Brilliant Money took our application on from a broker half way through to help us secure a more specialised mortgage. Start to finish we've had fast and sometimes late night responses keeping everythi... See more
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Brilliant Money is an expert mortgage advice business offering you personal mortgage advice from trusted professionals able to deliver specialist solutions bespoke to your needs. We focus on giving you that peace of mind on one of the most important purchases we can make, whether that is a home or an investment property. We have specialists in a wide range of areas meaning we provide expert advice for a wide range of circumstances, including:- - First time buyers - Home movers - Raising money - Saving money on a remortgage - Ex-Pat clients - Self-employed and complex income - Landlords and Property Investors - Developers - Businesses and business owners All advisers are fully qualified and as you would expect we are authorised by the Financial Conduct Authority (FCA). We are also fully accredited with a number of other professional mortgage bodies. Our mortgage reputation is second to none. We are the adviser's adviser, supporting mortgage brokers with their complex enquiries so we are the perfect solution for you. We can access exclusive mortgages as well as all forms of mortgage or loan and also examine the market as a whole. Many of our competitors do not and offer a more restricted solution, narrowing your options. As a family owned company we pride ourselves on personal service which means you get to know us on a first name basis. We charge no upfront fees and our policies and charges are fully transparent and on the website; we know we offer incredible value. So save time, whatever you are looking to consider, talk to our team and get the peace of mind you deserve thanks to our expertise and service. As well as the above, we help by:- - Making the complex, simple - Turning a declined mortgage into an accept - Managing your monthly budget - Raising money quickly - Providing adverse credit solutions, not problems - Having dedicated experts in a range of areas including: Buy to Let Mortgages Refurbishment & Developments Mortgages for Businesses (Commercial Mortgages) Talk to us today.
Suite A, Floor 2, SA1 1DP, Swansea, United Kingdom
An outstanding service; David Shuck and Robyn Matthews provided a consistently professional, attentive and personalised service. Truly exemplary !
We have been so impressed with the service provided by Sam Telford and Gareth Holding at Brilliant money.
Sam initially spent time over the phone explaining things to my elderly parents with such patience and detail and has been very approachable and quick to respond when we had queries and questions. Gareth has also provided us with an excellent service and again has been quick to respond to emails and telephone queries and has made the process smooth. Thank you both for the fantastic service we have received to date
I dealt with Gareth and Sam. They both went above and beyond. Their service is outstanding and it’s 10/10 from me. I am happy with everything they have done.

Reply from Brilliant Money
Sam and Gareth were very friendly and took the time to explain everything to me in detail. They were good at getting back to emails straight away, the whole process did take longer than I expected, around 5 months from first phone call to actually getting the money, when we were told the average is 3 months but it was complicated by us living abroad. They were the only company we could find who would do a remortgage on a buy to let property in England for people living in France so if that's what you need I would recommend them.

Reply from Brilliant Money
David and Robyn helped me to remortgage to an expat buy to let mortgage. They secured me a great fixed rate deal during a time when rates were very turbulent all whilst navigating a time difference with absolute professionalism. They were patient and a pleasure to deal with - helping me to figure out what I wanted out of the deal and communicating the implications of each option clearly. I would absolutely recommend them to anyone else looking to remortgage!

Reply from Brilliant Money
A fantastic and reliable service
Sam, our mortgage broker was fantastic. Very thorough and clear in his advice, always happy to answer our questions, and very responsive to our emails and calls. I intend to use his services again in future for remortgaging.

Reply from Brilliant Money
5 stars ⭐️Sam Telford & Gareth Holding made our mortgage process straightforward and completely stress-free. They were fast, professional, and always available to answer questions. We couldn’t have asked for better support — highly recommend!

Reply from Brilliant Money
Philip and Gareth have both been wonderful with dealing with my mortgage cases, not easy cases either complexed structure. I highly recommend Brilliant Money as they professional and deal with all case items on time to ensure smooth and timely completions.

