Zack was the best! He explained the program option of how to add the accountant to the bank account! Great feature! He also pointed out how to get unpaid bills paid by Bluevine! You built some aweso... See more
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Review summary
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What people talk about most
Reviews shaping this summary
William from Bluevine reached out because they noticed that my Stripe account was tied to an old bank account, a closed one in fact. I was so grateful for the proactive outreach - it meant i got my mo... See more
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Benny Is an amazing account executive. I am terrible with technology and went to draw funds and accidentally withdrew the whole amount, and he correct it to the amount that i needed within 10 minu... See more
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My rep Michael Chung Help me set up extra perks with my Bluevine account like reoccurring invoices which is a big game changer for business. but also helped with all the concerns i had regarding my st... See more
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Company details
About Bluevine
Written by the company
Bluevine is the largest small business banking platform in the U.S.,* built to serve as the financial operating system for startups and small businesses. Founded in 2013, Bluevine helps companies manage their money through a single online account—allowing them to earn more, save more, borrow, and pay bills without ever stepping into a branch.
What does Bluevine offer?
Bluevine brings together the core tools small businesses need to manage their money. Do it all from one platform:
- Earn high-yield APY on business checking**
- Organize funds and separate expenses with sub-accounts
- Manage accounts payable and send domestic or international payments with built-in bill pay tools
- Accept and manage sales effortlessly with invoicing and payments, Tap to Pay, and more
- Issue up to 50 business debit cards for your main account and sub-accounts
- Access working capital through business loans and lines of credit***
How is Bluevine different from traditional banks?
Unlike traditional banks, Bluevine operates fully online and is built specifically for small businesses. Banking, payments, and credit tools are accessible through one dashboard, helping business owners save time and manage cash flow more efficiently.
Who is Bluevine for?
Bluevine is designed for small businesses, startups, and entrepreneurs looking for a modern alternative to traditional business banks—especially those who value easy online setup, flexibility, and integrated financial tools. Customers can learn more on our FAQ page.
Is Bluevine trusted?
- 900,000+ customers served since 2013*
- $16B+ in loans delivered to help businesses grow
- $1.8B+ in managed customer deposits
Bluevine is backed by leading private and institutional investors, including Lightspeed Venture Partners, Menlo Ventures, 83North, Citi Ventures, ION Crossover Partners, SVB Capital, Nationwide Insurance, and M12 (Microsoft’s venture arm).
To learn more about Bluevine’s business checking, loans, and payment tools, visit bluevine.com.
Bluevine is a financial technology company, not a bank. Banking services are provided by Coastal Community Bank, Member FDIC. The Bluevine Line of Credit is issued by Celtic Bank. Other commercial credit products are offered by a variety of Bluevine’s third-party partners.
*As compared to publicly available data on the number of lifetime customer accounts held by other U.S. banking platforms dedicated to small businesses that offer both checking and lending services, as of January 2026. Customer and lending statistics include Paycheck Protection Program.
**Premier and Plus plan customers automatically earn annual percentage yield (“APY”) on their available balances. Standard plan customers will earn interest on their available balances if they meet an eligibility requirement as detailed in the Terms of Interest Accrual incorporated into the Bluevine Business Checking Account Agreement.
***Applications are subject to credit approval. Rates, credit lines, and terms may vary based on your creditworthiness and are subject to change. Additional fees apply.
****Bluevine accounts are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks. $3,000,000 in FDIC insurance is offered by multiplying the standard $250,000 FDIC coverage across multiple banks. For complete details, please visit bluevine.com/business-checking/fdic-protection.
All your business banking in one place
Written by the company
- Simplify your business banking
- Get paid, manage cash flow, send payments, and access working capital all from one easy-to-use platform, so you don’t need to juggle multiple tools.
