Concept Financial Services Reviews 

340
TrustScore 5 out of 5

4.9

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Rated 5 out of 5 stars

Concept Financial was very helpful in having my remortgage completed. They have a great service and a good communication with their clients,with quick updates, step by step! Monika Hajkova is a ver... See more

Rated 5 out of 5 stars

Harvey Green made a whole process smooth, with no issues. We got our mortgage settled very early in a house buying process with lower interest rate than other financial advisors offered us. Communicat... See more

Rated 5 out of 5 stars

Nick Payne has been outstanding with his continuous advice and care with supporting me make my mortgage and Solicetor choices . I felt overwhelmed at first buying alone, but Nick has been so helpful a... See more

Rated 5 out of 5 stars

We have known Dan Percy for over 15 years now and he has arranged quite a few mortgages for us- both residential and BTL. Dan is very approachable, professional and always goes an extra mile for his c... See more

Company details

  1. Financial Consultant
  2. Finance Broker
  3. Financial Planner
  4. Mortgage Broker

Written by the company

Concept Financial Services provides holistic financial planning. Looking for a mortgage solution? ▶FIRST TIME BUYER MORTGAGES◀ Not sure where to start, we'll help you all the way. ▶REMORTGAGES◀ - let us review your mortgage without obligation. ▶HOME MOVERS◀: Are clients coming back to us time and time again for their mortgage. Talk to us about your next mortgage. ▶BUY TO LET◀ - Our experts will guide you whether you are a first time investor or a seasoned landlord. ▶SELF EMPLOYED MORTGAGE◀ - We can work with just one years filed accounts, we'll do all the paperwork. ▶PROFESSIONAL MORTGAGE◀ - Doctors, GP's, accountants, solicitors we have specialist mortgage schemes to reflect your professional standing. ▶EQUITY RELEASE / LIFETIME MORTGAGES◀ - our experts will give you the advice you need for later life lending over 55. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP THE REPAYMENTS ON A MORTGAGE SECURED AGAINST IT. Most buy to let mortgages are not regulated by The Financial Conduct Authority. A lifetime mortgage is not suitable for everyone, and it is important to seek financial advice before taking any action. All other options available should be explored before choosing equity release. Interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home potentially to nothing. Please discuss with your family and beneficiaries. Concept Financial Services is a trading style of Delphic Financial Planning Limited, who are an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority - 17 Hayes Way, Heritage Park, Cannock, WS11 7LT : Approved By The Openwork Partnership 31/07/2025


Contact info

4.9

Excellent

TrustScore 5 out of 5

340 reviews

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4.9

All reviews

(340)

1 review in the last 12 months

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Rated 5 out of 5 stars

Strongly recommend anyone who has had…

Strongly recommend anyone who has had problems getting a mortgage to speak with Cristian and his team from concept mortgage they not only helped securing a mortgage when 99% couldn’t sharon helped with filling all forms when I was struggling making the process so easy thank you so much
Simon byrne

11 January 2022
Unprompted review
Rated 5 out of 5 stars

Excellent service

Our business insurance was up for renewal and Concept did a great job in reducing insurance premium and sorting everything out within a short time.

6 January 2022
Unprompted review
Rated 5 out of 5 stars

Jennifer McKenna provided an impeccable…

Jennifer McKenna provided an impeccable service. She was friendly and thorough, provided all the information I needed and readily answered all of my questions as they arose during the application. She turned the application around quickly when I was up against a tight deadline and overall was extremely reassuring throughout the process. I would happily recommend Jennifer and look forward to working with her again one day.

20 December 2021
Unprompted review
Rated 5 out of 5 stars

Can highly recommend CFS

Can highly recommend CFS! From initial contact to completion, I found Nick who dealt with my equity release and Barry who sorted out my will and Lasting Power of Attorney to be very professional, courteous and willing to spend time explaining things and answering my questions. Any emails that I sent were replied to very promptly and I felt that my custom actually mattered to them. I can definitely recommend their services to anyone needing financial advice.

16 December 2021
Rated 5 out of 5 stars

Dan Percy at Concept Financial Services…

Dan Percy at Concept Financial Services is a consummate professional in the industry. As someone who has personally myself worked in Financial markets I can also say he is an excellent problem solver and was very good at coming up with innovative ideas to speed up the process within stringent guidelines. He was always able to reassure us when a variety of speed bumps came our way. I can only strongly recommend him to every one for his patience and diligence .

26 November 2021
Unprompted review
Rated 5 out of 5 stars

Excellent Service (Dan was great)

Dan Percy was an incredibly professional and helpful advisor. He was very helpful throughout the process and answered all of our questions both relating to financial matters and the purchasing process in general. We had some delays within the buying process (not due to Concept) and Dan was incredibly accommodating with this, ensuring that our policies were extended in line with our needs. Overall a great service from start to end.

7 November 2021
Unprompted review
Rated 5 out of 5 stars

Monika Hajkova could not have been more…

Monika Hajkova could not have been more helpful throughout the whole process. From honest and clear advice regarding mortgages and insurance, to patiently explaining each step of the conveyancing. We were certainly in good hands and Monika made the conveyancing process feel like a breeze.

7 November 2021
Rated 5 out of 5 stars

Concept was amazing

Concept was amazing, real future power house in the financial services, that they have delivered with special thankyou to Mr peter ball, a financial advisor who was very efficient, dedicated and made the whole process painless. He was very professional to the point and a master of his craft, I will highly recommend and use concept in the future if all there financial employees are like Mr peter ball for he is the gold standard.

4 November 2021
Rated 5 out of 5 stars

Outstanding Service!

I had tried to get a mortgage with 2 other advisors before finding Nick. All had fallen through for one reason or another, but Nick didn't stop until he found me a lender. I had excellent communication and services from him. I can't recommend him highly enough, very thorough and professional. I will definitely recommend to friends and family! Thank you Nick!

3 November 2021
Unprompted review
Rated 5 out of 5 stars

Outstanding......

From my first call to Nick payne I can't speak highly enough of the service I have recieved,
After being told by numerous mortgage brokers that I wouldn't be able to find a mortgage at that time I was disheartened an considered giving up......that's until I found Nick payne of concept financial services.... the work he put in to find me my mortgage for our family home was amazing, I would call an email an he would answer my questions an queries immediately an put my mind at rest. Truly I can't thank him enough for delivering on something that no one else could.

2 November 2021
Unprompted review
Rated 5 out of 5 stars

Cannot recommend and thank Nick enough

Cannot recommend and thank Nick enough. After trying 8 brokers before Nick and being told no, I was hesistent to start the whole process again. Nick reassured me from the beginning that he will do his upmost for us, and he surpassed that! He listened to all my questions, day and night and did such a thorough job. Just wish I would've found him to start, it would've saved me a whole lot of stress and tears! On top of it all, he's a lovely guy and very easy to talk to. Thank you Nick for getting us our dream home, I can't thank you enough.

2 November 2021
Unprompted review

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