often using the service multiple times. However, some people were dissatisfied with the payment terms, noting high interest rates and fees that sometimes doubled the purchase price. Customers also mentioned that what they thought was financing turned out to be a lease agreement, with undisclosed fees and additional costs to own the product outright. A few other people also felt that the repayment terms could be longer, and some were frustrated when they couldn't pay off early without incurring full finance charges.

What people talk about most

Payment

Reviewers mention ambiguous feedback about payment, with many appreciating the easy application process,... See more

User experience

Reviewers highlight positive aspects of user experience, consistently describing the application process as... See more

Product

Users describe ambiguous interactions with product, with some expressing satisfaction with the ease of... See more

Price

Customers consistently note ambiguous experiences with price, with some finding it a reasonable way to afford... See more

Service

Consumers find service to be positive, with many expressing satisfaction and recommending it to others for... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I have a love hate kind of relationship with companies like Credova. First, the good: Very fast and easy and makes possible larger purchases that I might otherwise not be able to make for a very long... See more

Company replied

Rated 5 out of 5 stars

As a modest Outdoors and Firearms enthusiast. Credova made it easy and streamlined my process for my recent purchase. At first I was concerned with the terms but Credova has many options based... See more

Company replied

Rated 5 out of 5 stars

It was a easy application to see what you pre-qualified for before applying. Payment plan & service is a huge satisfaction for me so I don't have to pay out all at once & enjoy what I purchased.Once... See more

Rated 5 out of 5 stars

When you're able to purchase multiple items that you've wanted for awhile makes life more rewarding! I have 5 children at the house and I don't have a few hundred dollars to out right buy something, h... See more

Company replied


Company details

  1. Non-Bank Financial Service

Written by the company

Financing Redefined! With Credova's easy to use buy now, pay later payment option, you know your terms up front and can shop for what you want, when you want and then pay over time.

Credova

Written by the company

We invite you to think adventure!
Credova is the BNPL leader in outdoor adventure as well as farm and ranch supply. Get the gear you need today, and pay for it over time. Visit Credova.com to get prequalified today!

Contact info

4.2

Great

TrustScore 4 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

Replied to 86% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

Exceptionally easy & fast!

This was my first time purchase a firearm online which can seem like a daunting task knowing these are highly regulated items. I was so unsure about how to proceed but the process couldn’t have been easier or smoother thanks to Credova. The process to apply for credit was extremely straightforward & fast. I received my response in seconds & was approved for more than the purchase amount I requested. I’ll be able to use the remaining half to make another purchase sooner than I thought I could! It was an absolute pleasure working with the sight & made so easy, thanks to Credova, that I don’t know if I’ll ever purchase direct from a store again!

3 March 2026
Unprompted review
Credova logo

Reply from Credova

Hello James,

We are so glad to hear the process was so fast! Thank you for the 5 star review, and we hope you will think of us for future purchases.

-Team Credova

Rated 1 out of 5 stars

Credova is the biggest scammers I’ve…

Credova is the biggest scammers I’ve dealt with. Late over a 2 cent charge on an order that was wrong and returned.

2 March 2026
Unprompted review
Credova logo

Reply from Credova

Hello Shane,

We are sorry to hear we did not meet your expectations. That issue sounds outside of our normal procedures, but I cannot locate your account to investigate. If you could give our support team a call, we would be happy to sort this out for you.

Our support staff can be reached at info@credova.com or by phone at 833-273-3682 from 6am-6pm PST

Best regards,

Team Credova

Rated 1 out of 5 stars

This is a total ripoff and the worst…

This is a total ripoff and the worst part is that you can’t speak to anyone about this left several of messages and no response!!! Don’t use this company!!! Unless you’re desperate find another financial company

2 March 2026
Unprompted review
Credova logo

Reply from Credova

Hello Leamon,

We are sorry to hear we did not meet your expectations. If you have questions regarding your account, our support staff would be happy to assist. Our support staff can be reached at info@credova.com or by phone at 833-273-3682 from 6am-6pm PST

Best regards,

Team Credova

Rated 5 out of 5 stars

Credova made things so easy

Credova made things so easy, I will certainly be using them again!

2 March 2026
Unprompted review
Credova logo

Reply from Credova

Hello Tony,

We are so glad to hear the process was so easy! Thank you for the 5 star review, and we hope you will think of us for future purchases.

-Team Credova

Rated 5 out of 5 stars

It was a smooth and efficient process

It was a smooth and efficient process. The entire process only took minutes to complete. Highly recommend

28 February 2026
Unprompted review
Credova logo

Reply from Credova

Hello Charles,

We are so glad to hear the process was so smooth and efficient! Thank you for the 5 star review, and we hope you will think of us for future purchases.

-Team Credova

Rated 5 out of 5 stars

Easy and fast process

Easy and fast process, get plans with reasonable rates, and it's a great way to get what you want and spread out the cost. Definitely will use them again.

28 February 2026
Unprompted review
Credova logo

Reply from Credova

Hello William,

We are so glad to hear the process was so easy! Thank you for the 5 star review, and we hope you will think of us for future purchases.

-Team Credova

Rated 5 out of 5 stars

It was easy to do and did not take long…

It was easy to do and did not take long at all

1 March 2026
Unprompted review
Credova logo

Reply from Credova

Hello John,

We are so glad to hear the process was so easy! Thank you for the 5 star review, and we hope you will think of us for future purchases.

-Team Credova

Rated 5 out of 5 stars

Every experience I have had with…

Every experience I have had with Credova has been a great turn out. I have just used them again recently and such an easy transition.

1 February 2026
Unprompted review
Credova logo

Reply from Credova

Hello Luis,

We are so glad to hear the process was so easy! Thank you for the 5 star review, and we hope you will think of us for future purchases.

