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Rated 5 out of 5 stars

We run Avatar Group Ltd, managing restaurants and hotels in Shrewsbury, and like any business, there have been moments where the right support really mattered. Mohammad came through for us at e... See more

Rated 5 out of 5 stars

I was really impressed with Mohammad’s assistance on our business loan application. It was a secured business loan backed by property, and the best part of the process was that the transaction was com... See more

Rated 5 out of 5 stars

I’d like to extend my gratitude to Mohammad for arranging a secured business loan through my property with a second charge. I truly appreciate how quick and seamless the payout process was. The best p... See more

Rated 5 out of 5 stars

One of the best companies I have dealt with. From the start of the process to obtain funding Mohammad was very resourceful and helpful. He tried multiple sources and recommended the most cost effectiv... See more

Company replied

Company details

  1. Alternative Financial Service

Written by the company

At AptPay, we specialise in providing fast, flexible financial solutions for businesses across the UK. Whether you need Bridging Loans, Business Funding, or Commercial Mortgages, our services are tailored to meet the unique needs of your business. We understand that accessing quick funds is crucial, which is why we offer a streamlined application process that ensures you get the financial support you need promptly. Once approved, we aim to deliver your funds quickly, helping your business continue its growth without delay. Our services are designed to be flexible, with a variety of loan options and repayment plans that can be customised to suit your cash flow, whether you prefer daily, weekly, or monthly instalments. We also support a wide range of industries, including Retail, Hospitality, and Construction, and many others, as well as high-risk sectors like precious metals and jewellery, online pharmacies, debt recovery, and more. With our proven success and expert support, AptPay is the trusted partner for businesses looking to achieve their financial goals. Our dedicated team is here to provide personalised advice and help you navigate the financial options that best suit your needs. Contact us today to learn how we can help unlock your business's potential with flexible, hassle-free funding solutions.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

43 reviews

5-star
4-star
3-star
2-star
1-star

Hasn’t replied to negative reviews

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Rated 5 out of 5 stars

I received excellent service from…

I received excellent service from Mohammad Samad. The support was outstanding. I had challenges securing a business loan, but he successfully arranged funding through Business Finance. Highly recommended!

30 May 2025
Unprompted review
Rated 5 out of 5 stars

Outstanding Support from APTPAY — Special Thanks to Mohammad Samad

I recently used APTPAY to help secure a loan for my business, and the experience was outstanding from start to finish. Mohammad Samad was incredibly professional, responsive, and genuinely committed to getting the best outcome for my business needs.

He made the entire process smooth, explained everything clearly, and went the extra mile to ensure things progressed efficiently. His support gave me real confidence at a time when financial clarity was crucial.

If you're looking for a broker who truly cares and delivers results, I highly recommend APTPAY — and especially Mohammad Samad. Exceptional service!

22 May 2025
Unprompted review
Rated 5 out of 5 stars

Dear Mohammad and the AptPay Team,

Dear Mohammad and the AptPay Team,

We sincerely appreciate your support in securing our loan. After facing multiple rejections from other lenders, you and your team took the time to understand our case, reached out to the right lenders under our conditions, and made the entire process smooth and hassle-free.

Your dedication, from handling logistics to administrative tasks, made a significant difference. We truly appreciate your efforts.

Best regards,
TN7 RETAIL LTD

11 March 2025
Unprompted review
Rated 5 out of 5 stars

I’d like to extend my gratitude to…

I’d like to extend my gratitude to Mohammad for arranging a secured business loan through my property with a second charge. I truly appreciate how quick and seamless the payout process was. The best part? I didn’t have to pay any valuation or legal fees, saving me thousands of pounds. Without a doubt, I’ll be bringing him more business—he’s a true expert in the industry! KMVKEES LTD , Yorkshire.

