AXA Health Reviews 

21,691
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Considering 5,938 reviews, reviewers had a great experience with this company. Customers frequently mention that the staff are exceptionally caring, polite, and professional, making stressful medical procedures much easier to handle successfully. Consumers also deeply appreciate the prompt and efficient response times when submitting claims, ensuring that all necessary medical treatments are quickly approved without any stress. Some reviewers were not happy with the claims process, noting that certain medical treatments, tests, or specific health conditions were unexpectedly refused or restricted. People additionally mentioned significant difficulties when navigating automated phone systems, dealing with virtual bots, and experiencing long waiting times while trying to get timely help.

What people talk about most

Service

Clients share positive opinions on service, highlighting fast, prompt, and reliable support from... See more

Staff

Customers report positive experiences with staff, highlighting helpful, polite, and professional... See more

Customer service

Customers consistently note positive experiences with customer service, praising staff for being helpful,... See more

Response time

Users describe ambiguous interactions with response_time, reflecting a high level of disagreement regarding... See more

Claim

People report ambiguous experiences with claim processing, reflecting a high level of disagreement among... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I really find it difficult to navigate around the website. Don't know whether to go into Inbox or Notifications and even when things are read - it still shows the number as unread???? The little numb... See more

Company replied

Rated 4 out of 5 stars

I love the virtual lucy access and use it frequently because trying to get appointments at my own doctors is almost impossible. Recently used Axa for help with a knee issue. Scan was quickly booked,... See more

Company replied

Rated 4 out of 5 stars

I've been pleased with the service and support from Axa - they provide enough people on the phone line that there is little waiting time. There are the usual messages about "you can do this on the web... See more

Company replied

Rated 4 out of 5 stars

Customer Service and replies to emails and claims is really quick and I have had no issues. Just my medical journey has been long and ongoing and because the private consultants are busy you do have... See more

Company replied


Company details

  1. Health Insurance Agency

About AXA Health

Written by the company

Father teaching his daughter how to stake We are AXA’s health and wellbeing specialists

We all love to feel cared for. From steady acts of support to that feeling of being truly listened to.

We help our members access the support and healthcare they need quickly. From diagnosis and treatment, to guidance and tools that can help you manage your health every day - not just when there's a problem.

We were founded by doctors and hospitals working together to give more people better access to healthcare. In the 86 years since, we’ve grown to become part of one of the biggest insurance groups in the world.

With that comes expertise and experience in how best to support our members - and a commitment to putting their health first. Care goes beyond fast access to appointments and treatment. It's about being heard, understood and supported.

Find out more about the care that goes into our cover.

Woman sitting in a chair drinking a cup of coffee

Contact info

4.1

Great

TrustScore 4 out of 5

22K reviews

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4.1

All reviews

(21,691)

5,817 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Unfair claims process -AXA

AXA claims claims processing is slow and full of barriers, including delaying tactics.

It’s all done through a complex response and answering system using their platform, the responders do not read previous messages and notes. The responders do not read your policy contents! One response says no to the claim, another accepts, then another challenges it again.

Tedious and exhausting claim process, and totally unfair.

Add to this that consultations are at your own expense and only the impatient operation can be claimed, yet the consultant can’t operate to relieve pain that I was in, without a consultation!!

22 July 2026
AXA Health logo

Reply from AXA Health

Hi, Neil
We are sorry to hear you are unhappy with the way your complaint has been handled. As advised, the next step for you would be to contact the financial ombudsman to review the case if you remain unhappy with the decision.
Thank you for taking the time to share your experience with us.
Kind regards,
Lily.

Rated 5 out of 5 stars

Excellent PMI insurance provider

Great service, everyone is so responsive with a simple online claims system.

7 April 2026
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Reply from AXA Health

Hi, Carlo

We are happy to hear that you had a positive experience with our team. We appreciate you taking the time to share your feedback.

