They sell your information regardless even afterwards when my loan was sold to other company. I did use the company 10 years ago now I get junk mail that sponsor by cardinal mortgage
Company replied
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They sell your information regardless even afterwards when my loan was sold to other company. I did use the company 10 years ago now I get junk mail that sponsor by cardinal mortgage
Company replied
Brian followed up with us to the detail the whole way through our new build timeline (9months!), proactively gave us heads up info, answered all of our questions and concerns, and worked with us throu... See more
Company replied
Cardinal Financial and specifically Charlie and Matt went above and beyond to make themselves available for any questions we had, day or night. They did an amazing job competitively and got us a great... See more
Company replied
DO NOT WASTE YOUR TIME HERE, as we have learned the hard way… closing date after closing date after closing date…. As lock rate fees climb climb climb. Poor communication…. At its worse. We were tol... See more
Company replied
Cardinal Financial® is ending the mortgage mayhem. Powered by our living loan engine, Octane®, we deliver Speed to Mortgage™ with certainty from application to close—real approvals, real numbers, and real confidence. With operations in all 50 states, we're combining automation with human expertise to turn lending complexity into clarity. Cardinal has earned the coveted status of approved lender for Fannie Mae, Freddie Mac, and Ginnie Mae and is an approved lending institution by the FHA, VA, and USDA. Driven by innovation and a commitment to doing what's right, we're building the future of modern home lending with every clear, confident close. Cardinal Financial is a national mortgage lender offering home purchase and refinance loans through its loan engine, Octane, to borrowers in all 50 states. Founded in 1987, Cardinal Financial has been helping borrowers navigate the home loan process for nearly four decades. Cardinal Financial offers conventional, FHA, VA, USDA, and jumbo loan options for purchase and refinance, helping borrowers across all 50 states and DC find the right home loan for their needs. Whether you're a first-time homebuyer or refinancing your current home, Cardinal Financial's process delivers a fast, transparent path to closing. Cardinal Financial helps homebuyers and homeowners explore mortgage options and close with confidence from day one. Learn More: www.cardinalfinancial.com or follow us on Facebook (@cardinalfinancial), Instagram (@cardinalfinancial), and LinkedIn (@cardinalfinancial). Cardinal Financial Company, Limited Partnership NMLS #66247. Equal Housing Opportunity.
3530 Toringdon Way, Suite 200, 28277, Charlotte, United States
No history of asking for reviews
This company hasn't invited their customers, so reviews may not be representative
Replied to 33% of negative reviews
Typically replies within 1 month
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Everything was like they told me since the beginning, my representative Jake made everything clear and easy for me to understand, the whole process was very transparent. I am very pleased with the results.

Reply from Cardinal Financial Company
We had a great home buying experience since I decided to work with Ryan on my loan after I've got expected rate. Very quick and clear communication. I had a mortgage already in another country and I would say that system works here better, thanks to professionals such as Ryan.

Reply from Cardinal Financial Company
As a fairly new home owner I am very cautious. I had the pleasure to do my refinance with Cardinal Financial this year and I am pleased to write that the service I received was PERFECT.... My experience with Glenda was beyond the word excellence. Glenda made sure that I was comfortable in every step of the way, or should I say every process of the way :) I felt very confident in her abilities and confident in her name. Glenda made me feel like I was one of the real estate family and a million dollar client, even though I am not quite a millionaire yet. It was refreshing to see that Glenda's company had my best interest at heart the entire process. This is a very rare quality that is not easy to find within companies nowadays. :)

Reply from Cardinal Financial Company
I did a Refi with this company and it went so smoothly. They had the best rate available. Loan officer Jimmy Marcellii was in contact with thru the whole process. I would do business with them again. Thanks Jimmy

Reply from Cardinal Financial Company
I did a refinance with Cardinal Finance. The whole experience from start to finish was very easy. This company and their employees worked hard to get me the best refinance possible.

Reply from Cardinal Financial Company
Our Cardinal originator, Alex Boone, is by far the most helpful agent in any industry that we have had the great fortune to do business with. He combines a high level of knowledge and experience, a great feel for the market, and second-to-none client service to create an easy, pleasant experience in an otherwise stressful and chaotic industry. The best thing about working with Alex is that he is up front with the numbers and has proven himself unquestionably trustworthy. I recommend Alex to everyone I know!

Reply from Cardinal Financial Company
The VA refinance loan was excellent and it helped our family.

Reply from Cardinal Financial Company
Peter Munguia my refi manager hung up on me when I told him paying over 10k in closing cost did not make sense to me. I would recommend you to look somewhere else for refi or any loan from them. Very rude very unprofessional and very wrong! Good luck to others with this company you will need it

Reply from Cardinal Financial Company
Mortgage Process was so smooth.
The mortgage process was so smooth and with no surprises. What I loved most was that they kept us in the loop. The constant communication with us gave us a relief that we were heading the right direction.

Reply from Cardinal Financial Company
Jimmy Marcelli, our loan officer was excellent to work with throughout the process of closing the refinance. I would greatly recommend asking for him as he is very easy to talk with and always been responsive to any questions we may have about the loan procedure.

Reply from Cardinal Financial Company
Sean was a pleasure to work with. He did a great job explaining our options, the process and was in constant communication throughout each step. Would recommend him and work with him again.

Reply from Cardinal Financial Company
Joe Arnone at Cardinal Financial was amazing and efficient. I’ll be recommending him to everyone I know!

Reply from Cardinal Financial Company

Reply from Cardinal Financial Company
Steve makes every step of the process manageable. He communicates with his clients through each step and he is quickly available to answer any questions you might have. He values his clients like family and works hard to make home loans/refinancing possible. I would recommend him to help anyone who is looking to purchase a home or to refinance their existing home.

Reply from Cardinal Financial Company
simply amazing and awesome experience. Cynthia Zulick is an amazing person and so kind!

Reply from Cardinal Financial Company
Fast and easy. Communication was great and every step was clear. Would use Cardinal again if needed.

Reply from Cardinal Financial Company
The support was great, the way of operation made everything easy and flexible.

Reply from Cardinal Financial Company
Alec Butler and his team at Cardinal were fantastic every step of the way. They kept the process moving smoothly, informed me at every step of the way about what to expect next, and got the deal done on-time and on-budget. A painless experience.

Reply from Cardinal Financial Company
From re-qualification to funding at the closing table a great experience and rate!

Reply from Cardinal Financial Company
He gave us different options and good suggestions for our loan options

Reply from Cardinal Financial Company
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