7 March 2025
Unprompted review
Rated 5 out of 5 stars

Mohammad helped me secure business cash…

Mohammad helped me secure business cash advances within 24 hours. The process was incredibly fast, and his professionalism throughout was outstanding. I’m impressed with how efficiently everything was handled and highly recommend his services!

3 February 2025
Unprompted review
Rated 5 out of 5 stars

“I have been using the services of…

“I have been using the services of AptPay and Mohammad Samad for a long time, and I am consistently impressed by their exceptional service. Every time, the funds are processed quickly and efficiently, reflecting their professionalism and dedication. I truly appreciate the reliability and excellence they bring to the table.”

27 August 2024
Unprompted review
Apt Payment logo

Reply from Apt Payment

Hi,

Thank you so much for your kind words and for taking the time to share your experience with AptPay! We’re thrilled to hear that our commitment to efficiency, professionalism, and reliability has made a positive impact on your experience. We will be sure to pass on your kind words to Mohammad; thank you for recognising his hard work.

Your trust and support mean the world to us, and we look forward to continuing to provide you with exceptional service. If there’s ever anything more we can do for you, please don’t hesitate to reach out!

Rated 5 out of 5 stars

Mohamad's service was uniquely tailor made tailor…

Mohamad's service was uniquely tailor made to our requirements.
Very professional and efficient throughout the application process and beyond.
Excellent communication with adequate knowledge is an added advantage to deal with the agent.
I will certainly recommend this company for anyone looking for business funding.

20 December 2024
Unprompted review
Apt Payment logo

Reply from Apt Payment

Hi, Shan,

Thank you so much for your thoughtful and kind words about our business funding! It’s great to hear that our service met your specific needs so effectively. We deeply value professionalism, efficiency, and expertise and strive to uphold them in every client interaction, so knowing that your experience was seamless means the world to us.

We greatly appreciate your recommendation and look forward to supporting you with any future business funding needs. Wishing you continued success!

Rated 5 out of 5 stars

AptPay exceeded my expectations in…

AptPay exceeded my expectations in every way. When working with Mohammad, he approached multiple lenders, ensuring I had the best options tailored to my needs. He demonstrated a deep understanding of my situation, providing clear guidance throughout the process. As a business owner, securing funds quickly and cost-effectively was my top priority, and Mohammad delivered on both fronts with professionalism and efficiency.

24 December 2024
Unprompted review
Apt Payment logo

Reply from Apt Payment

Hi, Mr & Mrs Suba,

Thank you so much for sharing your experience with AptPay and for highlighting our dedication and expertise! It’s fantastic to hear that we exceeded your expectations and provided the tailored solutions you needed. Helping business owners like yourself secure funds quickly and cost-effectively is our top priority, and we're delighted that our professionalism and approach made a positive impact.

Your kind words motivate us to continue delivering exceptional service. Should you need assistance in the future, please don't hesitate to reach out. Thank you for choosing AptPay!

Rated 5 out of 5 stars

Best service

Best service ever, great experience.

2 October 2024
Unprompted review
Apt Payment logo

Reply from Apt Payment

Hi, Mohammed,

Thank you so much for your kind words about our financial services! We're thrilled to hear that you had a great experience and enjoyed our service. Our team prides itself on offering outstanding support when securing your ideal business financing solution.

Your feedback means a lot to us, and we look forward to serving you again in the future!

Rated 5 out of 5 stars

One of the best companies to deal

One of the best companies to deal

2 October 2024
Unprompted review
Apt Payment logo

Reply from Apt Payment

Hi, Chacko,

Thank you so much for your kind review of our financial services! It’s fantastic to hear your appreciation of our company. Our team does everything it can to offer the most responsive and informed support to help you secure funding that will guide you towards your goals.

If you ever need our assistance in the future, please do not hesitate to reach out to us. Thank you for trusting AptPay!