Kind regards, Jess

Rated 5 out of 5 stars

Effective,empathetic…

Efficient ,helpful and worked well with my hospital during a difficult period of surprises

27 April 2026
AXA Health logo

Reply from AXA Health

Hi, Tony

We are happy to hear that you had a positive experience with our team. We appreciate you taking the time to share your feedback.

Kind regards, Jess

Rated 2 out of 5 stars

Axa would be 4 stars but HBSUK and the…

Axa would be 4 stars but HBSUK and the virtual Lucy platform would be zero, hence the 2 star rating.
Shocking user experience with HBSUK not returning calls and not doing what they promised they would. Buy hey, why have just one efficient point of contact with AXA when you can make it really complicated for policy holders and completely screw it up by having 3?
Won't be renewing with AXA for this reason

9 June 2026
AXA Health logo

Reply from AXA Health

Hi, Graham

Thank you for taking the time to leave us your feedback. We are very sorry to hear of the issues you have experienced. The muscles, bones & joints pathway offered by our provider HBSUK is an option we offer to our members to obtain a faster assessment and overall process for your condition as our advisors are not medically trained. If this route is not convenient, we can accept referral from NHS GP or the online GP Doctor Care anywhere.
If you would like us to look into anything further for you, please feel free to contact us directly at onlineresponseteam@axahealth.co.uk

Kind regards, Jess

Rated 5 out of 5 stars

Helpfulness of the staff make the whole…

Helpfulness of the staff make the whole process easy.

12 August 2026
AXA Health logo

Reply from AXA Health

Hi, Jimmy

We are happy to hear that you had a positive experience with our team. We appreciate you taking the time to share your feedback.

Kind regards, Jess

Rated 1 out of 5 stars

Absolute waste of money and time

I've been with AXA for a year and the only thing I needed help with ended up being solved at the NHS and then I had to pay £50 to the NHS for filling out the AXA forms, who did absolutely nothing.

When you cancel the membership they still send you an email saying that your membership was renewed and they will take further payments.

The service has been extremely useless and disgusting.

Cherry on top is having to log into their app with rudimentary loop hopping 2FA for every little communication, especially for things that could be a simple email like membership cancellation.

ALSO WHY CAN'T I CANCEL BY MYSELF? WHY DO YOU NEED TO MAKE ME JUMP HOOPS AND READ FAKE AUTO-RENEWAL EMAILS?

15 August 2026
Unprompted review
AXA Health logo

Reply from AXA Health

Hi, Caroline

Thank you for taking the time to leave us your feedback. We are very sorry to hear of the issues you have experienced. If you would like us to look into anything for you, please feel free to contact us directly at
onlineresponseteam@axahealth.co.uk

Kind Regards, Jess

Rated 5 out of 5 stars

very helpful

very helpful, saved me money also

21 July 2026
AXA Health logo

Reply from AXA Health

Hi, Wayne

We are happy to hear that you had a positive experience and appreciate you taking the time to share your feedback.

Kind regards, Jess

Rated 3 out of 5 stars

I expected to see an in person health…

I expected to see an in person health professional, but after 4 sessions was no closer to getting medical treatment for severe back pain. I expected to see a physio therapist on the second session in person rather than very short video links

14 August 2026
AXA Health logo

Reply from AXA Health

Hi, Martyn

Thank you for taking the time to leave us your feedback. We are very sorry to hear of the level of service you have experienced.
The muscles, bones & joints pathway offered by our provider HBSUK is an option we offer to our members to obtain a quicker assessment of your condition and overall process. If this route is not convenient, we can accept referral from NHS GP or the online GP Doctor Care anywhere for face to face treatment.
If you would like us to look into anything further for you, please feel free to contact us directly at onlineresponseteam@axahealth.co.uk

Kind Regards, Jess

Rated 1 out of 5 stars

Refuse claims unjustifiably

Doing everything possible to refuse a genuine claim. They want my NHS GP to fill in a form (which they'll charge for) to talk about a medical condition I've never seen the NHS GP for.

