Credit One Bank Reviews 

I'm pleased with my credit card but not pleased with a yearly fee.

Was working fine but it stoped working and blocked my online purchases and when I call 5 times they told me the card is fine and the card isn’t locked and told me to wait different hours and I’d that didn’t work try 24 hours and I did amd it’s not work I called agin I was told to try agin tomorrow not working agin im done I highly recommend geting a credit card somewhere else

I had a problem getting my card. It would not accept my information so I went to my bank and after discussions with you we finally got it straightened out.

They sent me a mail I was pre approved and asked to accept the card. I go ahead and apply and it gets approved and I receive the card. I activate it and go checkout and it gets declined. Then I receive a mail that my account is suspended and they need to verify my information and asks me to upload my drivers license, utility bills and surprise surprise my whole W2. Mind you this is not before they approved the application and sent me the card. They already have my social security no and they got my credit history from Experian. You already have my credit history and you can see my other credit cards and balances. So, why do you need my drivers license information and particularly my w2. That makes no sense. And if I fail to upload it, they will suspend the card permanently and report me to credit agencies. If you needed this information that should be before you approve and send the card not after. What are you going to do with my information. How’s that gonna be private and protected. That’s sensitive info. No other credit card or even my main bank accounts asked this info. Just bad faith business. I would run. I call the customer care and a condescending foreigner who barely speaks English tries to tell me that that’s how it is done with credit one.

This card is not accepted everywhere, neither Walmart nor Amazon accepts this card, which is inconvenient.

If you go to credit one app, it ONLY lets you make a payment if you have a bank account, if you ONLY have a debit card, you have to call to make your payment and they charge you an extra $4.95 to process it, they would have made , besides interet , an extra $45 from me so I just paid it off to keep them from taking an advantage of me , most people with a debit card is generally on low income then this company wants to take an advantage of that, SHAME ON THEM!!!!!!!

Got my card fast, With the rate and limit I was promised; Also, Creditone process deposits fast and card gets approved quickly at point of sale at retailers.

Although I wish there was no annual fee I do get it and understand. Credit one has been fantastic to me and my experiences are very good. Very good tool to continue building your credit. Be aware and be responsible and they will take care of you.

would give a zero if I can. I made an express payment with my debit card paid extra 4.95 to have the payment expressed. I was to have $100 available immediately then the rest in 5-7 days. Why did I go the store and no available credit. Well they supposedly placed a hold wanting proof that I made the payment. Now keep in mind money was already taken out of my account with no problems. I had to send in proof and wait 10 days for my money to be released. What I am supposed to do in the mean time. They stole my money. Please don’t use them for your credit needs.

Am disappointed have to wait months to connect to back for transfers. Other than that, nothing else.

I like having this option but what I don’t like is getting charged a fee and I can’t spend the whole credit that I’m due out.

I appreciate the opportunity that you’ve given me to help me with my credit. I will enjoy my new credit card and will make sure I don’t take this for granted, by paying my payments on time.

Excellent service and fast approval
Awesome company and even better service. Getting approved with less-than-perfect credit was quick and easy, and they gave me a very fair starting credit line. No issues with payment processing or hidden surprises. It’s the perfect stepping stone to a better credit score. Thanks, Credit One!

Representative was professional.

Really good quality shipped quickly...Great rates

I love this card if possible how do I go about getting a larger credit limit?

I got fast approval on my application. received my card really fast and have had constant customer service support from the start. And I'm sure making my first payment will be fast and easy.

So far so good. I have no complaints

The company gave me a chance with a fair credit score giving me a $2500 credit line

CreditOne Bank's claims department is ineffective. Seven transactions for $24.95 were charged to my credit card. When I filed a fraudulent charges claim, they ruled in favor of the merchant. Stating that no error has occurred since the merchant's records confirm that my credit card (with EMV chip) was used for the transactions. Disregarding the fact that the transactions were made at different locations, or that I have never used the credit card in question at that merchant.