I have applied on September 23 and it is now October 17th and still no funds received.. although they have collected the first payment out of my bank already does not make sense to me I have reached o... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
See what reviewers are saying
THE FACT that there were some minor issues with my account, CrediFai turned around and offered a better deal!... hope-so... Thanks CF Team!. Great customer service.
The representative (s) were helpful and easy to work with. Having the basic information on hand cut the process short on both ends.
The young man that helped me was very antintive , kind and helpful , thank you for your help
Company details
- Loan Agency
- Alternative Financial Service
- Financial Institution
- Financial Planner
- Non-Bank Financial Service
About CREDIFAI
Written by the company
At CrediFai, we believe in making personal loans simple, accessible, and supportive. Our goal is to help you not just meet your immediate needs but also build and boost your credit history along the way.
We offer personal loans in fixed payments ranging from $225 to $10,000, with flexible repayment options from 12 to 36 months, so you can tailor your loan to fit your financial goals.
We keep things straightforward—no origination fees, no closing costs, and no prepayment penalties. Plus, our competitive fixed rates, capped at 35.99%, help you avoid the high costs that payday lenders charge.
What sets CrediFai apart is our dedication to serving the needs of our community, whether you're aiming for something special or need a helping hand during tough times. We’re here to support everyone, including those new to credit or with limited credit history. By reporting to credit bureaus, we help you build a strong credit profile you can be proud of.
Trust CrediFai to be your partner in financial growth and success.
If you trust us we trust you™
We offer personal loans in fixed payments ranging from $225 to $10,000, with flexible repayment options from 12 to 36 months, so you can tailor your loan to fit your financial goals.
We keep things straightforward—no origination fees, no closing costs, and no prepayment penalties. Plus, our competitive fixed rates, capped at 35.99%, help you avoid the high costs that payday lenders charge.
What sets CrediFai apart is our dedication to serving the needs of our community, whether you're aiming for something special or need a helping hand during tough times. We’re here to support everyone, including those new to credit or with limited credit history. By reporting to credit bureaus, we help you build a strong credit profile you can be proud of.
Trust CrediFai to be your partner in financial growth and success.
If you trust us we trust you™
Contact info
1330 Orange Avenue 329, 92118, Coronado, United States
- info@credifai.com
- credifai.com
3.9
Great
51 reviews
Hasn’t replied to negative reviews
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
I have applied on September 23 and it…
I have applied on September 23 and it is now October 17th and still no funds received.. although they have collected the first payment out of my bank already does not make sense to me I have reached out several times to speak to costumer services and still nothing has been resolved
10 October 2025
Excellent service
27 August 2025
THE FACT that there were some minor…
THE FACT that there were some minor issues with my account, CrediFai turned around and offered a better deal!... hope-so... Thanks CF Team!. Great customer service.
2 August 2025
Unprompted review
Costumer
They needed more training on how to help the costumer in the process. They don't have answers.
1 August 2025
It was very easy to apply very little…
It was very easy to apply very little interest and my payments were once a month
16 May 2025
I think they should be more dedicated to customers services since beginning to end…
I think they should be more dedicated to fulfilling the details of the business and be more communicative about the business processes.
4 August 2025
Very good customer service
Very good customer service, im very happy with the smooth process
24 July 2025
The young man that helped me was very …
The young man that helped me was very antintive , kind and helpful , thank you for your help
30 July 2025
The employee was very kind and helpfull
13 May 2025
They only approved me for a low amount…
They only approved me for a low amount and when I successfully paid it off they denied me.
27 June 2024
Unprompted review
Reply from CREDIFAI
Thank you for reaching out to us. We regret to inform you that your recent loan application was declined as it did not meet the minimum requirements for approval for a higher amount.
We encourage you to address any factors that may improve your eligibility. Once these issues are resolved, we invite you to reapply, and we will be happy to reconsider your request.
We appreciate your understanding and remain at your disposal should you have any further questions.
Sincerely,
CrediFai Team
I’m giving this a 1 star because I…
I’m giving this a 1 star because I needed the money for an emergency & it’s been days & I still haven’t received my money after I got the message that I would be getting it the next business day. I am very disappointed & I will not be doing business with Credifai again!
21 January 2025
Reply from CREDIFAI
Thank you for reaching out. We understand your concerns. However, please note that we had to review all of your documents thoroughly because this is a second loan. Additionally, when the credit score is lower, we rely more on the documentation provided to ensure the loan meets all necessary requirements. Our process requires a more detailed verification, and thanks to this, your loan was successfully approved. We appreciate your understanding and patience.
The representative (s) were helpful and…
The representative (s) were helpful and easy to work with.
Having the basic information on hand cut the process short on both ends.
14 November 2024
Cudtomer service is great
1 October 2024
I had a good and positive experience…
I had a good and positive experience with all the staff I was approved instantly I recommend this company for a personal loan and build credit at the same time
15 September 2024
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.