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Review summary

Created with AI, based on recent reviews

Evaluating 246 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the excellent service, praising the quick and easy application process, and the fast transfer of funds. Many people appreciate the straightforward payment process and the helpfulness of the customer service team and staff. However, some people were dissatisfied with the customer service, describing interactions as unpleasant and unhelpful. A few other people also felt that the application process was not as quick or simple as advertised, mentioning requests for extensive documentation and manual processing.

What people talk about most

Service

Reviewers mention positive feedback about service. Customers consistently praise the efficiency and speed of... See more

Payment

Customers consistently note positive experiences with payment. Many reviewers highlight the ease and speed of... See more

User experience

Reviewers highlight positive aspects of user experience. Customers consistently praise the ease and speed of... See more

Customer service

Users describe positive interactions with customer service, highlighting their efficiency, helpfulness, and... See more

Staff

Consumers find staff to be positive. Many reviewers praise the staff for being friendly, helpful, and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Absolutely amazing service! So quick and funds transfer same day!They helped me when others didn't! I've been using their services since last year, they've never let me down, even though my credit s... See more

Company replied

Rated 5 out of 5 stars

Am so grateful that cashfloat helped me out after other companies wouldnt. Easy to apply for superfast payout and everything was explained in full so no nasty surprise hidden fees or charges. Would hi... See more

Company replied

Rated 5 out of 5 stars

Amazing service. I needed funds at short notice, contacted these guys again, as I’ve used them in the past. Another straightforward experience. Applied Mon evening and had to provide a few more detail... See more

Company replied

Rated 5 out of 5 stars

The repayment process was simple and the application process was quick and easy. The only recommendation I would make is to allow people to take smaller loans than the standard £250 being as this is a... See more

Company replied


Company details

  1. Non-Bank Financial Service
  2. Loan Agency

Written by the company

Our loan application process is available 24/7 through our secure website. We strongly recommend taking your time when completing the form - accurate and complete applications are much easier to process and more likely to be approved. We’ve worked hard to make the online application as simple and user-friendly as possible, so you can apply quickly and confidently. Our UK-based support team is here to assist you at every step of the way. If you need any guidance or have questions, please don’t hesitate to reach out on 0203 757 1933.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

583 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 96% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

I needed an emergency loan and was able…

I needed an emergency loan and was able to get what I needed with little fuss. The application to approval process was quick which relieved a very stressful situation. Repayments are reasonable, and I'm really happy with the service so far. Thank you, Cashfloat!

31 August 2025
Unprompted review
Cashfloat logo

Reply from Cashfloat

Hi Christopher,

Thank you for taking the time to leave us a review.

We are delighted to hear the application process was quick and straightforward, and that the repayments felt reasonable. We are happy we could lend you a helping hand during a stressful situation.

All the best,
The Cashfloat Team

Rated 5 out of 5 stars

Excellent service

Excellent service ! I Was in a very tight spot. My credit rating is not to good either. Very quick payment aswell. Paid back my loan in full in 3 payments. No drama. Many thanks 😊

22 August 2025
Unprompted review
Cashfloat logo

Reply from Cashfloat

Hi Stephen,

Thank you for your lovely review!

We are glad to hear you had such a positive experience and that repayment was simple and stress free. We are happy we were able to support you with a payday loan when you needed it.

All the best,
The Cashfloat Team

Rated 5 out of 5 stars

Very reliable

Very reliable

29 August 2025
Unprompted review
Cashfloat logo

Reply from Cashfloat

Hi there,

Thank you for your feedback.

We are glad you found our service reliable. This is exactly what we aim for with every short term loan!

All the best,
The Cashfloat Team

Rated 5 out of 5 stars

The loan was so good and also if they…

The loan was so good and also if they try to collect and it didn't go through they informed you and try again ..customer service was good I will do it again with this company

29 August 2025
Unprompted review
Cashfloat logo

Reply from Cashfloat

Hi Kimona,

Thank you for your review!

