Easy application. Decision in minutes. Often in business borrowing can be stressful or just having that additional cash flow when needed. COP application made it easy to follow. Also the app is good,... See more
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
When you need an injection of cash flow the last thing you need is a cumbersome system from lenders. Capital On Tap was easy to navigate and obtain an early decision with the fascility ready to use s... See more
We are a multi million pound service industry business with approx 400 staff. The signing up process was clear, simple, efficient and seamless. The App is excellent and having a high interest savings... See more
Service - it was very easy way to set up your company's card. Application - it was quite effortless and user friendly. User experience - enjoyed overall experience, it was very easy for me t... See more
Company details
About Capital on Tap
Written by the company
At Capital on Tap, our mission is to make running a small business as easy as possible.
We understand that the day-to-day operations of a business can be challenging, which is why we've developed tools and resources that empower business owners to streamline their operations, access fast funding, and earn rewards.
So, if you're looking for a better way to run or grow your business – whether you’re an electrician wanting to buy supplies for your next job or a consulting company wanting to consolidate your team's spend – join the 200,000 businesses across the UK and the US that have placed their trust in Capital on Tap.
We understand that the day-to-day operations of a business can be challenging, which is why we've developed tools and resources that empower business owners to streamline their operations, access fast funding, and earn rewards.
So, if you're looking for a better way to run or grow your business – whether you’re an electrician wanting to buy supplies for your next job or a consulting company wanting to consolidate your team's spend – join the 200,000 businesses across the UK and the US that have placed their trust in Capital on Tap.
The credit card built for small businesses
Written by the company
- - Uncapped 1% cashback with no annual fee
- - Practical credit limits up to £250,000
- - Free company cards with spend controls
Contact info
Hylo Building, 103, 105 Bunhill Row, Floors 6-8, EC1Y 8LZ, London, United Kingdom
- 0208 962 7401
- contact@capitalontap.com
- capitalontap.com
4.7
Excellent
18K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 98% of negative reviews
Typically replies within 1 week
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I personally wouldn't recommend Capital…
I personally wouldn't recommend Capital On Tap. Payment's always get declined and customer service don't seem to know what it going on. Yeah, they have some pretty good features but they don't make up for their poor service. Don't be fooled. I would recommend AMEX instead.
2 June 2026
Unprompted review
Reply from Capital on Tap
Hi Jack,
Thank you for your review, we do apologise for the experience you have had and would like to be able to resolve the ongoing issues on your account as soon as possible.
Please feel free to share your customer ID with us, which can be found in your online portal, so we are able to review your account.
Otherwise you are welcome to send us an email referencing COTGRDD-1 and we will get in touch within 1 business day! Alternatively you can call our customer support line on 020 8962 7401 which is available 24/7.
Best wishes,
Capital on Tap
the service was quick and reliable
the service was one touch, it appears they read my mind and know what I am going through, and how much I was in need of the fund and as soon as I requested the funds it was into my Bank account within 1 hour.
2 June 2026
information and your procedures, costs and time scales for repayment
Service - it was very easy way to set up your company's card.
Application - it was quite effortless and user friendly.
User experience - enjoyed overall experience, it was very easy for me to drew down £1k.
Your professionalism and customer care service was first class.
1 June 2026
Great service
I am New in my business and I’m so happy with the service I get from the site thank you very much.
2 June 2026
Capitalontop very easy and best for…
Capitalontop very easy and best for small businesses
2 June 2026
Super simple application
Super simple application. Fast delivery of the physical card, up and running in no time. Thank you very much
2 June 2026
A great tool for a small business
I found the whole process of applying for a card easy and straightforward. Using the card for my business needs, especially the ability to drawdown funds is really helpful.
2 June 2026
Quick and fast!
2 June 2026
Quick easy straight forward application…
Quick easy straight forward application with lots of support and advice after acceptance
2 June 2026
Very good I love it this
2 June 2026
Very quick and easy to apply for and…
Very quick and easy to apply for and the perks are fantastic.
1 June 2026
Don't know why I didn't get it sooner…
Don't know why I didn't get it sooner so good for the company
1 June 2026
Works well for
Application was easy and card arrived quickly. Had some initial issues but service team sorted them quickly
29 May 2026
Unprompted review
Great service provided by you which is…
Great service provided by you which is helping my business grow.
22 May 2026
Spam spam spam
This company keeps writing to me, sending me spam, despite being asked repeatedly to stop.
My address is registered with the Mail Preference Service which they are obliged to respect but they do not.
-----------------
My thoughts, having received a reply ...
1. My name and address are registered with the Mail Preference Service so you should not be sending me anything at all.
2. I have already contacted your support team on several occasions but you keep spamming me.
3. My time is not yours to waste. Why should I have to opt out of something I never opted into.
28 May 2026
Unprompted review
Reply from Capital on Tap
Hello,
Thank you for taking time to leave a review.
We obtain perspective data from various sources and often send mail directly to businesses within the UK as we believe we have a great product that could help - it's what we're most passionate about!
We understand not everybody will want to apply, so we make it easy for you to opt out from these letters, either via our website (https://www.capitalontap.com/en/apps/opt-out/) or by calling our wonderful Customer Service Team on 0208 962 7401.
You can view more detailed information about all of the steps we take to protect our customers’ data in our Privacy Policy - https://www.capitalontap.com/en/legal/privacy-policy/
Please do call our team on 0208 962 7401 if you would like to discuss this further.
Best wishes,
Capital on Tap
JUNK
You had to send a form with YOUR DETAILS, to UNSUBSCRIBE from a junk mailing you have NEVER applied for! Outrageous!
28 May 2026
Unprompted review
Reply from Capital on Tap
Hello,
Thank you for taking time to leave a review.
We obtain perspective data from various sources and often send mail directly to businesses within the UK as we believe we have a great product that could help - it's what we're most passionate about!
We understand not everybody will want to apply, so we make it easy for you to opt out from these letters, either via our website (https://www.capitalontap.com/en/apps/opt-out/) or by calling our wonderful Customer Service Team on 0208 962 7401.
You can view more detailed information about all of the steps we take to protect our customers’ data in our Privacy Policy - https://www.capitalontap.com/en/legal/privacy-policy/
Please do call our team on 0208 962 7401 if you would like to discuss this further.
Best wishes,
Capital on Tap
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