Reply from Brilliant Money
Great service, Philip Snelling and Gareth Holding were super helpful. Philip gave practical advice that achieved a great result with minimal fuss and Gareth helped with implementation. Great communication.
As a business owner, I value efficiency, clarity, and people who actually deliver—and Philip and Gareth did exactly that.
They ran the whole mortgage process like a well-oiled operation: no fluff, no delays, just clear advice and solid results. Every question I threw at them was handled quickly and without the usual industry waffle, which made a refreshing change.
What stood out most was how they balanced professionalism with personality—keeping things light when needed, but always on top of the detail. They made a process that’s normally about as fun as a tax return feel straightforward (and almost enjoyable).
If you want brokers who treat your time like it matters and actually get things done, Philip and Gareth are a very smart investment.
Cannot recommend Brilliant Money enough. Is the start of a great working relationship.
Thank you all 😎👍

Reply from Brilliant Money
We recently used Brilliant Money as our mortgage brokers and we were very impressed. David and Robyn provided an excellent service and went out of their way to make the process as easy as possible. We found them to be experienced, friendly and professional. They paid careful attention to our preferences and needs to find the lender that best met our requirements and handled the paperwork once we'd provided them with the required information. They went out of their way to keep us informed and provide us with guidance on the process. We will definitely use Brilliant Money in the future and highly recommend them. Overall, a top-notch service.

Reply from Brilliant Money
As first-time buyers, we couldn’t have asked for a better experience with David and Robyn. From the very beginning, they were incredibly informative, taking the time to explain every step of the process in a way that was easy to understand and never overwhelming.
They made what could have been a stressful journey feel smooth and manageable, always being on hand to answer questions and offer reassurance when needed. Their professionalism, patience, and attention to detail really stood out, and we always felt confident that we were in safe hands.
Thanks to Dave and Robyn, the whole process felt far less daunting, and we are truly grateful for their support and guidance. We would highly recommend them to any first-time buyers looking for knowledgeable and approachable mortgage advisors.

Reply from Brilliant Money
Brilliant Money were excellent from start to finish. They laid out the process and fees clearly and set expectations from the start. They are well established and clearly have strong relationships with the mortgage companies they work for, enabling them to add that essential personal touch to an impersonal application process.
Philip and Gareth were a pleasure to work with, their communication was excellent and they kept me informed all the way through. The whole process was much faster and smoother than I anticipated and they secured me a deal with a specialist lender that suited my needs. Thanks to all the Brilliant team!

Reply from Brilliant Money
Excellent support and responsiveness from the team getting us a good deal. Particular thanks to Sam Telford - polite, professional and deeply kind. Helped to navigate the whole process and I felt like he genuinely cared.

Reply from Brilliant Money
The consultant Phillip Snelling was very helpful, honest and informative.
David and Gareth were incredibly helpful through the process of getting a new mortgage. They were professional, efficient and responsive. I would definitely recommend for future

Reply from Brilliant Money
Brilliant Money took our application on from a broker half way through to help us secure a more specialised mortgage. Start to finish we've had fast and sometimes late night responses keeping everything moving smoothly. Every member of the team we spoke with made things very clear and straight forward even when we hit a few hurdles, no complaints at all.

Reply from Brilliant Money
Philip and Gareth were exceptionally helpful at every stage.
Would highly recommend

Reply from Brilliant Money
We take this opportunity to thank Sam and Gareth who have been fabulous and absolutely “Brilliant “ from start to finish for our process to remortgage our house. We are very glad and grateful to have been recommended by our friend Graham to go with Brilliant Money! Thank you again Sam, Gareth and Brilliant Team.
Best wishes for a Merry Christmas and Happy New Year 2026.
Christabel & Lijoy.

Reply from Brilliant Money
I was far from a convenient fast-track client in a comfortable circumstances, and I had very little hope – being let down by three brokers. My case was also time-sensitive, because there were 16 potential buyers eager to snatch my little flat, which I was renting and which has been my precious home of 18 years. Philip Snelling made my dream come true: I had an AIP within 2 hours from our first conversation and the mortgage offer, better than I ever expected, within 3 weeks. I can only add, that the Brilliant Money team, with their second to none human-centric approach, is a rare treasure in today’s world of box ticking, automated responses, and uncomplicated efforts. I shall be eternally grateful to Philip, Gareth and Andy – for hearing me out and helping me to buy and thus, retain my home.

Reply from Brilliant Money
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