Bell Financial Solutions Ltd Reviews 

I cannot recommend Daniel Bell at Bell Financial Solutions highly enough.
If you are navigating financial remedy proceedings and need a Single Expert Mortgage Capacity Assessment for an FDR hearing, Daniel is exactly the professional you need in your corner.

Going through a divorce is stressful enough, but having complex self-employed income, limited company accounts, and private liabilities makes it even harder.

Daniel was incredibly thorough and deeply knowledgeable.
He didn’t just plug basic numbers into a generic calculator; he took the time to properly assess my statutory accounts, dividend history, and credit commitments to produce a highly robust and realistic affordability assessment.

Most importantly, Daniel understands exactly what the Family Court expects. His report was completely objective, highly detailed, and perfectly compliant with the strict FPR Part 25 expert requirements.

His communication was flawless throughout the whole process—he was patient, responsive, and answered all of my procedural questions with absolute clarity. The turnaround time was impressively fast, but he never sacrificed his meticulous attention to detail.

Professional, efficient, and a true independent expert in his field. I am completely confident submitting his report to the judge. Thank you, Daniel!

I recently used Bell Financial Solutions for my first property purchase. As a first-time buyer, the whole process was completely new to me, but the team made everything feel straightforward and ensured that everything was handled correctly.

They were always responsive, helpful, and happy to answer my questions throughout the process. A special thank you to Charlotte and Hayley for all their hard work in helping to get the purchase over the line. I highly recommend them!

As first time buyers we couldn’t ask for more! We had so many questions, we knew barely nothing about buying a property.
Daniel and Hayley made the all progress look so much easier.
We had a WhatsApp group chat where Daniel and Hayley were assisting us all the way, any questions anytime.
Daniel’s knowledge definitely offered us a lot of confidence on the massive move we were making on our lives, not to forget on how Hayley was very supportive and prompt too.
From our experience we highly recommend this brokers. You won’t be disappointed!!
A big thank you, to you both.

I am extremely disappointed with the service I received during my remortgage application.

Over a period of approximately eight weeks, I experienced significant delays, poor communication and a lack of clarity regarding the progress of my application. Despite requesting documentation on multiple occasions, I was never provided with a mortgage illustration in writing, although I was repeatedly informed that it had been sent.

During this time, I was contacted by third-party solicitors who advised they were acting on behalf of Halifax. This was confusing, as I had not received any formal documentation outlining the details of the proposed remortgage.

When I raised concerns regarding the lack of communication and requested clarification, the remortgage process was discontinued rather than my concerns being addressed. This resulted in a considerable amount of wasted time and unnecessary frustration.

Having since read other customer reviews, I noted similar complaints regarding communication and responsiveness. Based on my experience, I would not recommend this service.

Bell financial Solutions LTD helped me to to get a mortgage really quick. They have been thorough throughout and supportive from start to finish.

communication was first class ! Knowledge and appreciation for clients circumstances was exceptional....

Clear, prompt and friendly communication throughout the process made the whole experience easy. Everything was clearly explained and any questions answered.

We have used Bell Financial Solutions multiple times now, and there is absolutely nothing impossible for Daniel when it comes to getting a mortgage for anyone. We are currently waiting for our completion, and so far Daniel and Hayley have made our mortgage process incredibly smooth and stress-free. Daniel was fantastic at explaining all of our options clearly, while Hayley kept us updated every single step of the way. Their communication was excellent, and they were always quick to reply to our questions. We felt completely supported throughout the entire journey. I highly recommend them to anyone looking for a reliable and professional mortgage team!

We received amazing service from Daniel at Bell Financial Solutions. He immediately put us at ease during our initial chat and worked hard to secure us a mortgage with one of us being self-employed. Highly recommend Daniel and Hayley, they really went above and beyond.

The team at Bell Financial Solutions were incredibly efficient and always on hand to help and answer any questions I had. Their timeliness was really appreciated! I would highly recommend.

