Creditfix Reviews 

44,260
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Looking at 3,652 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the dedicated support staff for being exceptionally polite, professional, and deeply understanding when helping to manage personal financial arrangements or general queries. Many people also mention that knowledgeable advisors provide clear guidance, making complex procedures feel remarkably straightforward and stress-free from the beginning to the end. However, some customers also noted occasional difficulties regarding delayed closure processes and unreturned emails after successfully finishing their final payments. A few people also experienced frustrating communication issues, expressing genuine concern over prolonged waits for their official completion certificates and a total lack of follow-up.

What people talk about most

Staff

Clients share positive opinions on staff, frequently highlighting their helpful, polite, and professional... See more

Customer service

People report positive experiences with customer service, praising staff members for being polite, helpful,... See more

Service

Customers consistently note positive experiences with service, highlighting professional, helpful, and polite... See more

Payment

Customers had positive experiences with payment, noting that support staff were helpful and reassuring when... See more

Customer communications

Reviewers express mixed feelings regarding their contact experiences, noting both helpful interactions and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I had an issue this month which required some explanation. I was lucky enough to speak to an officer called Paul Breslin. Thoroughly understanding, thoughtful and incredibly pleasant. He put my mind a... See more

Company replied

Rated 5 out of 5 stars

I received an email (from Shifa Barahim at Creditfix) this morning which has lifted - what felt like the weight of the world - from off my shoulders! Having Creditfix's help from the very beginning h... See more

Rated 5 out of 5 stars

I have been on IVA with CreditFix for 3 years now. Any time I had any issues with payments, change of circumstances they were helpful and understanding. I have to give shoutout to Paul Breslin for exp... See more

Company replied

Rated 5 out of 5 stars

Called Creditfix regarding an issue. Spoke to Sarvesh who was very polite and professional from start to finish. My query was handled instantly and resolved and I was given concise and reassuring... See more


Company details

  1. Insolvency Service
  2. Credit Counseling Service
  3. Debt Relief Service

About Creditfix

Written by the company

Creditfix and UK Debt Expert are two of the UK's leading debt help companies. As part of the Creditfix Group they provide confidential support to those in need. Talking about debt isn't always easy, that's why our experts are proud to offer friendly, non-judgemental guidance on all the solutions available to help people make informed decisions for a brighter financial future.

Write off up to 81% of your unsecured debts

We've helped over 185,000 people out of debt and we can help you

How much debt do you have?

£0 - £2,000

£2,000 - £6,000

£6,000 - £20,000

£20,000 +


Contact info

4.9

Excellent

TrustScore 5 out of 5

44K reviews

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No recent history of asking for reviews

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4.9

All reviews

(44,260)

3,426 reviews in the last 12 months

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Rated 5 out of 5 stars

I had received a call from credit fix…

I had received a call from credit fix but couldn’t hear well.
Phoned customer service as I thought from what was said before meant I owed more money after my loan finishes in January.
Mikeal Dhalapah Was extremely patient, helpful and professional through out the call. Not only did
Mikeal Dhalapah Sort out the problem and reassured me that they only wanted august 2026 payment as I did not inform credit fix of my new bank details.
Mikeal Dhalapah Took all my new bank details so that credit fix can take my payments from September 1st 2026. He sent me a link so that I could pay missed August payment, which was very easy.
Then Mikeal Dhalapah ensured that my physical and mental health was ok and that I do not have to to worry about my loan as all is good.
I feel that Mikeal Dhalapah Went above and beyond for me.

10 August 2026
Unprompted review
Rated 1 out of 5 stars

*DO NOT TAKE AN IVA OUT WITH CREDITFIX*

*DO NOT TAKE AN IVA OUT WITH CREDITFIX*

I genuinely cannot emphasise enough how incompetent Creditfix have been. I had a variation meeting arranged to end my IVA early, yet Creditfix failed to attend and withdrew the meeting.

They also failed to update my additional payments and account balance correctly, did not disclose the full information regarding my IVA, and ignored multiple emails despite repeated follow-ups.

When dealing with something as serious as an IVA, this level of incompetence and lack of communication is completely unacceptable.

Hemshika Poonyth, Case officer , was one of the staff members involved.

8 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Thank you for your review. I am sorry to hear about your recent experience with us. We'd like the opportunity to resolve any issues you are experiencing; if you could email the complaints team at complaints@creditfix.co.uk with your contact details we will ensure a member of our complaints team contacts you.

Rated 5 out of 5 stars

Car finance

I phoned today regarding next steps to getting car finance Cassandra bridges from the creditfix team was very helpful and informative

7 August 2026
Unprompted review
Rated 5 out of 5 stars

5 star service.

When i rang i got through to a mr paul breslin he was extremely helpful and understandable to my situation. Everything was explained perfectly well and even helped me to get the documentation to him by talking me through it , credit to the company 5star service. Thx

7 August 2026
Unprompted review
Rated 5 out of 5 stars

I’d like to thank Charles McAteer

I’d like to thank Charles McAteer from Creditfix. I’ve been in an IVA for almost 4 years and recently couldn’t make payments for 3 months. I was afraid to even call, but Charles listened carefully to my situation and arranged a repayment plan that I barely notice. Thanks to him I can sleep peacefully again. Highly recommend!

7 August 2026
Unprompted review
Rated 5 out of 5 stars

Today i made call and spoke with the…

Today i made call and spoke with the lovely
Ishitah. Ishitah confirmed that my last payment was complete today and i will receive confirmation once the closure team complete their checks. Ishitah was very friendly and dealt with me in a professional manner. Ishitah has very good customer interaction.

7 August 2026
Unprompted review
Rated 5 out of 5 stars

I spoke to a lovely lady called Vidhee…

I spoke to a lovely lady called Vidhee Boyjoo who was very thorough and helpful in making sure my mind was put at ease and I understood the final steps of my completion. She went above and beyond and I’m very grateful for her help

7 August 2026
Unprompted review
Rated 5 out of 5 stars

Took care of everything for me

Took care of everything for me. Gave me an annual review to check I was still able to make the payments we had agreed on. Once the direct debit had been set up I didn't have to worry about making lots of different payments to different companies. When my payments were almost finished they adjusted my payment accordingly.

6 August 2026
Unprompted review

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