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Rated 4 out of 5 stars

Hi im Mrs Brenda Velasquez I have full application for Shauna lee so she can receive your clearloans she also a honest person to pay a fortnight payment I be the guarantor to make sure she pays the pa... See more

Company replied

Rated 3 out of 5 stars

Everything was great, until I spoke to my mum (guarantor) who advised that the person she had spoken to over the phone was incredibly rude. Also seems to be a lot pf back and forth and over the phone... See more

Company replied

Rated 3 out of 5 stars

There was so much to do and my guarantor was not happy she had to make an online because yous refuse to take fax or email. Alit of people dont use online banking which makes it hard yous needed so muc... See more

Company replied

Rated 4 out of 5 stars

This is the second time in 2 years I’ve used clearloans. This time I had to submit the same personal details several times due to computer issues on their end. Mind you it is Xmas and everyone would b... See more

Company details

  1. Non-Bank Financial Service
  2. Financial Consultant

About ClearLoans

Information provided by various external sources

ClearLoans - Comparison Rate 43%

Decisions made by real people

ClearLoans doesn't just let computers decide if you can have a guarantor loan. The most important thing is that you have a friend or family member who trusts you enough to guarantee to make repayments if you don't, and that you can afford to repay the loan.

No Fees or Charges

ClearLoans doesn't charge fees for applying for a loan, paying your loan off early or making a late payment. The only thing you pay is the interest agreed before the loan is paid out.

A cheaper way to borrow

Our guarantor loans are around 30th of the interest rate of a payday loan and are regularly featured by price comparison sites as one of the cheapest options for anyone borrowing $3,000 - $15,000 with a low credit score.

Paying off your guarantor loan

We've thought of as many ways as possible for you to repay your guarantor loan. Regular payments are made by Direct Debit, but you can also pay by card over the phone during office hours. Interest is calculated daily so you only pay for the time you have the loan. If you pay the loan off early, you pay less than the agreed amount, even if you pay just $1 off early, you stop paying interest on that money immediately.

About ClearLoans


Contact info

3.2

Average

TrustScore 3 out of 5

941 reviews

5-star
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Rated 5 out of 5 stars

Brilliant experience!

Absolutely wonderful team to deal with, super happy with how in depth everything was explained and thrilled with my outcome! :)

22 January 2020
Unprompted review
ClearLoans logo

Reply from ClearLoans

Hi Stephanie,

Thanks for this amazing feedback!

We are thrilled to hear that you had such a great experience and that our staff were able to explain everything so clearly and easily for you.

We're glad to have you on board!

Kelsey @ ClearLoans

Rated 5 out of 5 stars

Excellent fast approval

21 January 2020
Unprompted review
ClearLoans logo

Reply from ClearLoans

Hi Savio,

Thank you for your review. I'm glad to hear we were able to help and that your application went smoothly!

Kind regards,

Kelsey @ ClearLoans

Rated 5 out of 5 stars

Staff were exceptionally helpful and…

Staff were exceptionally helpful and got me approved very quick

18 January 2020
Unprompted review
ClearLoans logo

Reply from ClearLoans

Hi Jamie,

We really appreciate this great feedback and we're glad to have been able to help you out!

James@ClearLoans

Rated 3 out of 5 stars

Extensive delay to get the loan and was…

Extensive delay to get the loan and was mucked around quite abit. Found some of the consultants unprofessional.

18 January 2020
Unprompted review
ClearLoans logo

Reply from ClearLoans

Hi Daniel,

Thanks for your review.

We understand our customers are keen to get their loans paid out, which is why our application process is designed to be as quick and easy as possible for everyone. Our staff are equally keen to help every customer proceed with their application and they will never ask for more information than necessary, but it always remains important that we lend responsibly to all of our borrowers and guarantors, which means that we have to run the right checks to confirm that the loan is affordable and in everyone's best interests.

We've taken your feedback on board and will see what we can do to keep improving our service. We're glad to have been able to help you out with this loan where other lenders may have simply said no because of a computerised credit score.

Kind regards,

James@ClearLoans

Rated 5 out of 5 stars

Good customer service

Amazing customer service

16 January 2020
Unprompted review
ClearLoans logo

Reply from ClearLoans

Hi Dean,

Thank you for your review, it's great to hear you have received amazing customer service!

Kind regards,

Kelsey @ ClearLoans

Rated 5 out of 5 stars

Very helpful

15 January 2020
Unprompted review
ClearLoans logo

Reply from ClearLoans

Hi Bradley,

Thanks for your 5 star review, we're glad to have you on board!

Kind regards,

James@ClearLoans

Rated 5 out of 5 stars

Thank you so much for giving another…

Thank you so much for giving another chance. Friendly and fast service. Recommend your company to all my family member and friends.

14 January 2020
Unprompted review
ClearLoans logo

Reply from ClearLoans

Hi Toelau,

Thanks for your great review, we're glad to have been able to give you a second chance to obtain the funds you need, with your guarantor backing you up on the loan!

Kind regards,

James@ClearLoans

Rated 5 out of 5 stars

Quick & easy process

Quick & easy process! I applied in the afternoon and had it finalised the same afternoon after i provided all documents & info. Money was paid out to my guarantor that night & money was there in the morning which i was not expecting at all especially being on Centrelink. Highly recommend A+++

10 January 2020
Unprompted review
Rated 5 out of 5 stars

I was in a bit of a tough spot but this…

I was in a bit of a tough spot but this loan really helped. Much appreciated

9 January 2020
Unprompted review
ClearLoans logo

Reply from ClearLoans

Hi Ian,

Thanks for your review!

We're really glad that we've been able to help you out of a difficult situation as we're passionate about giving people a second chance to obtain credit responsibly with a family member or friend supporting them as their guarantor.

Kind regards,

James@ClearLoans

Rated 5 out of 5 stars

ClearLoans is Great

ClearLoans is Great, I got a quick response
Everything was straight forward, I got my loan deposited promptly as soon as all the information was provided.
ClearLoans gives everyone a chance.

8 January 2020
Unprompted review
ClearLoans logo

Reply from ClearLoans

Hi Correna,

We really appreciate this great feedback and we're glad to have been able to help you out!

James@ClearLoans

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