Joe Turner was a huge help when I was trying to secure a mortgage for my first home.
The advice and guidance he provided was invaluable and he couldn't have done more to aid me in choosing the right option which suited my circumstances and requirements.
He was always available for a consultation, constantly checking in with me at every stage of the process.

The service provided was excellent, always Daniel and Joe giving a clear explanation of each step of the process, when I had questions, very kind they helped me, they gave as well great follow up in order to complete all the process of my re-mortgage, and even they helped me to get a cheaper life insurance which I appreciate, I recommend 100% their services.

Very helpful and easy process

I had a great experience with my previous mortgage broker. However when remortgaging things went radio silent. The point where unknowing what was happening. We were dealt with someone different, with short, sharp responses. No contact, when dealing with finances and changing over mortgages we wanted to know what would come out and at what point. There were unclear lines of when one mortgage would end, what payments would be deducted and when the first payment would be deducted for the mortgage. As you can appreciate this exceeded £3k+. When dealing with this and bills etc you would be highly concerned. We were asked to sign documents for the mortgage and got one word answers from them. Like thanks. We gave up at that point. I was introduced to Bell Financial through a client I worked with for years. We were not informed our mortgage broker left the business and when informed we assessed why the communication dropped rapidly. The client service in which our previous broker provided was exceptional, contacting us on annual leave, when she was getting on a flight, I was so disappointed of the lack of client care recieved after her departing the company. The one word answers and the no empathy or understanding of financial transactions left a sour taste in my mouth. Even when asking further clarification we were asked abruptly “please see previous messages”. This was not the experience we had with our previous broker. The fee we paid our previous broker was worth more than the money, however this transaction felt disappointing.

To add to this the response which the company gave after this review was worse than the original. The managing director sent this dated 16/04/2026 at 10:22pm, which was extremely unprofessional:
“ It’s a shame you didn’t contact me in the first instance before you left a review. It says a lot about you, not us, that we have had over 500 5* reviews and you are the only person that feels we didn’t deliver. In fact qthe real reason was you wouldn’t listen, you were more incompetent than anyone we know, and the rudest client I have ever come across. Your situation was explained more than 10x (I’ve counted) and you still ‘didn’t get it’. Just because you can’t handle your own finances- doesn’t mean you should blame the one that got you your home. I’ll respond accordingly.”

True colours shown here. Be aware.

Hayley was absolutely amazing. She was so respectful and couldn’t do enough to help.. we were abroad for most of the time we were re mortgaging. She went above and beyond to get the mortgage as quickly as possible. Thank you so very much Hayley, for everything.

As a first-time homebuyer, I was incredibly nervous about the mortgage process, but bell finance made everything feel like a breeze. If you want someone who genuinely cares about getting you into your dream home, look no further!"

We had a fantastic experience with our mortgage advisor, Joe. From the very beginning, he was incredibly quick to respond and handled everything with a high level of professionalism. He made the whole process feel straightforward and stress-free.

What really stood out was how approachable Joe was—no question ever felt too small or silly, and he took the time to explain everything clearly and patiently. Thanks to his efficiency and expertise (and the support of Hayley), our mortgage application was submitted and approved on the very same day, which exceeded all our expectations.

We wouldn’t hesitate to recommend Joe's services to anyone looking for a smooth and supportive mortgage experience.

Great service from Daniel and Hayley. Always quick to answer any queries and made the remortgaging process smooth throughout.

I had a very positive experience working with this mortgage broker. They were extremely helpful throughout the entire process and always responded quickly at every stage.

Before working with them, I had already tried to purchase a flat but lost months due to lack of communication. The process did not progress at all and it was very frustrating.

However, when I worked with this team, the same process moved forward much faster and far more smoothly

Thanks to their support, I was able to find both a suitable conveyancer and a mortgage offer without unnecessary stress. Whenever something got stuck or unclear, they were always available to assist, and we communicated many times along the way.

They were consistently polite, professional, and genuinely helpful from start to finish. I really appreciate all the support they provided.

I would like to thank the whole team and everyone who helped me throughout the proces.

Excellent communication throughout - also proved very timely in light of recent events.