- Make the most of your money
- Earn higher APY on business checking, plus pay no monthly fee for our Standard plan.**
- Bank with confidence
- Get up to $3 million in FDIC insurance, custom spend limits and alerts, and a suite of fraud controls to help keep your money safe.****
Contact info
30 Montgomery Street, 07302, Jersey City, United States
- (888) 216-9619
- support@bluevine.com
- bluevine.com
Largest SMB banking platform in the US*
4.7
Excellent
11K reviews
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Reply from Bluevine
Hi Mitchell,
Thorough and professional — two things we never compromise on. We'll make sure Michael hears this. Thank you for sharing!
The Bluevine Team
Excellent customer service by Shawna
Shawna, the rep who assisted me, consistently communicated with me throughout the process and made sure to educate me on services available to fit my business needs. Excellent customer service.
24 April 2026
Reply from Bluevine
Hi Ken,
Shawna is going to love hearing this — and she absolutely earned it!
Consistent communication and making sure you're matched with the right services for your business is exactly how we want every customer to feel supported. We'll make sure she sees your kind words. Thank you for sharing!
The Bluevine Team
Great very helpful very understanding…
Great very helpful very understanding excellent attitude excellent mood 10 thumbs up
24 April 2026
Reply from Bluevine
Hi Willie,
10 thumbs up — we'll take every single one! Thank you!
Helpful, understanding, and great energy all around. We're glad that was your experience and we appreciate you sharing it!
The Bluevine Team
Bluevine has always been a good…
Bluevine has always been a good business partner for us. We look forward to continuing on with them
24 April 2026
Reply from Bluevine
Hi James,
The feeling is mutual — thank you for the continued trust!
We're proud to be a reliable partner for your business and we look forward to many more years together.
The Bluevine Team
Great Customer Service !
I recently opened a new account with Bluevine, and the experience has been smooth so far. The application process was quick and straightforward, and I appreciated how easy it was to get everything set up online without unnecessary delays. Their platform is user-friendly, making it simple to navigate features and manage my account.
Customer service has been responsive and helpful whenever I’ve had questions, providing clear answers without long wait times. Overall, it’s been a positive experience, and I’m looking forward to continuing to use their services.
24 April 2026
Reply from Bluevine
Hi Michael,
Welcome to Bluevine and thank you for sharing this!
Quick setup, a user-friendly platform, and support that's actually responsive without the long waits — we put a lot of work into making all of that feel effortless. We're glad it's been a smooth start and we're looking forward to the journey ahead with you!
The Bluevine Team
Extremely helpful
Extremely helpful, responsive, and responsible to their customers. They worked hard to try and work out a solution.
23 April 2026
Reply from Bluevine
Hi Mike,
Thank you for this!
Working hard to find the right solution for our customers is something we take seriously. We're glad that came through for you and appreciate you taking the time to share your experience.
The Bluevine Team
Zack reached out after my initial setup…
Zack reached out after my initial setup on the website. I was impressed by the level of service. He walked me through some things to tidy up my account and had some nice surprises I wasn't expecting. Rare to get that these days.
23 April 2026
Reply from Bluevine
Hi Scott,
Thank you for taking the time to share your experience. It’s great to hear that Zack connected with you right after your initial setup and was able to walk you through your account and even provide a few unexpected extras along the way.
We know how much those early interactions matter, and we’re glad the level of service stood out to you. Feedback like this helps reinforce what we aim to deliver for every customer.
If there’s ever anything else you’d like to explore or optimize in your account, you can always reach us through our Contact Us page: https://www.bluevine.com/contact-us
We appreciate you choosing Bluevine. If your experience continues to meet your expectations, we’d be grateful if you’d consider keeping your review updated over time.
– The Bluevine Team
Michael spent the time to address all…
Michael spent the time to address all my questions and was really knowledgeable
23 April 2026
Reply from Bluevine
Hi Andrew,
Thank you for sharing your experience. We’re glad to hear that Michael took the time to answer all your questions and provide the clarity you needed—having a knowledgeable team member can make all the difference.
