Hi im Mrs Brenda Velasquez I have full application for Shauna lee so she can receive your clearloans she also a honest person to pay a fortnight payment I be the guarantor to make sure she pays the pa... See more
Company replied
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Hi im Mrs Brenda Velasquez I have full application for Shauna lee so she can receive your clearloans she also a honest person to pay a fortnight payment I be the guarantor to make sure she pays the pa... See more
Company replied
Everything was great, until I spoke to my mum (guarantor) who advised that the person she had spoken to over the phone was incredibly rude. Also seems to be a lot pf back and forth and over the phone... See more
Company replied
There was so much to do and my guarantor was not happy she had to make an online because yous refuse to take fax or email. Alit of people dont use online banking which makes it hard yous needed so muc... See more
Company replied
This is the second time in 2 years I’ve used clearloans. This time I had to submit the same personal details several times due to computer issues on their end. Mind you it is Xmas and everyone would b... See more
Information provided by various external sources
ClearLoans doesn't just let computers decide if you can have a guarantor loan. The most important thing is that you have a friend or family member who trusts you enough to guarantee to make repayments if you don't, and that you can afford to repay the loan.
ClearLoans doesn't charge fees for applying for a loan, paying your loan off early or making a late payment. The only thing you pay is the interest agreed before the loan is paid out.
Our guarantor loans are around 30th of the interest rate of a payday loan and are regularly featured by price comparison sites as one of the cheapest options for anyone borrowing $3,000 - $15,000 with a low credit score.
We've thought of as many ways as possible for you to repay your guarantor loan. Regular payments are made by Direct Debit, but you can also pay by card over the phone during office hours. Interest is calculated daily so you only pay for the time you have the loan. If you pay the loan off early, you pay less than the agreed amount, even if you pay just $1 off early, you stop paying interest on that money immediately.
ClearLoans is an Australian guarantor loan company that offers old-fashioned loans based on trust.
Melbourne, Australia
Pretty much everything was great, just that it was kind of hard to understand the girl I had to speak to on the phone. Only because English must be her second language and there was a bit of a barrier. But she was lovely to speak to. And confirming my centrelink income and identification was a bit tedious. But overall fantastic experience.

Reply from ClearLoans
Excellent customer service, quick & thorough. Didn’t leave a thing out.
Thanks Clear Loans

Reply from ClearLoans
I've had many issues in the past with loan applications, however this service was efficient and thorough. I got an answer and my loan payment within 24 hours. Geraldine was particularly friendly, helpful and kept me informed throughout the whole process.
I would definitely use, and have already reccommended, the service to friends and family. Thank you for a great and hassle free experience, you have certainly changed my opinion of applying for a loan online as opposed to with a bank!
Great customer service 👌 regards Leanne.
So far I have applied for the loan just over a week ago the only thing they where waiting for was my garentor statement. Which we have tried submitting a grand total if 28 times each time it would not submit everytime I have tried calling they sent me the same link over and over im still waiting for a resolution but nothing yet.it Is now day 8 I have also sent .numourous emails about it. And have gotten no where.
After 9 days we finally managed to get the statement sent off. Once received it was a fast process. I received funds after 3 days as it was the weekend. Helpful staff towards the end.

Reply from ClearLoans
I thought the money will be available within one business day after guarantor signed up but it took more than 5days to process because all of our details were wiped out during your system update so i have to start all over again. Plus the customer service representative doesn't even know, as in zero idea what afterpay and zippay is I have to explain it thoroughly which is annoying they have no idea what sort of mode of payment are we using here in australia.

Reply from ClearLoans
After having some technical issues with submitting applications. I had constant reply’s from the team. They were great help and I couldn’t recommend it any more. I’m happy to say I would ask people to use this place specially if they needed help
I really needed a car and with bad credit clear loans was able to help me achieve that! Thank you clear loans

Reply from ClearLoans
So so bad and I'm not happy cuz they said is completely online but they wanted me to call them all the time and I did asked my guaranter more then 3 time after each time they made up new issues. Was so ridicules experience and haven't seen like this before for small amounts. I'm not happy at all

Reply from ClearLoans
I have dealt with this company and each time I called I had this unhelpful person who made me feel like if you change the dates for the payment, we will take money from your guarantor. I only had changed it once in 1.5 years when my rego was due just so things are easier for me. Today I spoke to a person named Agnes and she was so helpful and understanding. If the company had more people like her, it would be great. The person I spoke to today before Agnes, was talking over me and was not listening to me. The rating I gave is for Agnes. Thank you for all your help, may God bless you.
Not happy. Done what they asked over the phone. Submitted all the extra documents but haven't heard back at all? I done it last night and still haven't received anything? Very disappointed. I needed a new phone with this loan. My current phone's battery has collapsed and I need a phone for work purposes!! Severely Disappointed

Reply from ClearLoans
The worst loans company. Ridiculously high interested, and absolutely no compassion when a payment cannot be made in time even when you try to contact to reschedule a payment, inflexible when it comes to payment periods which is set at monthly, cannot be changed to weekly or fortnightly to make budgeting easier. Their loans process is highly difficult, spend hours trying to get through on the phone as they have no other means to be contacted but email which never seems to be checked, asked many times for documents which had already been sent again many times.
Beware!! Stay away!! You will regret it!!
This is my second loan now
And l have to say I'm very happy with
Clear loans
Service is great
I would recommend you give them a go
Very happy with Cl at Loans for their support in applying for my personal loan. Very fast processing and payment into account.
Thankyou
Jacquie Smith
Best overall of 99.9% experience guaranteed! Thank you very much ClearLoans, really appreciate for your consideration and trustworthiness!! Definitely would go for same choice, once contract is done!

Reply from ClearLoans
A detailed loan process but understandable and appreciated for the approval given my bad credit history from a difficult time in my past. Much Appreciated

Reply from ClearLoans
To be honest I was very cautious to begin with as I thought it may be too good to be true and I had seen some reviews that made me wonder...However these reservations were unnecessary as CLEARLOANS have been nothing but fantastic...Yes they have a high interest rate but all risk lenders do they are very thorough in their application screening but I found all the customer service team pleasant to deal with the money was in my guarantors bank account in the time promised so thank you for giving me a chance I strongly recommend CLEARLOANS. if I.ever need another loan quickly I will use them again any day.
I started on the phone at 9.30am and finished at 4.00pm all up was bit disorganized but all in all I'm a happy customer

Reply from ClearLoans
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