Bupa UK Insurance Reviews 42,078

TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 9,603 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the excellent service and the helpful, professional staff. Many people highlight the efficient handling of claims and the quick response times, making the process smooth and reassuring. Reviewers often mention feeling well-cared for and supported throughout their interactions, appreciating the personalized approach. However, some customers also noted issues with claims being rejected or not fully covered, particularly concerning pre-existing conditions or dental treatments. A few other people felt that accessing medical services or getting referrals could be slow, with some experiencing delays in receiving responses or appointments.

What people talk about most

Service

Clients share positive opinions on service, frequently highlighting efficiency and quick responses. Many... See more

Staff

Consumers find staff to be positive, highlighting their professionalism, helpfulness, and compassionate care.... See more

Customer service

Customers had positive experiences with customer service. Many reviewers found the agents helpful, clear, and... See more

Claim

Customers consistently note positive experiences with claim. Many reviewers found the claim process to be... See more

Response time

Reviewers mention positive feedback about response times, with many praising quick responses and efficient... See more

Reviews shaping this summary

Rated 5 out of 5 stars

My GP referred me to see an ENT (ear, nose and throat) consultant and I received a letter from NHS Lothian saying the average wait time is over 2 years!! Thank goodness I have a BUPA policy as was abl... See more

Company replied

Rated 5 out of 5 stars

Very efficient handling of the calls, one to deal with access to a pre-existing Bupa account, the other with a new claim for which they have organised an ALP the same day. All follow up emails and con... See more

Company replied

Rated 5 out of 5 stars

I had a medical concern and couldn't get an appointment with my GP as quickly as I wished. So I rang BUPA and arranged an appointment for that day with their GP facility. The doctor could not have b... See more

Company replied


Company details

  1. Health Insurance Agency

About Bupa UK Insurance

Written by the company

Bupa are one of the UK’s leading health insurance companies. Created in 1947, we are driven by a passion to provide high quality, affordable healthcare. Our purpose is to help people to live longer, healthier, happier lives and make a better world.

We cover healthcare, wellbeing and mental health support for individuals, couples, families and businesses. Alongside health insurance, we also have clinics, care homes and dental centres all over the UK.

At Bupa, our priority is our customers. We have no shareholders so all profits are reinvested into improving the health of millions worldwide.

We’re developing digital tools and solutions to help us achieve our goal of becoming the world’s most customer-centric healthcare company. Perfect for people with busy lifestyles to make it easier for you to book, manage and attend your appointments. You can also build and track your wellbeing plan and see a doctor 24/7, wherever you are in the UK using your computer or mobile device.

As a business we also have a global talent, innovation and sustainability programme called eco-Disruptive. Our goal is to find and support sustainable, scalable start-ups and innovative solutions that will improve people’s health and the health of the planet.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

42K reviews

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Rated 5 out of 5 stars

Great experience with Bupa Dental Cover

Very easy to book, my dental treatment is included in the plan and as I used a Bupa dentist it was covered totally and I did not have to pay and claim back. I was a new patient to the practice and they were not currently taking new NHS patients but I was able to be put on the books through the Bupa scheme. The staff and dentists at the practice were all excellent - all round a great experience with Bupa Dental.

6 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We are so pleased to hear about your excellent experience with us, from easy booking to the wonderful care you received at the dental practice. Thank you for sharing your positive feedback!

Rated 5 out of 5 stars

BUPA have been understanding and…

BUPA have been understanding and empathetic during the whole process from diagnosis, delay in treatment and eventually after operation.

22 April 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We are truly glad to hear of your positive experience. We appreciate your kind words regarding our understanding and empathetic support.

Rated 5 out of 5 stars

The agent was very helpful and clear…

The agent was very helpful and clear with her information. It was so reassuring to know I could finally get some help. I hadn’t claimed since 1990 but and BUPA was good then so it was good to know the service was still so efficient.

5 May 2026
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Reply from Bupa UK Insurance

We're so glad to hear our agent provided clear, helpful information and reassurance. It's wonderful to know our service continues to be efficient. Thank you for your kind words.

Rated 5 out of 5 stars

Easy Claim Experience

The process was straight forward. This time I didn't request regular updates either, because I didn't think it necessary, after the last submission.

1 May 2026
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Reply from Bupa UK Insurance

We are glad to hear the process was straightforward for you. We appreciate your feedback and thank you for taking the time to share your experience with us.

Rated 5 out of 5 stars

Easy to deal with, great coverage

Really easy to get treatment approved with a good selection of physios. Very pleased with the entire process, no problems at all.

1 May 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your positive feedback. We're so glad to hear that the process was easy and you're pleased with the selection of physios.

Rated 1 out of 5 stars

Poor access to actual medical professionals

We have had Bupa health insurance through my husband’s work for almost 20 years to the cost of almost £200,000. In all that time, all they have covered is one wisdom tooth removal.