Rated 5 out of 5 stars

Mohammad assisted me in securing…

Mohammad assisted me in securing business cash advances for my restaurant in a very short time. His swift and efficient service made the entire process hassle-free

25 September 2024
Unprompted review
Apt Payment logo

Reply from Apt Payment

Hi, Jubeda,

Thank you for your kind words about our team and business cash advance services! We are thrilled to hear that Mohammad secured the ideal cash advances for your restaurant quickly and efficiently. We will certainly pass your positive feedback on to him.

Our team always strives to eliminate the stress of obtaining business funding so that you can concentrate on other pressing tasks, and it’s great to know we met your expectations.

If you ever need our assistance in the future, please don’t hesitate to reach out – we’re here to help!

Rated 5 out of 5 stars

I had an excellent experience with…

I had an excellent experience with Mohammad Samad, who helped secure business financing for Sylhet Super Market Ltd in Birmingham very quickly. His in-depth knowledge and expertise in business finance made the process smooth and stress-free. I highly appreciate his professionalism and efficiency. I would definitely recommend his services to anyone looking for fast and reliable financial solutions.”

5 September 2024
Unprompted review
Apt Payment logo

Reply from Apt Payment

Hi, Salahudin,

Thank you so much for your kind words and glowing review of our business finance services! It’s wonderful to hear that Mohammad was able to provide such an excellent experience when securing funding for Sylhet Super Market Ltd.

We pride ourselves on our commitment to offering smooth and efficient financial solutions, and it’s fantastic to know that his expertise made the process stress-free for you.

Your recommendation means a lot to us, and we are always here to assist you with any future needs. Best wishes for continued success in your business!

Rated 5 out of 5 stars

One of the best companies I have dealt…

One of the best companies I have dealt with. From the start of the process to obtain funding Mohammad was very resourceful and helpful. He tried multiple sources and recommended the most cost effective funding option and source. Was able to successfully obtain funding through him when my other sources failed. Knowing the urgency, the turnaround with which he obtained the funding was really amazing.

25 July 2024
Unprompted review
Apt Payment logo

Reply from Apt Payment

Thank you

Rated 5 out of 5 stars

Very good experience everything they…

Very good experience everything they made so easy for me and I was happy about I will recommend these Apt payment they are very good if you need cash for business grow or anything else

25 April 2023
Unprompted review
Apt Payment logo

Reply from Apt Payment

Hi Sajji, thank you for those kind words. We always pride ourselves on making the process as easy as possible for our clients and are delighted to hear that we provided the capital required to help your business. Please do not hesitate to reach out in the future for further assistance.

Rated 5 out of 5 stars

Mohammed Samad provided us with great…

Mohammed Samad provided us with great service to obtain card machine loan. He was very helpful and delivered what he has promised. I would recommend Apt payment to friends and family. Great experience.

4 October 2022
Unprompted review
Apt Payment logo

Reply from Apt Payment

Hello Azid, thank you for leaving such a wonderful review. We are thrilled that you loved your experience; Mohammad will be happy to read your comments. Customer experience and satisfaction is our priority, and your review reaffirms the hard work we put in. So thank you for your kind words, we look forward to seeing you again and appreciate you recommending us.

Rated 5 out of 5 stars

Excellent Service from Mohammed Samad

30 September 2022
Unprompted review
Apt Payment logo

Reply from Apt Payment

Hello Mehtab, thank you for your kind words. We are happy you had a great experience and Mohammad will be happy to hear about your comments. We value your feedback and hope to work with you again so we can provide another great experience for you.

Rated 5 out of 5 stars

Great and quick service

Great and quick service

Mohammed is very communicated person to work with,no mater what time is he’s always try to sort the out the customer need .

Thank you for your service

26 September 2022
Unprompted review
Apt Payment logo

Reply from Apt Payment

Hello Lindi, thank you for your review and your wonderful feedback on our services. Mohammad will be delighted to hear your feedback. Customers having a great experience is our priority and something we value highly. We hope to see you again and provide another great experience for you.

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