We are pleased to hear the process was smooth and that our customer service team kept you informed. We are glad we could lend you a helping hand when you needed it.

All the best,
The Cashfloat Team

Rated 3 out of 5 stars

Vert dissappointed as i thought this…

Vert dissappointed as i thought this company was different but obviously not. Had a loan paid on time every month and paid the last month early. Needed another loan so applied....and was refused!

28 August 2025
Unprompted review
Cashfloat logo

Reply from Cashfloat

Hi Deborah,

Thank you for taking the time to write us a review.

We understand it can be frustrating to be declined after successfully repaying a previous loan. Please rest assured that repaying early or on time has no negative impact on future applications. Each new payday loan application is assessed individually based on the most up-to-date information available at the time, and unfortunately approval can never be guaranteed.

We appreciate your feedback and are sorry we could not help this time.

All the best,
The Cashfloat Team

Rated 5 out of 5 stars

You are doing very well lm pleased

You are doing very well

28 August 2025
Unprompted review
Cashfloat logo

Reply from Cashfloat

Hi Kendrick,

Thank you for your kind words!

We’re so pleased to hear you’re happy with the service and we’ll continue doing our best to support our customers.

All the best,
The Cashfloat Team

Rated 5 out of 5 stars

Customer service

Customer service rep Libby went above and beyond in helping me with this service
Nothing was too much trouble.

27 August 2025
Unprompted review
Cashfloat logo

Reply from Cashfloat

Hi there,

Thank you for your lovely feedback!

We’re delighted to hear Libby went above and beyond to help you. We’ll make sure to pass your kind words on to her.

All the best,
The Cashfloat Team

Rated 5 out of 5 stars

I can’t thank CashFloat enough

I can’t thank CashFloat enough! Other companies wouldn’t help me out and I needed emergency funds. Although it did take a day, I still got approved and had the funds in my account within the hour.

THANK YOU CASH FLOAT.

25 August 2025
Unprompted review
Cashfloat logo

Reply from Cashfloat

Hi Kayleigh,

Thank you so much for your kind words!

It means a lot to us that we could lend you a helping hand with a short term loan when others couldn’t. We’re glad the funds were able to reach you and provide the support you needed.

All the best,
The Cashfloat Team

Rated 5 out of 5 stars

Excellent service!

Excellent service!

15 July 2025
Unprompted review
Cashfloat logo

Reply from Cashfloat

Hi there,
Thank you for your review. We’re so pleased you were happy with our payday loan service.
All the best,
The Cashfloat Team

Rated 5 out of 5 stars

Recommended

Recommended

22 August 2025
Unprompted review
Cashfloat logo

Reply from Cashfloat

Hi Raidas,
Thank you for your kind feedback and recommendation. We’re glad you had a positive experience with our short term loan service.
All the best,
The Cashfloat Team

Rated 5 out of 5 stars

Great in time

Great in time

21 August 2025
Unprompted review
Cashfloat logo

Reply from Cashfloat

Hi Zafar,

Thanks so much for your review. We’re glad our quick loan service could be there to help when you needed it.

All the best,
The Cashfloat Team

Rated 5 out of 5 stars

Very easy to deal with and a quick…

Very easy to deal with and a quick response. An up to date website that is easy to navigate.

21 August 2025
Unprompted review
Cashfloat logo

Reply from Cashfloat

Hi David,

Thank you for your review. We’re pleased to hear you found the online loan process quick and our website easy to use.

All the best,
The Cashfloat Team

Rated 1 out of 5 stars

Misleading

Applied, completed information stated was sent to underwriters and approved, but needed a call to disscus best options of the loan. Booked call back didn't call me when I requested tried to call back never any answer!! When finally someone called me back 45 mins after requested time 3 days later i was told I would get a decision in an email, wasn't sure why as already been approved by underwriter?? Clearly they miss inform you because then I was rejected. Used this service about 1 year ago and paid off my first loan in half the time. I understand that everyones circumstances are different but don't lie to people about there status of applications that's not fair and extremely misleading! Just be honest with people like you expect applicants to be!