For the past MONTH I have been trying to access a simple psychiatrist appointment for my teenager, and they have done nothing but drown us in endless paperwork, bureaucracy, pointless triages and phone calls that go nowhere.

Bupa have poor access to actual medical services and medical professionals when you need them. Bupa is in my opinion a total sham. They profit off peoples vulnerabilities, and do not deliver what is promised.

None of the 3 psychiatrists offered are local. If and when we actually get an appointment, it will be via video call which is a very poor standard of professional healthcare. Do not waste your money.

10 May 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate you sharing your experience and feedback. We are truly sorry to hear about the difficulties you've faced trying to access care for your teenager. We've reached out for membership details so we can better understand what's happened. Many thanks.

*Update*
Thank you for sharing your membership information.
I've raised a complaint on your behalf, which has been passed onto our Customer Relations team to review.
The team will be in contact via email, but are available on 0345 606 6739 if you'd like to speak with them. Lines are open 95 Monday to Friday.
Many thanks

Rated 5 out of 5 stars

Relief for painful knee

I'd had a painful knee for around 4 months and it wasn't getting any better. I contacted BUPA and was given a video appointment with a physio who gave me easy to follow exercises to do on an app which showed videos. My knee has now recovered and the whole process was so simple.

27 March 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're so happy to hear your knee has recovered and that our video appointment and app exercises were helpful. Thank you for sharing your positive experience!

Rated 5 out of 5 stars

BUPA were very efficient as well…

BUPA were very efficient as well sorting out the consultant regarding visits and insurance cover. So far everything has gone smoothly now waiting for the prognosis and when the procedure will occur. Spire Regency hospital the staff were all very polite and helpful

1 May 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate you sharing your positive experience. We're glad to hear about the efficiency and politeness of our staff. We hope for a smooth process moving forward.

Rated 5 out of 5 stars

Very professional

Very professional, helpful and Informative. All staff were just great

13 May 2026
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Reply from Bupa UK Insurance

We appreciate your feedback and are so pleased to hear our staff was professional, helpful, and informative.

Rated 4 out of 5 stars

Tried to get a consultation re a facial…

Tried to get a consultation re a facial mole which appeared out of nowhere last summer . Used the Bupa app initially but said more information required so called the number given , described condition again and was told this condition not covered as no symptoms? Tried again this time for a Bupa online consultation sent a picture of the mole. someone from Bupa called me and was very helpful but it seems like unless the mole is itching, bleeding or some strange colour it’s seen more as a cosmetic issue. I aways thought they should be checked out asap -anyway the helpful lady did agree that I was covered to be seen by a dermatologist . Took about 2 weeks to sort out

22 April 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate you sharing your experience. We're sorry to hear about the initial difficulty in getting your mole checked. It's good to know the representative was helpful and you're now seeing a dermatologist. We hope all goes well.

Rated 5 out of 5 stars

When making my claim it was very easy…

When making my claim it was a very easy online form to complete, followed by a very quick text message to say my claim had been approved and i would receive payment within 7 days.
Very efficient. Thenk you.

12 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate you sharing your feedback. We're happy to hear that the online claim form was easy to complete and that you received quick updates and payment. Thank you!

Rated 5 out of 5 stars

I claimed for my annual dental…

I claimed for my annual dental treatment, the process was easy and efficient. Payment was made within a few days, veru good service

28 April 2026
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Reply from Bupa UK Insurance

We're so happy to hear that claiming for your annual dental treatment was easy and efficient for you, and that payment was made quickly. We appreciate your feedback!

Rated 5 out of 5 stars

Super easy process to submit claims

Super easy process to submit claims, and very impressed with how quickly payment was made

27 April 2026
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Reply from Bupa UK Insurance

We appreciate your review! We're so happy the claim submission process was super easy and that payment was made quickly.

Rated 5 out of 5 stars

Excellent service

I spoke to a lady called Jasmine who guided me through the process of getting a referral and pre-authorisation. I had not previously used Bupa and she took time to make sure that I understood the processes and timelines, doing so quickly, efficiently and with empathy. Excellent service.

5 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate you taking the time to share your feedback. We're happy to hear that you received excellent service and that our team member guided you through the process with efficiency and empathy, ensuring you understood everything.

Rated 4 out of 5 stars

Overall, worth it for the peace of mind

The app makes booking appointments super easy, they also have really good availability.

Initial appointments have always been really good, the experience and professionalism of the doctors is to a good standard however making a booking once you’ve been referred isn’t overly clear to the point I didn’t book for my most recent referral.

I have also found if there is any reason for them not to cover you, they’ll take it but I guess that’s normal for insurance.

30 April 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're glad you found booking appointments easy and the initial appointments good. We appreciate your feedback regarding the clarity of booking after a referral. Thank you for your review.

Rated 5 out of 5 stars

Everything was well explained

Everything was well explained, time was given, didn’t feel rushed. I felt I was listened to.

13 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your feedback and are so glad to hear that everything was well explained, you were given time, and felt listened to.

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