-Team Credova

Rated 1 out of 5 stars

This is the worst loan I have could…

This is the worst loan I have could have signed up for at the time I was strapped for money. And I wanted to buy myself a birthday gift. Not at the expense of a extra 500.00 interested rates so to speak my purchase was only 449.00 please explain this I'm ready to pay the 449 off now . You going to have to find another suck for the rest 😒 I'm not and refuse to a extra 500 for a 449 purchase

3 February 2026
Unprompted review
Credova logo

Reply from Credova

Hello Customer,

We are sorry to hear we did not meet your expectations. If you have questions regarding your account, including early payoff options, our support staff would be happy to assist. Our support staff can be reached at info@credova.com or by phone at 833-273-3682 from 6am-6pm PST

Best regards,

Team Credova

Rated 1 out of 5 stars

I have great credit

I have great credit. Expected decent offers other than a 'Lease' that would wind up costing over twice what the gun cost +a purchase fee at the end. Wound up not using. The other offer was a 4 payment (didn't look at the details) with a 35% interest. This is blatant predatory lending! Expected a 'Pay Pal' type offer but that's where Credova gets you- they have a monopoly on firearms.

12 February 2026
Unprompted review
Credova logo

Reply from Credova

Hello Customer,

We are sorry to hear we did not meet your expectations. If you have questions regarding your account, including early payoff options or to review your offers, our support staff would be happy to assist. Our support staff can be reached at info@credova.com or by phone at 833-273-3682 from 6am-6pm PST

Best regards,

Team Credova

Rated 5 out of 5 stars

Great experience

Great experience. fast and convenient will definitely use again.

14 February 2026
Unprompted review
Credova logo

Reply from Credova

Hello Cresley,

We are so glad to hear the process was so fast! Thank you for the 5 star review, and we hope you will think of us for future purchases.

-Team Credova

Rated 5 out of 5 stars

What a great experience!

This is second time using Credova services and I can tell that I’m very happy with the whole process. It’s easy and quick to apply and they have different great options in financing the credit. I will definitely use them from now on. I strongly recommend them.

14 February 2026
Unprompted review
Credova logo

Reply from Credova

Hello Razvan,

We are so glad to hear we are able to offer a service you want to come back to! Thank you for the 5 star review, and are very thankful for your repeat business.

-Team Credova

Rated 1 out of 5 stars

thought it was a 4 payment install i…

thought it was a 4 payment install i agreed and went with the purchase and now it’s saying it’s a lease and i won’t owne my firearm and will pay 1400$ for a 700$ firearm and will have to pay an additional 102$ to own it so 1500$ for a 700$ firearm

13 February 2026
Unprompted review
Credova logo

Reply from Credova

Hello Lucas,

We are sorry to hear we did not meet your expectations. If you have questions regarding your account, including early payoff options, our support staff would be happy to assist. Our support staff can be reached at info@credova.com or by phone at 833-273-3682 from 6am-6pm PST

Best regards,

Team Credova

Rated 5 out of 5 stars

Customer service was excellent!

Customer service was excellent!
Fast response!

12 February 2026
Unprompted review
Credova logo

Reply from Credova

Hello Frank,

We are so glad to hear our customer service was so excellent! Thank you for the 5 star review, and we hope you will think of us for future purchases.

-Team Credova

Rated 5 out of 5 stars

Very quick

Very quick, very easy

10 February 2026
Unprompted review
Credova logo

Reply from Credova

Hello Tommy,

We are so glad to hear the process was so easy! Thank you for the 5 star review, and we hope you will think of us for future purchases.

-Team Credova

Rated 5 out of 5 stars

Very helpful people and wonderfully…

Very helpful people and wonderfully reliable. Credova has come through for me in a very timely manner and I recommend them highly!
Mark

10 February 2026
Unprompted review
Credova logo

Reply from Credova

Hello Mark,

We are so glad to hear we were able to provide that excellent service for you. Thank you for the 5 star review, and we hope you will think of us for future purchases.

-Team Credova

Rated 5 out of 5 stars

I’ve used Credova before and they…

I’ve used Credova before and they provide an excellent service. The payments are reasonable and made my purchases possible.

11 February 2026
Unprompted review
Credova logo

Reply from Credova

Hello Wayne,

We are so glad to hear wwe were able to provide excellent service. Thank you for the 5 star review, and we are thankful you thought of us after your first purchase.

-Team Credova

Rated 5 out of 5 stars

I went on line searching for a weapon…to protect my kids.

I went on line searching for a weapon that was perfect for me since im a police in school and want something I can conceal. So a friend told me about credova and I apply and they gave what I wanted and it was fast and convenient

10 February 2026
Unprompted review
Credova logo

Reply from Credova

Hello Wayne,

We are so glad to hear we were able to help! Thank you for the 5 star review, and we hope you will think of us for future purchases.

-Team Credova

Rated 5 out of 5 stars

A Great Second Time Credova Experience

This is the second time I have utilized Credova for financing my purchase enabling me to execute the purchase quickly when I didn’t have the funds available at the moment to help me get the item I wanted without missing out. Thank you Credova for such a very smooth transaction.

6 February 2026
Unprompted review
Rated 1 out of 5 stars

Credova lies to you and your not financing

Credova lied to me saying that I was financing a firearm. Then they sent me a contract after I picked up the firearm at my FFL choice stating that I had signed a lease agreement and owed them 1700.00 which was the same amount I got approved for to buy the firearm from Buds Gun Shop in Kentucky. I was trying to clear it up with Buds Gun shop and my payment was due two days late and I get a call from Monterey debt collector asking me for payment or payoff of 1700.00 for a 710.00 firearm. What a scam.

1 January 2026
Unprompted review

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