14 August 2026
Unprompted review
AXA Health logo

Reply from AXA Health

Hi, Sam

We are sorry to hear you have been left feeling this way. If you would like us to look into anything further for you, please contact us directly at onlineresponseteam@axahealth.co.uk

Kind regards, Jess

Rated 5 out of 5 stars

Great service

Great service, seen quickly, queries dealt with efficiently

7 August 2026
AXA Health logo

Reply from AXA Health

Hi, Samantha

We are happy to hear that you had a positive experience and appreciate you taking the time to share your feedback.

Kind regards, Jess

Rated 5 out of 5 stars

Couldn't ask for more

Uncomplicated, professional, polite. Perfect!

14 July 2026
AXA Health logo

Reply from AXA Health

Hi, Phil

We are happy to hear that you had a positive experience with our team. We appreciate you taking the time to share your feedback.

Kind regards, Jess

Rated 5 out of 5 stars

Excellent knowledge of the product

Excellent knowledge of the product, quick service with no sales pressure

13 August 2026
Unprompted review
AXA Health logo

Reply from AXA Health

Hi Steve

Thank you for sharing your good experience. We are happy to hear that you have had great service with us.

Kind regards

Dan

Rated 5 out of 5 stars

Really helpful when contacted and…

Really helpful when contacted and always informative

12 June 2026
AXA Health logo

Reply from AXA Health

Hi Roy and Tracy

We are happy to hear that you had a positive experience with our team. We appreciate you taking the time to share your feedback.

Kind regards

Dan

Rated 5 out of 5 stars

Easy to understand the communication &…

Easy to understand the communication & change to my appointment time allowing me to update my manager in a timely fashion.

14 August 2026
AXA Health logo

Reply from AXA Health

Hi Sean

We are happy to hear you have had an easy and positive journey with us. Thank you for leaving us your kind review.

Kind regards

Dan

Rated 5 out of 5 stars

Always fantastic when I need any…

Always fantastic when I need any treatment. Top class

22 June 2026
AXA Health logo

Reply from AXA Health

Hi Steve

We are happy to hear that you had a positive experience with our team. We appreciate you taking the time to share your feedback.

Kind regards

Dan

Rated 5 out of 5 stars

Always very helpful and informative…

Always very helpful and informative when I call with an issue regarding my claims or issues with App
I think the App could be a wee bit easier to navigate

20 April 2026
AXA Health logo

Reply from AXA Health

Hi Patrick

Thank you for sharing your good experience. We are happy to hear that you have had consistently great service with us.

Kind regards

Dan

Rated 5 out of 5 stars

Exceptional Care and Support During My Sciatica Recovery

The care, encouragement, and dedication shown by my physiotherapist made a huge difference in my recovery from sciatica. I am truly grateful for his support.

9 June 2026
AXA Health logo

Reply from AXA Health

Hi Moira

We are happy to hear that you had a positive experience with our team. We appreciate you taking the time to share your feedback.

Kind regards

Dan

Rated 4 out of 5 stars

Great customer service but the GP set up is cumbersome

The call center staff were superb! Very impressed. Found me the perfect monthly option, sent information through promptly and even provided a direct email address!!
Setting up the Dr app though was painful. I had to ask 3 times for activation codes, just not straightforward at all. Strange that the app is only available to corporate customers? Why is this?

13 August 2026
AXA Health logo

Reply from AXA Health

Hi Tina,

Thank you so much for your lovely feedback. It's wonderful to hear our team made such a great impression and found the perfect solution for you!

I'm sorry the Dr Care Anywhere app setup wasn't as smooth as it should've been. I've noted your feedback and will make sure it reaches the right team. If you're still experiencing any issues, the Doctor Care Anywhere Patient Experience Team would be happy to help — you can reach them on 0330 088 4980 or at contactus@doctorcareanywhere.com (Monday–Friday, 9am–5pm).

Regarding our app availability, it currently supports our large corporate members with access to health and wellbeing content and company benefits. However, we are continuously working to expand our digital offering for all members.

Best wishes,
Becky

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