Credit Engine Reviews 2,184

TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 977 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the excellent user experience, finding the platform easy to navigate and understand. Many people praise the service for its efficiency and the clarity with which information is presented, especially regarding credit scores and loan options. The staff and customer service are consistently described as helpful, professional, and understanding, providing clear explanations and quick resolutions. However, some customers were dissatisfied with unexpected charges, reporting confusion or a lack of awareness regarding subscription services that led to deductions from their bank accounts. A few other people also felt that the company did not deliver on promised financial assistance, leading to confusion and frustration regarding payments and loan applications.

What people talk about most

User experience

Customers consistently note positive experiences with user experience, highlighting the quick setup,... See more

Service

Customers had positive experiences with service, often praising the efficiency and helpfulness of the... See more

Staff

Users describe positive interactions with staff, highlighting their helpfulness, kindness, and... See more

Customer service

Reviewers mention positive feedback about customer service. Many customers highlight the helpfulness and... See more

Payment

Consumers express significant dissatisfaction with the payment process, frequently reporting unexpected... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Within a blizzard of emails and texts, unknown to me CE set up an account and deducted money from my bank. However when I spotted it and contacted them (which you will not be surprised to hear is extr... See more

Company replied

Rated 4 out of 5 stars

I’ve just signed up with them, and the person I spoke to was very helpful. He walked me through the forms and explained everything as we filled them out. I would recommend Credit Engine to anyone who... See more

Company replied

Rated 4 out of 5 stars

It was straight forward few details and done within about 5 mins 👌🏻 may be even less wasnt watching the clock

Company replied


Company details

Written by the company

Credit Engine was set up to help UK consumers who are struggling to access credit, to understand their credit profile and find credit products that work for them. Whether you have an issue with your credit file you need help with, or want to understand what’s affecting your ability to get credit, we can help. Our team of credit experts are on hand to help you understand what lenders see when making lending decisions. Get a personalised action plan with tips and tasks to help you manage your credit score. With daily updates and 24/7 access to your credit report, you can track your progress towards a healthier credit profile. Try us free for 14 days, membership is £19.99 per month thereafter. You can easily cancel online at any time. If you cancel within your free trial you will not be charged.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 98% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Amazing company

Amazing company

19 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Noah,

Thank you so much for your amazing 5-star review!

We are delighted to hear you had such a positive experience with our company.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

easy to use good customer servic c

19 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Glen,

Thank you for the wonderful feedback!

We're glad you found our platform easy to use and that you had a positive experience with our customer service.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Very helpful with finding a way to help…

Very helpful with finding a way to help my credit score and what to do next

18 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Rhi,

Thank you so much for taking the time to share your positive review!

We're delighted to hear that we were very helpful in finding a way to improve your credit score and outlining your next steps.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Very quick easy to use

18 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Thank you for your fantastic 5-star feedback!

We're so glad to hear you found our service very quick and easy to use.

We appreciate you sharing your positive experience.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

good service

17 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Zoltan,

Thank you so much for your positive 5-star feedback!

We are delighted to hear you received excellent service.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Very much appreciated

Very much appreciated, so straight forward information

18 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Martin,

Thank you for your 5-star review!

We're pleased to hear that the information was straightforward for you.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Excellent service

Excellent service

15 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Ben,

Thank you for your fantastic 5-star review!

We're delighted to hear you received excellent service.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

I think you the best

I think you the best

16 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Badro,

Thank you for your amazing 5-star review.

Kind regards,

The Credit Engine Team

Rated 4 out of 5 stars

Very helpful

Very handy and helpful..since signing up I can now keep track of my credit score and work on ways to improve it

15 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Thank you so much for the 5-star review!

We're thrilled to hear that you find our service handy and helpful, and that you're actively working on improving your credit score with the tools we provide.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

5 stars

amazing 🤩 loved the experience

15 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Charlotte,

Thank you so much for your feedback!

We're thrilled to hear you loved the experience 🤩

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

I had a good experience with Credit…

I had a good experience with Credit Engine. The process was simple and easy to understand. The application was quick, and I received updates on time. It helped me manage my credit better. I would recommend it to others looking for a straightforward credit solution

1 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Surya,

Thank you for the excellent five-star review!

We're so pleased to hear that you had a good experience with Credit Engine and that you found the process simple, quick, and easy to understand.

Helping our customers manage their credit better is exactly what we aim for.

Kind regards,

The Credit Engine Team

Rated 4 out of 5 stars

Issue resolved

I had issue with a charge that I didnt expect
They were able to help and lovely customer service

15 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Ousmane,

Thank you for your time today; I am pleased we were able to resolve the issue.

Please do not hesitate to contact us if we can be of any further assistance.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Love it it’s great

Love it it’s great

14 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Amanda,

Thank you so much for your 5-star review!

We're thrilled to hear that you love it and find it great.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Good

It was helpful

14 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Zoe,

Thank you for taking the time to share your 5-star feedback!

We're glad to hear that you found our service helpful.

Kind regards,

Rated 5 out of 5 stars

Vsry nays Very helpful

Vsry nays Very helpful, I liked it.

14 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Ayhan,

We are delighted to hear you found our service very helpful and liked it.

Your feedback means a lot to us!

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Person was very imformative and…

Person was very imformative and articulate

13 April 2026
Credit Engine logo

Reply from Credit Engine

Thank you for taking the time to share your feedback!

We are delighted to hear that you found our person to be very informative and articulate.

Kind regards,

The Credit Engine Team

Rated 2 out of 5 stars

Didn’t receive any loan

Didn’t receive any loan, just got passed around in circles between different lenders. The process was confusing and didn’t lead anywhere. Also left me worried about potential fees despite not getting anything. Wouldn’t recommend.”

12 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Jessica,

I would like to speak with you to discuss this further.

Please could you provide us with some more details using the link that's been emailed to you from Trustpilot?

You can also contact us via the contact form on our website.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

really good

really good! amazing experience

12 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Livvia,

Thank you for taking the time to share your positive 5-star review.

We're thrilled you had an amazing experience!

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Absolutely amazing!!

12 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Bobbie,

Thank you so much for your kind 5-star review!

We're thrilled to hear you had an "Absolutely amazing!!" experience.

Kind regards,

The Credit Engine Team

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