Constitution Lending Reviews 20

TrustScore 4 out of 5

3.9

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Company details

  1. Mortgage Lender
  2. Investment Company

Written by the company

Constitution Lending specializes in originating and purchasing real estate loans. We provide tailored financing solutions for real estate investors while offering co-investment opportunities through our platform and fund.


Contact info

3.9

Great

TrustScore 4 out of 5

20 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 50% of negative reviews

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Rated 1 out of 5 stars

It is a scam

It is a scam, I didn't get any emails back or messages back. ... I did asked them some questions about their investment in Chat. They couldn't answer me,also didn't respond any email .. It's a scam for sure! Now I would like to delete my account. I still didn't get any answers.. Whatever. my money didn't send to them anyway .

I just noticed I posted their review last month..Good! and I am waiting for how they will respond to me here to fool everyone... like the previous review..They lied in my last review and I updated the comment.. I will update for sure to see what they will respond... Watch out for this company!

3 January 2026
Unprompted review
Rated 5 out of 5 stars

Super Easy

This was my first time doing a "hard money" loan. It was SUPER EASY compared to doing a traditional mortgage. Constitution was great to work with and they made the process easy. I plan to use them again.

20 May 2025
Unprompted review
Rated 5 out of 5 stars

Easy to Invest, Great Returns

I have been investing with Constitutional Lending for several years. It's a simple, straightforward process, which is the reason I chose to invest with them.

Review the loan details of properties that are available, then choose a property that fits you needs. Term (length of loan), LTV (loan to value), Maturity Date and Net Yield are a few of the choices.

On every loan that isn't a Prefunding Loan (the company raising funds to back customer loans) you pay a small percentage on a "Payment Guarantee Fee." This will protect you against loosing you original investment if a borrower defaults on a loan. That was one of single biggest reasons I chose to invest with Constitutional Lending. A small percentage fee for piece of mind, that's well worth it to me.

Return rates average from about 10% to 12.5%. Very solid!

19 February 2025
Unprompted review
Rated 5 out of 5 stars

Unique real estate investing choices

Constitution Lending offers an alternative opportunity for individuals looking to usurp higher yields on money invested into unique real estate offerings. Prompt client service. User friendly moving money into and out of secure site.

28 August 2024
Unprompted review
Rated 5 out of 5 stars

Current Borrower - Future Investor

Constitution Lending helped my small business with our 1st loan for a fix and flip and new construction project. The team is professional, friendly and responsive. I look forward to a long relationship with the company and transitioning to becoming an investor.

30 May 2024
Unprompted review
Rated 5 out of 5 stars

Great team, great deals

Investing with Constitution Lending has been a breeze! The process is straightforward, and I always feel secure with their checks on each loan. The returns have been solid, and their communication is great. Definitely a top-notch team !

2 May 2024
Unprompted review
Rated 5 out of 5 stars

Easiest borrowing experience ever

Easiest borrowing experience ever! I needed to close on a two family in 2 weeks. Constitution Lending was able to get it done in 10! I will be using them on my next deal for sure.

21 August 2021
Unprompted review
Rated 5 out of 5 stars

Borrowing made easy

Constitution lending made borrowing for my fix-and-flip deal easy. No surprises, no headaches, just closed the deal in 10 days. If you use hard money for your real estate deals give these guys a call!

17 August 2021
Unprompted review
Rated 5 out of 5 stars

If you want to close fast, use these guys

I love the guys at Constitution Lending! Closing fix and flip loans has never been easier. There are no hidden fees and they close in less than 2 weeks. I have done 4 loans with them so far and no way I am changing lenders.

27 July 2021
Unprompted review
Rated 5 out of 5 stars

I've been investing with Constitution…

I've been investing with Constitution Lending since last year. The inventory of available investments continues to grow, and they provide fair, equal access to deals. I've consistently added to my balance and have had very consistent returns. They're a great company.

10 March 2021
Unprompted review
Rated 4 out of 5 stars

The customer service is exceptional

The customer service is exceptional, systematic, and methodical. The transparency and the educational value, for the do-it-yourself investor, of the platform is high. All of our interactions with them have exceeded so far.

21 February 2021
Unprompted review
Rated 4 out of 5 stars

Great first time experience

Great first time experience with Constitution Lending. Our loan originator made our loan and rehab purchase a breeze. The online portal lets you know exactly what needs to be submitted and any questions we had were answered promptly. The whole process was very straightforward and one of the easiest transactions I've ever had. I will definitely be bringing my future projects to Constitution Lending. Highly recommended.

14 February 2021
Unprompted review

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