Absolute criminals avoid like the plague. Insured my i phone 17 pro max and my wifes z fold asked at start of policy if i can have just one policy daid all good. Wife lost her phone went to make claim... See more
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I needed to insure my phone before my group holiday later this year. My friend mentioned Arma Karma because of the great prices and what is included in the cover. It is hard finding insurance that is... See more
Company replied
I discovered Arma Karma through Instagram and a helpful post about Festivals. Insurance for such an event had never occurred to us. It was very easy and straightforward to get cheap reasonably price... See more
Company replied
Amazing service and price! After reading the last few reviews I was somewhat sceptical when looking to get cover for my sunglasses as they are very important to me. After speaking with the lovely cust... See more
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Company details
Written by the company
Hello. We're Arma Karma an insurtech (insurance + tech) set on doing things differently. Our mission is to bring some 'Good' to the dull and unethical world of insurance. We have designed our possession-based insurance, and the company, to stand out from the crowd, so how are we different? The answer is simple; YOU get to choose what's protected. Your items are protected anywhere at home and even abroad! Our insurance is on a subscription basis, amend and cancel anytime with no hidden fees. What's even better is that with every subscription we donate 25% of our revenue and YOU can choose which charity it goes to! To find out more head to our website: http://armakarma.insure
Contact info
United Kingdom
- hello@armakarma.insure
- armakarma.insure
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Hasn’t replied to negative reviews
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Specs insurance
I looked for insurance on my brand new spectacles. I found this company online. So far so good. Easy to do. No issues. Await to see how easy it is to claim if I need to.

Reply from Arma Karma
Easy straightforward transaction
Easy straightforward transaction and good value

Reply from Arma Karma
Great online experience for getting my…
Great online experience for getting my policy set up. Very easy and quick, very nice user experience.

Reply from Arma Karma

Reply from Arma Karma
website was straight forward
The website was straight forward to use and the cover was quite competitive

Reply from Arma Karma
A high quality insurance company who…
A high quality insurance company who looks after their customers

Reply from Arma Karma
Really easy and simple to use
Really easy and simple to use, ordered a mobile policy in minutes and really glad they cover mobile phone owned by children!

Reply from Arma Karma
Great company
Great company. Very easy to use, nice touch with the donation to charity too.

Reply from Arma Karma

Reply from Arma Karma
super quick and easy process
super quick and easy process, policy document in very plain English, better price than I found elsewhere

Reply from Arma Karma
Great price and cover is comparable to…
Great price and cover is comparable to other insurers who quoted me nearly twice as much. Like the fact that you can choose from 3 different deductible amounts and also that they confirm the policy covers refurbished phone as long as it is within its 12 month warranty when you are taking out the policy.

Reply from Arma Karma
Quick and easy to set up
Quick and easy to set up, very affordable cover

Reply from Arma Karma
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