We appreciate you choosing Bluevine and trusting us to support your business. If anything else comes up, you can always reach us through our Contact Us page: https://www.bluevine.com/contact-us
If your experience continues to meet your expectations, we’d be grateful if you’d consider keeping your review updated over time.
– The Bluevine Team
Excellent communication !
23 April 2026
Reply from Bluevine
Hi Kouadio,
Thank you for your feedback—we’re glad to hear the communication stood out to you. Clear and timely support is something we strive for, and it’s great to know that reflected in your experience.
If there’s ever anything more we can assist with, you can reach us anytime through our Contact Us page: https://www.bluevine.com/contact-us
If your experience continues to meet your expectations, we’d appreciate it if you’d consider keeping your review updated over time.
– The Bluevine Team
Aakash contacted me right away and…
Aakash contacted me right away and offered exceptional customer service. He let me know about all of the benefits and additional options that I have on my business account. I'm really impressed with this bank, account and service.
23 April 2026
Reply from Bluevine
Hi Nicky,
Thank you for taking the time to share your experience. We’re glad to hear that Aakash reached out right away and provided helpful, thorough guidance on your account and its benefits.
It’s great to know the level of service and support left a strong impression—helping you get the most out of your business account is exactly what we aim for.
If you ever have additional questions or want to explore more features, you can reach us anytime through our Contact Us page: https://www.bluevine.com/contact-us
If your experience continues to meet your expectations, we’d appreciate it if you’d consider keeping your review updated over time.
– The Bluevine Team
Exceptional Service and Communication
Exceptional that I received a call from Dana making an introduction and giving me a point of contact. Extremely informative conversation and great service! This is the way everyone should bank!!
23 April 2026
Reply from Bluevine
Hi David,
Thank you for sharing your experience. We’re glad to hear that Dana reached out early on to introduce herself and serve as a point of contact—having that level of communication and support can make a real difference.
It’s great to know the conversation was informative and that the service stood out to you. Providing clear, proactive guidance is something we aim to deliver consistently.
If there’s ever anything more we can help with, you can reach us anytime through our Contact Us page: https://www.bluevine.com/contact-us
If your experience continues to meet your expectations, we’d appreciate it if you’d consider keeping your review updated over time.
– The Bluevine Team
Exceptional Service
William notified me of an issue that I was personally unaware of. He also emailed me guided instructions on how to reverse the issue.
22 April 2026
Reply from Bluevine
Hi Khiara,
Thank you for taking the time to share your experience. We’re glad to hear that William was able to proactively identify an issue and guide you through the steps to resolve it.
Providing clear communication and helpful follow-up is something we strive for, and it’s great to know that stood out in your experience.
If you ever need additional support, you can always reach us through our Contact Us page: https://www.bluevine.com/contact-us
If your experience continues to meet your expectations, we’d appreciate it if you’d consider keeping your review updated over time.
– The Bluevine Team
Great communication and nice
Great Communication and very nice! I would recommend to anyone.
22 April 2026
Reply from Bluevine
Hi Brion,
Thank you for your feedback. We’re glad to hear that the communication stood out to you and that you had a positive experience with our team.
Your recommendation means a lot, and we appreciate you choosing Bluevine to support your business.
If you ever need anything further, you can reach us anytime through our Contact Us page: https://www.bluevine.com/contact-us
If your experience continues to meet your expectations, we’d appreciate it if you’d consider keeping your review updated over time.
– The Bluevine Team
Has every service required to run a…
Has every service required to run a small business.
22 April 2026
Reply from Bluevine
Hi Aaser,
Thank you for your review. We’re glad to hear that our platform is meeting your needs and supporting the day-to-day operations of your business.
Our goal is to provide a comprehensive set of tools that make managing your finances simpler, so it’s great to know that’s been your experience.
If there’s ever anything more we can support you with, you can reach us anytime through our Contact Us page: https://www.bluevine.com/contact-us
If your experience continues to meet your expectations, we’d appreciate it if you’d consider keeping your review updated over time.
– The Bluevine Team
Warning to small business owners: my experience with Bluevine has been unacceptable.
