The experience was helpful. While the usury charges are - let's be candid - outrageous, the Credit Fresh activity was helpful to me. I lost my wallet and have no access to funds, yet since I have be... See more
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Review summary
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Super fast and easy todo and customer service so easy to talk to and they answer super fast great service! The only thing is i interest rate is a lil high so try and pay it off fast
I spoke to one of your Representatives, and was very helpful, patient, and professional in assisting me in my application. Your company is highly rewarding i. Helping me to pay bills that fell ri... See more
CreditFresh has honestly been a lifesaver for me! I didn’t plan on having it this long, but it’s nice when I’m in a pinch and can see what money I have accumulated then I can transfer to my bank acco... See more
Company details
About CreditFresh
Written by the company
About CreditFresh
A personal Line of Credit between $500 - $15,0001
With a Line of Credit through CreditFresh, you have a flexible way to access credit when you need it.
The process is simple and convenient. Submit your request through CreditFresh’s secure online platform. If you’re approved, you may access the money you need from your available credit as soon as the same business day2. Requests for credit submitted through CreditFresh may be originated by one of our Bank Lending Partners, including: CBW Bank, Member FDIC, Column N.A., or First Electronic Bank. Key features:
● A personal Line of Credit between $500 - $15,0001
● Request a draw from your available credit and the funds may be in your bank account as soon as the same business day2
● Only pay for what you borrow, not your entire credit limit
1Not all requests are approved. Credit limits may range between $500 to $15,000 and are subject to change. The exact credit limit available may vary depending on the Bank Lending Partner, your state of residence, individual circumstances and verification of your information. Applications for a Line of Credit are subject to final eligibility and approval.
2If approved and you request a draw , funds may be deposited into your bank account the same business day, depending on the time of request; timing of funding may vary. The date and time requested funds are made available to you are subject to your financial institution’s policies. For specific funding cut-off times, visit the FAQs on the CreditFresh website.
Contact info
4.4
Excellent
6K reviews
Replied to 89% of negative reviews
Typically replies within 1 week
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Always there when we most neede it very…
Always there when we most neede it very convinient and affordable payments I love it
24 April 2026
The application process was easy and…
The application process was easy and staff very knowledgeable.
15 April 2026
In all everything went well
In all everything went well, but I have not started paying on my loan yet, hopefully it will go well also.
17 April 2026
I like the ease of Creditfresh
I like the ease of Creditfresh. What bothers me deeply is I have on time payments for quite sometime now and seem to be getting no where are paying down. I feel after atleast a year of on-time payments my interest should go down. I would use it more with lower interest and my credit score has went up. It seems like an endless way to borrow a small loan amount. I don't feel like it's a good way to go anymore.
17 April 2026
Reply from CreditFresh
Hello Lisa,
Thank you for taking the time to leave a review. Your experience matters to us, as we’re always looking for ways to improve the products offered through CreditFresh.
We have taken note of your feedback and will be sure to pass it on to our team. For any specific questions, please feel free to reach out to us at 1-800-766-2007.
Frienfly,efficient personal
22 April 2026
I wasn't exactly sure how it worked …
I wasn't exactly sure how it worked but it seems relatively easy. I didn't take much time to figure any amount into my budget.
22 April 2026
I had a very disappointing experience…
I had a very disappointing experience with CreditFresh. The fees are extremely high compared to the amount borrowed, and it felt difficult to get ahead on the balance because of recurring charges and statement fees.
Even when making payments, the balance does not reduce as quickly as expected due to ongoing fees, which can make it feel like you’re stuck in a cycle.
I would not recommend this product to anyone looking for an affordable credit option. Make sure you fully understand the fee structure before using it. The initial loan was 1500, after paying 700 I still had a balance of 1400. Would not recommend at all.
22 April 2026
Reply from CreditFresh
Hello Sam,
Thank you for taking the time to leave a review. Your experience matters to us, as we’re always looking for ways to improve the products offered through CreditFresh.
We have taken note of your feedback and will be sure to pass it on to our team. For any specific questions, please feel free to reach out to us at 1-800-766-2007.
I spoke to one of your Representatives
I spoke to one of your Representatives, and was very helpful, patient, and professional in assisting me in my application.
Your company is highly rewarding i. Helping me to pay bills that fell right on time.
Thank you
21 April 2026
It was just an easy process to get the…
It was just an easy process to get the funds I needed.
16 April 2026
Customer service is help me very well…
Customer service is help me very well and is explained to me everything I need for the credit and for the payment thanks a lot I’m very grateful
21 April 2026
GO SOMEWHERE ELSE PLEASE
The customer service is good. The process is easy. BUYER BEWARE. This is legal highway robbery. The billing cycle fee and daily compounding interest will make this loan impossible to payoff. Luckily I was able to pay it off and I will NEVER use them again. It’s easy to get, but extremely hard to pay off. If you pay $65 every two weeks, only $10 is going to principal on a $1000 loan. That means if you’re making minimum payments it’ll take you over 5 years to pay back. If on Monday your balance is $50, by Friday it’s $150. You’ve been warned.
15 April 2026
Reply from CreditFresh
Hello, thank you for taking the time to leave a review. Your experience matters to us, as we’re always looking for ways to improve the products offered through CreditFresh.
We have taken note of your feedback and will be sure to pass it on to our team. For any specific questions, please feel free to reach out to us at 1-800-766-2007.
Excellent customer service and got an…
Excellent customer service and got an approval very fast.. Will definitely recommend them to family and friends
16 April 2026
CreditFresh has honestly been a…
CreditFresh has honestly been a lifesaver for me! I didn’t plan on having it this long, but it’s nice when I’m in a pinch and can see what money I have accumulated then I can transfer to my bank account!
I would absolutely recommend CreditFresh to anyone looking for a loan or a line of credit!
13 April 2026
Just know what you are getting into…
Just know what you are getting into this company takes 100% of your payments which makes it hard to pay off becareful
13 April 2026
Reply from CreditFresh
Hello Debra,
Thank you for taking the time to share your concerns.
Please note that each minimum payment includes a contribution to the principal balance, and additional payments can also be made without prepayment penalties.
We always encourage customers to make additional payments to help pay down their balance faster as doing so will help reduce the overall cost of borrowing. Payments can be made online or over the phone.
To help us address your further concerns, please reach out to us at feedback@creditfresh.com. Our team is here to help.
Didn't take long for me to approved
Didn't take long for me to approved. Payments seem reasonable thus far. Money allotted to my account in a reasonable manner. So far so good.
15 April 2026
Do not I MEAN DO NOT GET A CREDIT FROM…
Do not I MEAN DO NOT GET A CREDIT FROM THEM. they will make payments 120 bucks for 1.5K and will charge you 100 for services and 20 towards principal. DO NOT LISTEN TO ANYONE ABOUT THIS WEBSITE BEING GOOD!!
20 April 2026
Unprompted review
Reply from CreditFresh
Hello Karen,
Thank you for taking the time to share your concerns.
Please note that although each minimum payment includes a contribution to the principal balance, additional payments can also be made without prepayment penalties.
We always encourage customers to make additional payments to help pay down their balance faster as doing so will help reduce the overall cost of borrowing. Payments can be made online or over the phone.
To help us address your further concerns, please reach out to us at feedback@creditfresh.com. Our team is here to help.
I want to thank so much for lone credit…
I want to thank so much for lone credit
I appreciate you.
15 April 2026
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