19 August 2025
Unprompted review
Cashfloat logo

Reply from Cashfloat

Hi Michelle,

Thank you for taking the time to share your feedback. We are really sorry to hear how upsetting you found the process and we understand how frustrating it must have felt. While pre-approval is based on initial checks, every loan application still has to go through full affordability and verification reviews before a final decision is made.

We appreciate the detail you have provided and we have already shared your review with the relevant teams to help improve how we communicate with our customers in future.

All the best,
The Cashfloat Team

Rated 5 out of 5 stars

Lovely service

Lovely service

18 August 2025
Unprompted review
Cashfloat logo

Reply from Cashfloat

Hi Henry,

Thank you for your kind words! We’re so glad you had a positive experience with our short term loan service.

All the best,
The Cashfloat Team

Rated 5 out of 5 stars

Very easy and pleasant experience

Very easy and pleasant experience
Very friendly customer service

18 August 2025
Unprompted review
Cashfloat logo

Reply from Cashfloat

Hi Angela,

Thanks for your review. We’re delighted to hear that you found the loan process pleasant and our customer service friendly.

All the best,
The Cashfloat Team

Rated 1 out of 5 stars

Avoid like the plague

So they said I'd been approved I signed the contract ect.. it said great your funds will be sent soon then had email whilst waiting for funds to be processed I had a email saying the underwriters had declined my loan these underwriters need a new job for a start but any way my point is if you do not wish to give the loan fine but don't miss lead people I made arrangements with the garage to book my car in for repair as soon as they said I'd been accepted and my funds was on there way now I will have to pay the garage a cancellation fee or try for another loan but I will now also get a negative on my credit file for the decline please read there reviews carefully they are a 2 bit dodgy firm

15 August 2025
Unprompted review
Cashfloat logo

Reply from Cashfloat

Hi Lyndon,
Thank you for your review.

Although an application may appear approved after the initial checks, every payday loan must go through final underwriting before it can be funded. We want to reassure you that until a loan is funded we only carry out a soft credit check. This means there is no negative impact on your credit file, other than the standard record showing that you searched for a loan.

We understand how frustrating it can be to go through the application process and then be declined, and we are working to make our communication clearer so the process is easier to follow.

All the best,
The Cashfloat Team

Rated 5 out of 5 stars

Very happy with the loan

Very happy with the loan

15 August 2025
Unprompted review
Cashfloat logo

Reply from Cashfloat

Hi Margaret,

Thank you for your feedback. We’re really pleased you were happy with your payday loan experience.

All the best,
The Cashfloat Team

Rated 1 out of 5 stars

Lend money that you can’t afford then…

Lend money that you can’t afford then hound you till your at breaking point

15 August 2025
Unprompted review
Cashfloat logo

Reply from Cashfloat

Hi Jodie,

Thank you for taking the time to leave your experience.
We are very sorry to hear that you feel this way.

As a regulated payday lender we carry out strict affordability checks and will not lend to customers we believe cannot afford the repayments. We always aim to treat our customers with care, particularly when they may be facing financial difficulties.

If you feel you have not been treated properly by our collections team, please contact us at complaint.handling@cashfloat.co.uk
so we can investigate fully.

All the best,
The Cashfloat Team

Rated 5 out of 5 stars

Excellent Easy to use application for and quick…

Easy to use application for and quick decision also pay out is hassle free.

14 August 2025
Unprompted review
Cashfloat logo

Reply from Cashfloat

Hi David,

Thank you for your review. We’re glad you found the short term loan application easy to complete and the payout hassle free.

All the best,
The Cashfloat Team

Rated 5 out of 5 stars

Great service

Great service, excellent rates, easy to understand the agreements, swift processing of application.

13 August 2025
Unprompted review
Cashfloat logo

Reply from Cashfloat

Hi there,

Thanks for your kind words. We’re so pleased you found our payday loan service clear and efficient.

All the best,
The Cashfloat Team

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