Bluevine closed my business account right after it received a legitimate payment, blocked my access to the remaining $2,404.94, and has still not provided a real solution for returning my money.
Instead of resolving the issue, they cut off access to my funds. If Bluevine no longer wanted to do business with my company, that is their choice. But holding a customer’s remaining balance without providing a clear way to withdraw it is completely unacceptable.
Their public response hides behind vague statements about being in a “regulated banking environment” and having “legal obligations,” while ignoring the main issue: my money is still being withheld and my follow-up emails have gone unanswered.
This is exactly the kind of experience that should make other businesses think twice before trusting this service with their funds. No business should have to fight to recover its own money after receiving a legitimate payment and complying with document requests.
I am posting this to warn other business owners to be extremely cautious. If Bluevine finally returns my funds, I will update this review to reflect that outcome.
22 April 2026
Unprompted review
Bluevine reps were very friendly and…
Bluevine reps were very friendly and knowledgeable about the best ways to utilize my line of credit for my business. Thanks Bluevine.
22 April 2026
Reply from Bluevine
Hi Teresa,
Thank you for taking the time to share your experience. We’re glad to hear our team was friendly and able to provide helpful guidance on how to best utilize your line of credit for your business.
Supporting you with clear, knowledgeable insights is something we strive for, and it’s great to know that came through.
If you ever have additional questions or need further support, you can reach us anytime through our Contact Us page: https://www.bluevine.com/contact-us
If your experience continues to meet your expectations, we’d appreciate it if you’d consider keeping your review updated over time.
– The Bluevine Team
Easy and friendly customer service!
22 April 2026
Reply from Bluevine
Hi Jonah,
Thank you for your feedback. We’re glad to hear you found our customer service both easy to work with and friendly—those are exactly the qualities we aim to deliver.
We appreciate you choosing Bluevine, and if you ever need further assistance, you can reach us anytime through our Contact Us page: https://www.bluevine.com/contact-us
If your experience continues to meet your expectations, we’d appreciate it if you’d consider keeping your review updated over time.
– The Bluevine Team
Fairly easy process but Janice
Fairly easy process but Janice, my account exec really pushed my experience over the top.
22 April 2026
Reply from Bluevine
Hi RS,
Thank you for sharing your experience. We’re glad to hear the process felt smooth overall, and even more so that Janice was able to elevate it and make a strong impression as your account executive.
Providing that extra level of support is exactly what we aim for, and it’s great to know it made a difference for you.
If you ever need anything further, you can reach us anytime through our Contact Us page: https://www.bluevine.com/contact-us
If your experience continues to meet your expectations, we’d appreciate it if you’d consider keeping your review updated over time.
– The Bluevine Team
Janice and Bluevine 5 STARS !
Janice was a pleasure to work with who was on top of everything and help make this a "GREAT" experience. Look forward to working with Bluevine again in the future !
21 April 2026
Reply from Bluevine
Hi Patrick,
Thank you for the 5-star review. We’re glad to hear that Janice made such a strong impression and helped create a great experience for you from start to finish.
It’s great to know you felt supported and that everything stayed on track—this is exactly the level of service we aim to provide.
We appreciate you choosing Bluevine and look forward to supporting you again in the future. If you ever need anything in the meantime, you can reach us through our Contact Us page: https://www.bluevine.com/contact-us
If your experience continues to meet your expectations, we’d be grateful if you’d consider keeping your review updated over time.
– The Bluevine Team
Reply from Bluevine
Hi Richard,
Thank you for sharing your experience. We’re glad to hear the process felt quick, easy, and seamless, and that Anthony made a positive impact along the way.
Providing a smooth experience paired with strong support is exactly what we aim for, so it’s great to know that came through for you.
If you ever need anything further, you can reach us anytime through our Contact Us page: https://www.bluevine.com/contact-us
If your experience continues to meet your expectations, we’d be grateful if you’d consider keeping your review updated over time.
– The Bluevine Team
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